{"id":17270,"date":"2024-02-26T08:47:45","date_gmt":"2024-02-26T08:47:45","guid":{"rendered":"https:\/\/icc.ge\/?p=17270"},"modified":"2024-02-26T08:49:05","modified_gmt":"2024-02-26T08:49:05","slug":"interview-with-pikria-kekelia","status":"publish","type":"post","link":"https:\/\/icc.ge\/index.php\/2024\/02\/26\/interview-with-pikria-kekelia\/","title":{"rendered":"Interview with Pikria Kekelia"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:calc( 1170px + 10px );margin-left: calc(-10px \/ 2 );margin-right: calc(-10px \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-1\"><blockquote>\n<p>Please see the interview with Pikria Kekelia &#8211; Head of Trade and Structured Finance Department at the Bank of Georgia<\/p>\n<\/blockquote>\n<p><strong>First of all, please tell us about your success story, as we know you are the Head of the Trade and Structured Finance Department at the Bank of Georgia. What stages did you go through, what difficulties did you face, and what stage you are at now?<\/strong><\/p>\n<p>Thank you for the interview. I have gone through a long and exciting path in my career development at the Bank of Georgia, and I am still going through it, where I interact with many interesting people, and gain knowledge and experience. I joined the Bank of Georgia from Private Bank Georgia (PrivatBank Group) in 2010 as a Trade Operations Manager, then I was promoted to the position of Head of Unit, and today I am already leading this direction, which turned out to be a great challenge for me. I started to see many things from a different perspective and I always try to make fair decisions, during which I am strongly supported by my team together, we have created many successful and innovative projects, and won many successes, recognitions, and awards in Georgia and as well as abroad.<\/p>\n<p>I have been in the field of trade finance for almost 14 years now and in my opinion, it is one of the most constantly evolving and non-stop fields, it is never a daily routine. Therefore, you are always in shape and continue to grow professionally. It also plays a crucial role in the development of Georgia&#8217;s economy. We offer the following Trade Finance products to our customers: Bank Guarantees, Documentary Letters of Credit, Standby Letters of Credit, Documentary Collections, as well as Factoring &#8211; for working capital financing.<\/p>\n<p>My team is actively involved in relations with customers and international partners daily. We assist businesses conduct trade operations with minimal risk. The main value we create for our customers is to reduce such risks, provide ultimate support in structuring the transaction, and offer a form of payment acceptable to them.<\/p>\n<p>I think it&#8217;s true luck to do a job you love, which allows you to continually develop, not to mention communicate with global banks and international financial institutions.<\/p>\n<p><strong>What\u2019s the biggest factor that has helped you be successful?<\/strong><\/p>\n<p>First of all, probably my family and friends who keep motivating me. As well as hard work, being result-oriented, the ability to quickly adapt to new circumstances, and patience. I believe that the key to any success in life is commitment and determination. The support, promotion, and sharing of experiences of the people you meet during your life also play no less role.<\/p>\n<p><strong>What are the benefits of having women in leadership?<\/strong><\/p>\n<p>Generally, I support equal rights and opportunities for both women and men. It is encouraging that today women hold several leading positions, and I consider that in this respect the balance in our organization is maintained. Also, according to studies, as far as I know, the characteristics of women&#8217;s behavior in the decision-making process produce much more positive results. Multitasking is also worth mentioning, which is one of the strengths of women. Moreover, productivity and quality of work.<\/p>\n<p><strong>What&#8217;s One Thing Every Woman Should Know About Being Successful in Her Career?<\/strong><\/p>\n<p>It would be difficult for me to single out a specific one because I consider success depends on several aspects &#8211; first, to love what you do, permanent development, self-discipline, responsibility, timely response, and decision-making. It is also essential to have a powerful team. I think I am very lucky in this regard. If you are ready to constantly develop, love, and take responsibility for your work, success is inevitable.<\/p>\n<p><strong>Finally, let\u2019s wrap up with the traditional question, what would you advise aspiring professionals and young people who are now taking their first career steps?<\/strong><\/p>\n<p>I believe that determination and commitment are significant. Therefore, I can only advise the younger generation, who are now taking their first career steps, to find what they want to do, not to fear challenges, and to accept any obstacle as another challenge. Be open to possibilities. Try to get utmost pleasure from what they do or will do and be constantly focused on development.<\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;width:100%;\"><div class=\"fusion-separator-border sep-double\" style=\"border-color:#e0dede;border-top-width:1px;border-bottom-width:1px;\"><\/div><\/div><div class=\"fusion-text fusion-text-2\"><blockquote>\n<p>\u10d2\u10d7\u10ee\u10dd\u10d5\u10d7 \u10d8\u10ee\u10d8\u10da\u10dd\u10d7 \u10d8\u10dc\u10e2\u10d4\u10e0\u10d5\u10d8\u10e3 \u10e4\u10d8\u10e5\u10e0\u10d8\u10d0 \u10d9\u10d4\u10d9\u10d4\u10da\u10d8\u10d0\u10e1\u10d7\u10d0\u10dc- \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10d5\u10d0\u10ed\u10e0\u10dd\u10d1\u10d8\u10e1 \u10e1\u10e2\u10e0\u10e3\u10e5\u10e2\u10e3\u10e0\u10e3\u10da\u10d8 \u10d3\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d4\u10de\u10d0\u10e0\u10e2\u10d0\u10db\u10d4\u10dc\u10e2\u10d8\u10e1 \u10ee\u10d4\u10da\u10db\u10eb\u10e6\u10d5\u10d0\u10dc\u10d4\u10da\u10d8<\/p>\n<\/blockquote>\n<p><strong>\u10de\u10d8\u10e0\u10d5\u10d4\u10da<\/strong> <strong>\u10e0\u10d8\u10d2\u10e8\u10d8<\/strong><strong>, <\/strong><strong>\u10d2\u10d7\u10ee\u10dd\u10d5\u10d7<\/strong><strong>, <\/strong><strong>\u10db\u10dd\u10d2\u10d5\u10d8\u10e7\u10d5\u10d4\u10d7<\/strong> <strong>\u10d7\u10e5\u10d5\u10d4\u10dc\u10d8<\/strong> <strong>\u10ec\u10d0\u10e0\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10e1<\/strong> <strong>\u10d8\u10e1\u10e2\u10dd\u10e0\u10d8\u10d8\u10e1<\/strong> <strong>\u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1<\/strong><strong>,\u00a0 \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10d5\u10d8\u10ea\u10d8\u10d7 \u10d7\u10e5\u10d5\u10d4\u10dc \u10ee\u10d0\u10e0\u10d7 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10d5\u10d0\u10ed\u10e0\u10dd\u10d1\u10d8\u10e1 \u10e1\u10e2\u10e0\u10e3\u10e5\u10e2\u10e3\u10e0\u10e3\u10da\u10d8 \u10d3\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d4\u10de\u10d0\u10e0\u10e2\u10d0\u10db\u10d4\u10dc\u10e2\u10d8\u10e1 \u10ee\u10d4\u10da\u10db\u10eb\u10e6\u10d5\u10d0\u10dc\u10d4\u10da\u10d8. <\/strong><strong>\u10e0\u10d0<\/strong> <strong>\u10d4\u10e2\u10d0\u10de\u10d4\u10d1\u10d8<\/strong> <strong>\u10d2\u10d0\u10d8\u10d0\u10e0\u10d4\u10d7<\/strong><strong>, <\/strong><strong>\u10e0\u10d0<\/strong> <strong>\u10e1\u10d8\u10e0\u10d7\u10e3\u10da\u10d4\u10d4\u10d1\u10e1<\/strong> <strong>\u10d2\u10d0\u10d3\u10d0\u10d0\u10ec\u10e7\u10d3\u10d8\u10d7<\/strong> <strong>\u10d3\u10d0<\/strong> <strong>\u10e0\u10d0<\/strong> <strong>\u10d4\u10e2\u10d0\u10de\u10d6\u10d4<\/strong> <strong>\u10d8\u10db\u10e7\u10dd\u10e4\u10d4\u10d1\u10d8\u10d7<\/strong> <strong>\u10d0\u10ee\u10da\u10d0.<\/strong><\/p>\n<p>\u10db\u10dd\u10d2\u10d4\u10e1\u10d0\u10da\u10db\u10d4\u10d1\u10d8\u10d7 \u10d3\u10d0 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\u10d5\u10d0\u10d2\u10e0\u10dd\u10d5\u10d4\u10d1 \u10ea\u10dd\u10d3\u10dc\u10d0\u10e1 \u10d3\u10d0 \u10d2\u10d0\u10db\u10dd\u10ea\u10d3\u10d8\u10da\u10d4\u10d1\u10d0\u10e1. \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d1\u10d0\u10dc\u10d9\u10e1 \u10e8\u10d4\u10db\u10dd\u10d5\u10e3\u10d4\u10e0\u10d7\u10d3\u10d8 \u10de\u10e0\u10d8\u10d5\u10d0\u10e2 \u10d1\u10d0\u10dc\u10d9\u10d8 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10d3\u10d0\u10dc (PrivatBank \u10ef\u10d2\u10e3\u10e4\u10d8) 2010 \u10ec\u10d4\u10da\u10e1 \u10e1\u10d0\u10d5\u10d0\u10ed\u10e0\u10dd \u10dd\u10de\u10d4\u10e0\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10db\u10d4\u10dc\u10d4\u10ef\u10d4\u10e0\u10d8\u10e1 \u10de\u10dd\u10d6\u10d8\u10ea\u10d8\u10d0\u10d6\u10d4, \u10e8\u10d4\u10db\u10d3\u10d2\u10dd\u10db \u10e3\u10d9\u10d5\u10d4 \u10d3\u10d0\u10d5\u10ec\u10d8\u10dc\u10d0\u10e3\u10e0\u10d3\u10d8 \u10e1\u10d0\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d8\u10e1 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\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8, \u10d8\u10e1\u10d4 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10e4\u10d0\u10e0\u10d2\u10da\u10d4\u10d1\u10e1 \u10d2\u10d0\u10e0\u10d4\u10d7\u10d0\u10ea.<\/p>\n<p>\u10d7\u10d8\u10d7\u10e5\u10db\u10d8\u10e1 \u10e3\u10d9\u10d5\u10d4 14 \u10ec\u10d4\u10da\u10d8\u10d0 \u10d5\u10d0\u10ed\u10e0\u10dd\u10d1\u10d8\u10e1 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d0\u10e8\u10d8 \u10d5\u10d0\u10e0 \u10d3\u10d0 \u10d5\u10e4\u10d8\u10e5\u10e0\u10dd\u10d1, \u10e0\u10dd\u10db \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7\u10d8 \u10e1\u10d0\u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10dd \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d0\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10db\u10e3\u10d3\u10db\u10d8\u10d5\u10d0\u10d3 \u10d5\u10d8\u10d7\u10d0\u10e0\u10d3\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10d0\u10e0 \u10e9\u10d4\u10e0\u10d3\u10d4\u10d1\u10d0. \u10d0\u10e0\u10d0\u10e1\u10dd\u10d3\u10d4\u10e1 \u10d0\u10e0\u10d8\u10e1 \u10db\u10dd\u10e1\u10d0\u10ec\u10e7\u10d4\u10dc\u10d8 \u10e0\u10e3\u10e2\u10d8\u10dc\u10d0. \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3, \u10e7\u10dd\u10d5\u10d4\u10da\u10d7\u10d5\u10d8\u10e1 \u10e4\u10dd\u10e0\u10db\u10d0\u10e8\u10d8 \u10ee\u10d0\u10e0 \u10d3\u10d0 \u10d0\u10d2\u10e0\u10eb\u10d4\u10da\u10d4\u10d1 \u10de\u10e0\u10dd\u10e4\u10d4\u10e1\u10d8\u10e3\u10da \u10d6\u10e0\u10d3\u10d0\u10e1. \u10d0\u10e1\u10d4\u10d5\u10d4, \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8 \u10e0\u10dd\u10da\u10d8 \u10e3\u10d9\u10d0\u10d5\u10d8\u10d0 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10e8\u10d8. \u10e9\u10d5\u10d4\u10dc \u10e9\u10d5\u10d4\u10dc\u10e1 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d4\u10d1\u10e1 \u10d5\u10d0\u10ed\u10e0\u10dd\u10d1\u10d8\u10e1 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d8\u10e1\u10d4\u10d7 \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d4\u10d1\u10e1 \u10d5\u10d7\u10d0\u10d5\u10d0\u10d6\u10dd\u10d7 \u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10ea\u10d0\u10d0: \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10d2\u10d0\u10e0\u10d0\u10dc\u10e2\u10d8\u10d4\u10d1\u10d8, \u10d3\u10dd\u10d9\u10e3\u10db\u10d4\u10dc\u10e2\u10e3\u10e0\u10d8 \u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d8\u10d5\u10d4\u10d1\u10d8, \u10e1\u10e2\u10d4\u10dc\u10d3\u10d1\u10d0\u10d8 (\u10e1\u10d0\u10e0\u10d4\u10d6\u10d4\u10e0\u10d5\u10dd) \u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d8\u10d5\u10d4\u10d1\u10d8, \u10d3\u10dd\u10d9\u10e3\u10db\u10d4\u10dc\u10e2\u10e3\u10e0\u10d8 \u10d8\u10dc\u10d9\u10d0\u10e1\u10dd, \u10d0\u10d2\u10e0\u10d4\u10d7\u10d5\u10d4 \u10e4\u10d0\u10e5\u10e2\u10dd\u10e0\u10d8\u10dc\u10d2\u10d8 &#8211; \u10e1\u10d0\u10d1\u10e0\u10e3\u10dc\u10d0\u10d5\u10d8 \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8\u10e1 \u10d3\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1.<\/p>\n<p>\u10e9\u10d4\u10db\u10d8 \u10d2\u10e3\u10dc\u10d3\u10d8 \u10e7\u10dd\u10d5\u10d4\u10da\u10d3\u10e6\u10d8\u10e3\u10e0\u10d0\u10d3 \u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d0\u10d3 \u10d0\u10e0\u10d8\u10e1 \u10e9\u10d0\u10e0\u10d7\u10e3\u10da\u10d8 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d4\u10d1\u10d7\u10d0\u10dc \u10d3\u10d0 \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10de\u10d0\u10e0\u10e2\u10dc\u10d8\u10dd\u10e0\u10d4\u10d1\u10d7\u10d0\u10dc \u10e3\u10e0\u10d7\u10d8\u10d4\u10e0\u10d7\u10dd\u10d1\u10d0\u10e8\u10d8. \u10d5\u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10e1 \u10e1\u10d0\u10d5\u10d0\u10ed\u10e0\u10dd \u10dd\u10de\u10d4\u10e0\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8 \u10db\u10d8\u10dc\u10d8\u10db\u10d0\u10da\u10e3\u10e0\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d8\u10d7 \u10d0\u10ec\u10d0\u10e0\u10db\u10dd\u10dd\u10dc. \u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8 \u10e6\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10e1\u10d0\u10ea \u10e9\u10d5\u10d4\u10dc\u10d8 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d5\u10e5\u10db\u10dc\u10d8\u10d7, \u10d0\u10db \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10db\u10ea\u10d8\u10e0\u10d4\u10d1\u10d0, \u10d2\u10d0\u10e0\u10d8\u10d2\u10d4\u10d1\u10d8\u10e1 \u10e1\u10e2\u10e0\u10e3\u10e5\u10e2\u10e3\u10e0\u10d8\u10e0\u10d4\u10d1\u10d0\u10e8\u10d8 \u10db\u10d0\u10e5\u10e1\u10d8\u10db\u10d0\u10da\u10e3\u10e0\u10d8 \u10db\u10ee\u10d0\u10e0\u10d3\u10d0\u10ed\u10d4\u10e0\u10d0 \u10d3\u10d0 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d8\u10e1 \u10db\u10d0\u10d7\u10d7\u10d5\u10d8\u10e1 \u10db\u10d8\u10e1\u10d0\u10e6\u10d4\u10d1\u10d8 \u10e4\u10dd\u10e0\u10db\u10d8\u10e1 \u10e8\u10d4\u10d7\u10d0\u10d5\u10d0\u10d6\u10d4\u10d1\u10d0\u10d0.<\/p>\n<p>\u10d5\u10e4\u10d8\u10e5\u10e0\u10dd\u10d1, \u10dc\u10d0\u10db\u10d3\u10d5\u10d8\u10da\u10d0\u10d3 \u10d2\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10d4\u10d1\u10d0\u10d0, \u10e0\u10dd\u10d3\u10d4\u10e1\u10d0\u10ea \u10e9\u10d0\u10e0\u10d7\u10e3\u10da\u10d8 \u10ee\u10d0\u10e0 \u10e8\u10d4\u10dc \u10e1\u10d0\u10e7\u10d5\u10d0\u10e0\u10d4\u10da \u10e1\u10d0\u10e5\u10db\u10d4\u10e8\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10db\u10e3\u10d3\u10db\u10d8\u10d5\u10d0\u10d3 \u10d2\u10d0\u10eb\u10da\u10d4\u10d5\u10e1\u00a0 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d0\u10e1. \u10d0\u10e1\u10d4\u10d5\u10d4, \u10e0\u10dd\u10ea\u10d0 \u10e8\u10d4\u10ee\u10d4\u10d1\u10d0 \u10d2\u10d0\u10e5\u10d5\u10e1 \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd\u10e1 \u10d2\u10da\u10dd\u10d1\u10d0\u10da\u10e3\u10e0 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d7\u10d0\u10dc \u10d3\u10d0 \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10e2\u10d4\u10d1\u10d7\u10d0\u10dc.<\/p>\n<p><strong>\u10e0\u10d0 \u10d0\u10e0\u10d8\u10e1 \u10d8\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8 \u10e4\u10d0\u10e5\u10e2\u10dd\u10e0\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d3\u10d0\u10d2\u10d4\u10ee\u10db\u10d0\u10e0\u10d0\u10d7 \u10ec\u10d0\u10e0\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10e6\u10ec\u10d4\u10d5\u10d0\u10e8\u10d8.<\/strong><\/p>\n<p>\u10de\u10d8\u10e0\u10d5\u10d4\u10da \u10e0\u10d8\u10d2\u10e8\u10d8 \u10d0\u10da\u10d1\u10d0\u10d7 \u10e9\u10d4\u10db\u10d8 \u10dd\u10ef\u10d0\u10ee\u10d8 \u10d3\u10d0 \u10db\u10d4\u10d2\u10dd\u10d1\u10e0\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10db\u10e3\u10d3\u10db\u10d8\u10d5\u10d0\u10d3 \u10db\u10d0\u10eb\u10da\u10d4\u10d5\u10d4\u10dc \u10db\u10dd\u10e2\u10d8\u10d5\u10d0\u10ea\u10d8\u10d0\u10e1. \u10d0\u10e1\u10d4\u10d5\u10d4 \u10e8\u10e0\u10dd\u10db\u10d8\u10e1\u10db\u10dd\u10e7\u10d5\u10d0\u10e0\u10d4\u10dd\u10d1\u10d0, \u10e8\u10d4\u10d3\u10d4\u10d2\u10d6\u10d4 \u10dd\u10e0\u10d8\u10d4\u10dc\u10e2\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10dd\u10d1\u10d0, \u10e1\u10d8\u10d0\u10ee\u10da\u10d4\u10d4\u10d1\u10d7\u10d0\u10dc \u10e1\u10ec\u10e0\u10d0\u10e4\u10d0\u10d3 \u10d0\u10d3\u10d0\u10de\u10e2\u10d0\u10ea\u10d8\u10d8\u10e1 \u10e3\u10dc\u10d0\u10e0\u10d8 \u10d3\u10d0 \u10db\u10dd\u10d7\u10db\u10d8\u10dc\u10d4\u10d1\u10d0. \u10d5\u10d7\u10d5\u10da\u10d8, \u10e0\u10dd\u10db \u10dc\u10d4\u10d1\u10d8\u10e1\u10db\u10d8\u10d4\u10e0\u10d8 \u10ec\u10d0\u10e0\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10d0 \u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d0\u10e8\u10d8 \u10d0\u10e0\u10d8\u10e1 \u10d3\u10d8\u10d3\u10d8 \u10e8\u10e0\u10dd\u10db\u10d8\u10e1 \u10d3\u10d0 \u10db\u10dd\u10dc\u10d3\u10dd\u10db\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10d3\u10d4\u10d2\u10d8. \u10d0\u10e1\u10d4\u10d5\u10d4, \u10d0\u10e0\u10d0\u10dc\u10d0\u10d9\u10da\u10d4\u10d1 \u10e0\u10dd\u10da\u10e1 \u10d0\u10e1\u10e0\u10e3\u10da\u10d4\u10d1\u10e1 \u10d8\u10db \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d4\u10d1\u10d8\u10e1 \u10db\u10ee\u10d0\u10e0\u10d3\u10d0\u10ed\u10d4\u10e0\u10d0, \u10ee\u10d4\u10da\u10e8\u10d4\u10ec\u10e7\u10dd\u10d1\u10d0 \u10d3\u10d0 \u10d2\u10d0\u10db\u10dd\u10ea\u10d3\u10d8\u10da\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d6\u10d8\u10d0\u10e0\u10d4\u10d1\u10d0, \u10d5\u10d8\u10e1\u10d7\u10d0\u10dc\u10d0\u10ea \u10d2\u10d5\u10d8\u10ec\u10d4\u10d5\u10e1 \u10e8\u10d4\u10ee\u10d4\u10d1\u10d0 \u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d8\u10e1 \u10db\u10d0\u10dc\u10eb\u10d8\u10da\u10d6\u10d4.<\/p>\n<p><strong>\u10e0\u10d0 \u10d1\u10d4\u10dc\u10d4\u10e4\u10d8\u10e2\u10d4\u10d1\u10d8 \u10db\u10dd\u10d0\u10e5\u10d5\u10e1 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e5\u10d0\u10da\u10d4\u10d1\u10e1 \u10ec\u10d0\u10db\u10e7\u10d5\u10d0\u10dc \u10de\u10dd\u10d6\u10d8\u10ea\u10d8\u10d4\u10d1\u10d6\u10d4?<\/strong><\/p>\n<p>\u10d6\u10dd\u10d2\u10d0\u10d3\u10d0\u10d3 \u10d5\u10d4\u10db\u10ee\u10e0\u10dd\u10d1\u10d8 \u10d7\u10d0\u10dc\u10d0\u10d1\u10d0\u10e0 \u10e3\u10e4\u10da\u10d4\u10d1\u10d4\u10d1\u10e1 \u10d3\u10d0 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d4\u10d1\u10e1 \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10e5\u10d0\u10da\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1, \u10d0\u10e1\u10d4\u10d5\u10d4 \u10db\u10d0\u10db\u10d0\u10d9\u10d0\u10ea\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1. \u10db\u10d8\u10e1\u10d0\u10e1\u10d0\u10da\u10db\u10d4\u10d1\u10d4\u10da\u10d8\u10d0, \u10e0\u10dd\u10db \u10d3\u10e6\u10d4\u10e1 \u10e5\u10d0\u10da\u10d4\u10d1\u10e1 \u10d0\u10e0\u10d0\u10d4\u10e0\u10d7\u10d8 \u10ec\u10d0\u10db\u10e7\u10d5\u10d0\u10dc\u10d8 \u10de\u10dd\u10d6\u10d8\u10ea\u10d8\u10d4\u10d1\u10d8 \u10e3\u10ed\u10d8\u10e0\u10d0\u10d5\u10d7 \u10d3\u10d0 \u10d5\u10e4\u10d8\u10e5\u10e0\u10dd\u10d1, \u10e0\u10dd\u10db \u10d0\u10db \u10db\u10ee\u10e0\u10d8\u10d5 \u10e9\u10d5\u10d4\u10dc \u10dd\u10e0\u10d2\u10d0\u10dc\u10d8\u10d6\u10d0\u10ea\u10d8\u10d0\u10e8\u10d8 \u10d1\u10d0\u10da\u10d0\u10dc\u10e1\u10d8 \u10d3\u10d0\u10ea\u10e3\u10da\u10d8\u10d0. \u10d9\u10d5\u10da\u10d4\u10d5\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7, \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10d5\u10d8\u10ea\u10d8, \u10e5\u10d0\u10da\u10d4\u10d1\u10d8\u10e1 \u10e5\u10ea\u10d4\u10d5\u10d8\u10e1 \u10d7\u10d0\u10d5\u10d8\u10e1\u10d4\u10d1\u10e3\u10e0\u10d4\u10d1\u10d4\u10d1\u10d8 \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2\u10d8\u10da\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10e6\u10d4\u10d1\u10d8\u10e1 \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10e8\u10d8 \u10d2\u10d0\u10ea\u10d8\u10da\u10d4\u10d1\u10d8\u10d7 \u10de\u10dd\u10d6\u10d8\u10e2\u10d8\u10e3\u10e0 \u10e8\u10d4\u10d3\u10d4\u10d2\u10e1 \u10d8\u10eb\u10da\u10d4\u10d5\u10d0. \u10d0\u10e1\u10d4\u10d5\u10d4 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8\u10d0, Multitasking-\u10d8 \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e5\u10d0\u10da\u10d4\u10d1\u10d8\u10e1 \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7\u10d8 \u10eb\u10da\u10d8\u10d4\u10e0\u10d8 \u10db\u10ee\u10d0\u10e0\u10d4\u10d0. \u10d0\u10e1\u10d4\u10d5\u10d4, \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d8\u10e3\u10da\u10dd\u10d1\u10d0 \u10d3\u10d0 \u10e1\u10d0\u10db\u10e3\u10e8\u10d0\u10dd\u10e1 \u10e8\u10d4\u10e1\u10e0\u10e3\u10da\u10d4\u10d1\u10d8\u10e1 \u10ee\u10d0\u10e0\u10d8\u10e1\u10ee\u10d8.<\/p>\n<p><strong>\u10e0\u10d0 \u10d0\u10e0\u10d8\u10e1 \u10d8\u10e1 \u10d4\u10e0\u10d7\u10d8 \u10e0\u10d0\u10db, \u10e0\u10d0\u10ea \u10e7\u10d5\u10d4\u10da\u10d0 \u10e5\u10d0\u10da\u10db\u10d0 \u10e3\u10dc\u10d3\u10d0 \u10d8\u10ea\u10dd\u10d3\u10d4\u10e1 \u10ec\u10d0\u10e0\u10db\u10d0\u10e2\u10d4\u10d1\u10e3\u10da\u10d8 \u10d9\u10d0\u10e0\u10d8\u10d4\u10e0\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1.<\/strong><\/p>\n<p>\u10d9\u10dd\u10dc\u10d9\u10e0\u10d4\u10e2\u10e3\u10da\u10d8 \u10d4\u10e0\u10d7\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd\u10e7\u10dd\u10e4\u10d0 \u10d2\u10d0\u10db\u10d8\u10ed\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0 \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc \u10d5\u10e4\u10d8\u10e5\u10e0\u10dd\u10d1, \u10ec\u10d0\u10e0\u10db\u10d0\u10e2\u10d4\u10d1\u10d0\u10e1 \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10db\u10d4 \u10e4\u10d0\u10e5\u10e2\u10dd\u10e0\u10d8 \u10d2\u10d0\u10dc\u10d0\u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10e1. \u10de\u10d8\u10e0\u10d5\u10d4\u10da \u10e0\u10d8\u10d2\u10e8\u10d8, \u10d8\u10db \u10e1\u10d0\u10e5\u10db\u10d8\u10e1 \u10e1\u10d8\u10e7\u10d5\u10d0\u10e0\u10e3\u10da\u10d8 \u10e0\u10dd\u10db\u10d4\u10da\u10e1\u10d0\u10ea \u10d0\u10d9\u10d4\u10d7\u10d4\u10d1. \u10db\u10e3\u10d3\u10db\u10d8\u10d5\u10d8 \u10d6\u10e0\u10e3\u10dc\u10d5\u10d0 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10d6\u10d4, \u10d7\u10d5\u10d8\u10d7 \u10d3\u10d8\u10e1\u10ea\u10d8\u10de\u10da\u10d8\u10dc\u10d0, \u10de\u10d0\u10e1\u10e3\u10ee\u10d8\u10e1\u10db\u10d2\u10d4\u10d1\u10da\u10dd\u10d1\u10d0, \u10d3\u10e0\u10dd\u10e3\u10da\u10d8 \u10e0\u10d4\u10d0\u10d2\u10d8\u10e0\u10d4\u10d1\u10d0 \u10d3\u10d0 \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2\u10d8\u10da\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10e6\u10d4\u10d1\u10d0. \u10d0\u10e1\u10d4\u10d5\u10d4, \u10e3\u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d4\u10e1\u10d8\u10d0 \u10eb\u10da\u10d8\u10d4\u10e0\u10d8 \u10d2\u10e3\u10dc\u10d3\u10d8\u10e1 \u10e7\u10dd\u10da\u10d0. \u10d5\u10e4\u10d8\u10e5\u10e0\u10dd\u10d1, \u10db\u10d4 \u10d0\u10db \u10d9\u10e3\u10d7\u10ee\u10d8\u10d7 \u10eb\u10d0\u10da\u10d8\u10d0\u10dc \u10d2\u10d0\u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10da\u10d0. \u10d7\u10e3 \u10db\u10d6\u10d0\u10d3 \u10ee\u10d0\u10e0, \u10e0\u10dd\u10db \u10db\u10e3\u10d3\u10db\u10d8\u10d5\u10d0\u10d3 \u10d5\u10d8\u10d7\u10d0\u10e0\u10d3\u10d4\u10d1\u10dd\u10d3\u10d4, \u10e1\u10d8\u10e7\u10d5\u10d0\u10e0\u10e3\u10da\u10d8\u10d7 \u10d3\u10d0 \u10de\u10d0\u10e1\u10e3\u10ee\u10d8\u10db\u10d2\u10d4\u10d1\u10da\u10dd\u10d1\u10d8\u10d7 \u10db\u10dd\u10d4\u10d9\u10d8\u10d3\u10dd \u10e8\u10d4\u10dc\u10e1 \u10e1\u10d0\u10e5\u10db\u10d4\u10e1, \u10ec\u10d0\u10e0\u10db\u10d0\u10e2\u10d4\u10d1\u10d0 \u10d2\u10d0\u10e0\u10d3\u10d0\u10e3\u10d5\u10d0\u10da\u10d8\u10d0.<\/p>\n<p><strong>\u10d3\u10d0<\/strong> <strong>\u10d1\u10dd\u10da\u10dd\u10e1<\/strong><strong>, <\/strong><strong>\u10e8\u10d4\u10db\u10dd\u10d5\u10d8\u10e4\u10d0\u10e0\u10d2\u10da\u10d4\u10d1\u10d8\u10d7<\/strong> <strong>\u10e2\u10e0\u10d0\u10d3\u10d8\u10ea\u10d8\u10e3\u10da\u10d8<\/strong> <strong>\u10d9\u10d8\u10d7\u10ee\u10d5\u10d8\u10d7<\/strong><strong>, <\/strong><strong>\u10e0\u10d0\u10e1<\/strong> <strong>\u10e3\u10e0\u10e9\u10d4\u10d5\u10d3\u10d8\u10d7<\/strong> <strong>\u10d3\u10d0\u10db\u10ec\u10e7\u10d4\u10d1<\/strong> <strong>\u10de\u10e0\u10dd\u10e4\u10d4\u10e1\u10d8\u10dd\u10dc\u10d0\u10da\u10d4\u10d1\u10e1\u10d0<\/strong> <strong>\u10d3\u10d0<\/strong> <strong>\u10d0\u10ee\u10d0\u10da\u10d2\u10d0\u10d6\u10e0\u10d3\u10d4\u10d1\u10e1<\/strong><strong>, <\/strong><strong>\u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea<\/strong> <strong>\u10d0\u10ee\u10da\u10d0<\/strong> <strong>\u10d3\u10d2\u10d0\u10db\u10d4\u10dc<\/strong> <strong>\u10de\u10d8\u10e0\u10d5\u10d4\u10da<\/strong> <strong>\u10d9\u10d0\u10e0\u10d8\u10d4\u10e0\u10e3\u10da<\/strong> <strong>\u10dc\u10d0\u10d1\u10d8\u10ef\u10d4\u10d1\u10e1.<\/strong><\/p>\n<p>\u10d5\u10e4\u10d8\u10e5\u10e0\u10dd\u10d1, \u10e0\u10dd\u10db \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8\u10d0 \u10db\u10d8\u10d6\u10d0\u10dc\u10d3\u10d0\u10e1\u10d0\u10ee\u10e3\u10da\u10dd\u10d1\u10d0 \u10d3\u10d0 \u10d7\u10d0\u10d5\u10d3\u10d0\u10e3\u10d6\u10dd\u10d2\u10d0\u10d5\u10d8 \u10e8\u10e0\u10dd\u10db\u10d0. \u10d0\u10db\u10d8\u10e2\u10dd\u10db \u10d0\u10ee\u10d0\u10da\u10d2\u10d0\u10d6\u10e0\u10d3\u10d0 \u10d7\u10d0\u10dd\u10d1\u10d8\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10db\u10d0\u10d3\u10d2\u10d4\u10dc\u10da\u10d4\u10d1\u10e1, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10d4\u10ee\u10da\u10d0 \u10d3\u10d2\u10d0\u10db\u10d4\u10dc \u10de\u10d8\u10e0\u10d5\u10d4\u10da 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