{"id":17820,"date":"2025-03-10T11:05:25","date_gmt":"2025-03-10T11:05:25","guid":{"rendered":"https:\/\/icc.ge\/?p=17820"},"modified":"2025-03-10T11:10:47","modified_gmt":"2025-03-10T11:10:47","slug":"interview-with-navin-merchant","status":"publish","type":"post","link":"https:\/\/icc.ge\/index.php\/2025\/03\/10\/interview-with-navin-merchant\/","title":{"rendered":"Interview With Navin Merchant"},"content":{"rendered":"
\n

Please see the Interview with Navin Merchant – Merchant Law Associates \u2013 Senior Partner; ICC Pakistan \u2013 Head of the
\nMediation Commission<\/p>\n<\/blockquote>\n

First of all, please share your success story with us, what stages and difficulties does this path involve and what stage are you at now in your professional life?<\/b><\/p>\n

Being married off at an early age and asked to replace books for pots and pans is a tragedy many women in Pakistan can relate to. I was no exception. Pulled out of school while still in grade IX, I was expected to embrace the role of a housewife and leave academics behind. However, my story took an unconventional turn\u2014one that led to an unexpectedly fulfilling outcome.<\/span><\/p>\n

Watching my friends continue their education while I was confined to household duties was painful. My in-laws believed that a woman\u2019s fulfillment lay in being a homemaker, not in pursuing a career. But I had different aspirations. One thought kept echoing in my mind: <\/span>\u201cI just want to be educated\u2014I don\u2019t want to be remembered as just a grade IX housewife.\u201d<\/span><\/i><\/p>\n

For two years after my marriage, I struggled to study on my own and eventually sat for my exams. Unfortunately, the results were disappointing. Disheartened, I gave up and set my books aside to focus on home life. Yet, even during this three-year break, my desire for getting educated grew stronger. Eventually, I gathered the courage and came clean to my in-laws: I want to study!<\/span><\/p>\n

This time, I was a mother of two daughters, but I refused to let that deter me. Determined to succeed, I woke up every day at 4 a.m. to study until 6 a.m., ensuring I could give my children and household my full attention afterward. My perseverance paid off\u2014I completed my intermediate exams, followed by my undergraduate and law degrees. Throughout this journey, my husband remained a pillar of moral support.<\/span><\/p>\n

Inspired by my husband\u2019s legal career, I decided to pursue law myself. However, when I announced my decision, it came as a shock to my in-laws, as it was uncommon for women in my family to work outside the home. Nevertheless, I managed to gain permission\u2014on the condition that my household responsibilities would not be compromised.<\/span><\/p>\n

By that time, I was a mother of three daughters, and balancing the demands of a seven-member household alongside a legal career was an enormous challenge. Yet, even that did not deter me from pursuing my dreams.<\/span><\/p>\n

I joined a law firm, and soon after, I was entrusted with my first independent high court case\u2014where I secured a decisive legal victory. This success motivated me to establish my own firm, Navin Merchant Associates, which later became Merchant Law after I partnered with my husband in 1992. Our practice became one of hard-work and integrity. With a track record of successful cases, industry recognition, and client satisfaction, my practice grew steadily through referrals and word of mouth.\u00a0<\/span><\/p>\n

However, destiny had other plans for me. In 2006, I attended an IFC World Bank conference on Alternative Dispute Resolution (ADR), where my expertise was recognized during a heated panel debate. This pivotal moment led to my recruitment to lead the ADR Program for the International Finance Corporation in the Middle East and North Africa. From 2006 to 2013, while implementing key projects across the MENA region, I was honored with two prestigious international awards: the CEDR Award for Excellence in ADR (2006) and the IFC CEO Gender Award (2010).<\/span><\/p>\n

Over the next seven years, I designed and implemented ADR projects across the Middle East and North Africa. After completing my tenure with the IFC World Bank in 2013, I returned to my law practice, where I continue to lead my firm.<\/span><\/p>\n

What do you find most rewarding about working in the ADR space, and how has it shaped your approach to conflict resolution?<\/b><\/p>\n

Since 2003, I have been a professional mediator, successfully resolving numerous disputes both in-person and online. While mediation in Pakistan has yet to receive the widespread recognition it deserves, I have remained steadfast in advocating for its adoption. To further these efforts, I co-founded the IBA Dispute Resolution Forum (IBA DRF) alongside three colleagues\u2014a dedicated mediation center housed within the IBA Business School. Additionally, I serve as the head of the Mediation Commission at the ICC Pakistan.<\/span><\/p>\n

As a civil and commercial lawyer, I always advocate for mediation before turning to litigation. Most of the cases I mediate involve commercial and civil disputes, often deeply intertwined with relationship dynamics\u2014whether business or personal. Mediation is my preferred approach to dispute resolution because it goes beyond settling conflicts; it fosters reconciliation. More often than not, by the end of the process, parties not only reaffirm their commitment to preserving their relationships but also explore future business collaborations and contracts.<\/span><\/p>\n

This work has profoundly shaped my approach to conflict resolution. I have learned that true resolution is not about winning or losing, but about empowering people to take control of their disputes and craft solutions that work for them. Simply on a personal level, a successful mediation evokes an indescribable sense of fulfillment that lingers even after the session ends. It\u2019s not just about settling a case\u2014it\u2019s about restoring trust, rebuilding connections, and often, opening doors for future collaboration.<\/span><\/p>\n

Given your active involvement in community service, how do you think professionals in leadership positions can use their influence to drive positive social change?<\/b><\/p>\n

Alongside my legal career, my expertise in mediation has allowed me to serve the Ismaili Aga Khan Community at various levels. From 2003 to 2010, I had the privilege of being a member of the prestigious Aga Khan International Conciliation and Arbitration Board (ICAB). Since then, I have continued contributing as a Mediation & Conciliation Trainer for ICAB\u2019s Training Task Force, equipping panel members with the skills to resolve conflicts through mediation. Today, over 70% of conflicts within the community in Pakistan are successfully resolved through mediation.<\/span><\/p>\n

In fields like law and business, promoting mediation over litigation can foster a culture of dialogue and reconciliation, leading to stronger, more sustainable communities. At its core, leadership is about service to shape societies in a way that leaves a lasting, positive impact. We have the opportunity to be catalysts for change and inspire others to do the same.<\/span><\/p>\n

As a mediation practitioner and trainer, I have had the privilege of serving as faculty at both national and provincial Judicial Academies. Over the years, I have trained approximately 2,000 individuals\u2014including judges, lawyers, industry experts, and community panel members. Through my community service, I have witnessed firsthand how conflict resolution skills foster harmony, bridge divides, and uplift communities. One of the most impactful ways leaders can contribute is by mentoring and empowering the next generation.<\/span><\/p>\n

Can you provide an example of a particularly challenging case from your law practice in Pakistan\u2019s High Court or Supreme Court, and what strategies you employed to secure a favorable outcome for your client?<\/b><\/p>\n

Not long after I started my independent practice, I was approached by the residents of an area known as Lily Bridge. The bridge, weakened by flimsy construction and age, had become unsafe. The government had announced plans to reconstruct it\u2014but with one major condition: the entire area had to be vacated.<\/span><\/p>\n

For generations, families had lived beneath and around the bridge without any official ownership titles. They had built their lives there, raising children, running small businesses, and forming a close-knit community. Now, they faced eviction with no clear path forward.<\/span><\/p>\n

Taking on this case was both a challenge and a defining moment in my career. Legally, the residents had little documentation to assert ownership, but morally, they had every right to seek justice. I knew this wouldn\u2019t be an easy fight.<\/span><\/p>\n

The situation was urgent. The residents approached me at a critical stage\u2014the evening before the scheduled demolition. Contractors were already prepared to bulldoze the area the next morning. I had no time to deliberate on my legal approach; I had to act immediately.<\/span><\/p>\n

That night, I worked tirelessly to draft a constitutional petition for filing it in the High Court at first light. In the hearing, I argued that while the government had the right to rebuild the bridge, it also had a responsibility to provide resettlement options for those being displaced. After hearing my arguments at length, the judge granted an interim stay, halting the eviction and demolition. Notices were issued to all concerned parties, and the case was adjourned for further hearings.<\/span><\/p>\n

With time on our side, I began gathering evidence\u2014witness testimonies, old municipal records, and any documentation that could prove long-term residency. I also researched legal precedents on adverse possession and housing rights to build a compelling argument. The case quickly gained public attention, drawing support from human rights advocates and the media, which put additional pressure on the authorities.<\/span><\/p>\n

At the final hearing, the judge acknowledged the complexities of the case and urged both parties to find a middle ground. After weeks of negotiations, we reached a settlement: the government agreed to provide alternative housing for the displaced families instead of simply evicting them. Walking out of the courtroom that day, I felt a deep sense of fulfillment\u2014not just as a lawyer, but as someone who had helped protect a community\u2019s dignity and future.\u00a0<\/span><\/p>\n

Finally, we\u2019d like to ask a traditional question: What advice would you give to aspiring professionals and young people who are just starting their careers?<\/b><\/p>\n

\u201cWith hard work, destiny will follow.\u201d Everyone faces struggles in life, but my motto is: \u201cAlways aim high, and you will achieve it\u2014low aim is a crime, not failure!\u201d.<\/span><\/p>\n<\/div>

<\/div><\/div>
\n

\u10d2\u10d7\u10ee\u10dd\u10d5\u10d7 \u10d8\u10ee\u10d8\u10da\u10dd\u10d7 \u10d8\u10dc\u10e2\u10d4\u10e0\u10d5\u10d8\u10e3 \u10dc\u10d0\u10d5\u10d8\u10dc<\/span> \u10db\u10d4\u10e0\u10e9\u10d0\u10dc\u10e2\u10d7\u10d0\u10dc<\/span>\u00a0– Merchant Law Associates – <\/span>\u10e3\u10e4\u10e0\u10dd\u10e1\u10d8<\/span> \u10de\u10d0\u10e0\u10e2\u10dc\u10d8\u10dd\u10e0\u10d8<\/span>; ICC Pakistan – <\/span>\u10db\u10d4\u10d3\u10d8\u10d0\u10ea\u10d8\u10d8\u10e1<\/span> \u10d9\u10dd\u10db\u10d8\u10e1\u10d8\u10d8\u10e1<\/span> \u10ee\u10d4\u10da\u10db\u10eb\u10e6\u10d5\u10d0\u10dc\u10d4\u10da\u10d8<\/span><\/p>\n<\/blockquote>\n

\u10de\u10d8\u10e0\u10d5\u10d4\u10da<\/b> \u10e0\u10d8\u10d2\u10e8\u10d8<\/b>, <\/b>\u10d2\u10d7\u10ee\u10dd\u10d5\u10d7<\/b>, <\/b>\u10d2\u10d0\u10d2\u10d5\u10d8\u10d6\u10d8\u10d0\u10e0\u10dd\u10d7<\/b> \u10d7\u10e5\u10d5\u10d4\u10dc\u10d8<\/b> \u10ec\u10d0\u10e0\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10e1<\/b> \u10d8\u10e1\u10e2\u10dd\u10e0\u10d8\u10d0<\/b>, <\/b>\u10e0\u10d0<\/b> \u10d4\u10e2\u10d0\u10de\u10d4\u10d1\u10e1\u10d0<\/b> \u10d3\u10d0<\/b> \u10e1\u10d8\u10e0\u10d7\u10e3\u10da\u10d4\u10d4\u10d1\u10e1<\/b> \u10db\u10dd\u10d8\u10ea\u10d0\u10d5\u10e1<\/b> \u10d4\u10e1<\/b> \u10d2\u10d6\u10d0<\/b> \u10d3\u10d0<\/b> \u10e0\u10d0<\/b> \u10d4\u10e2\u10d0\u10de\u10d6\u10d4<\/b> \u10d8\u10db\u10e7\u10dd\u10e4\u10d4\u10d1\u10d8\u10d7<\/b> \u10d0\u10ee\u10da\u10d0<\/b> \u10de\u10e0\u10dd\u10e4\u10d4\u10e1\u10d8\u10e3\u10da<\/b> \u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d0\u10e8\u10d8<\/b>?<\/b><\/p>\n

\u10d0\u10d3\u10e0\u10d4\u10e3\u10da\u10d8<\/span> \u10e5\u10dd\u10e0\u10ec\u10d8\u10dc\u10d4\u10d1\u10d0<\/span> \u10d3\u10d0<\/span> \u10ec\u10d8\u10d2\u10dc\u10d4\u10d1\u10d8\u10e1<\/span> \u10e5\u10d5\u10d0\u10d1\u10d4\u10d1\u10d8\u10d7\u10d0<\/span> \u10d3\u10d0<\/span> \u10e2\u10d0\u10e4\u10d4\u10d1\u10d8\u10d7<\/span> \u10e9\u10d0\u10dc\u10d0\u10ea\u10d5\u10da\u10d4\u10d1\u10d8\u10e1<\/span> \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d0<\/span> \u10d8\u10e1<\/span> \u10e2\u10e0\u10d0\u10d2\u10d4\u10d3\u10d8\u10d0\u10d0<\/span>, <\/span>\u10e0\u10dd\u10db\u10d4\u10da\u10e1\u10d0\u10ea<\/span> \u10de\u10d0\u10d9\u10d8\u10e1\u10e2\u10d0\u10dc\u10e8\u10d8<\/span> \u10d1\u10d4\u10d5\u10e0\u10d8<\/span> \u10e5\u10d0\u10da\u10d8<\/span> \u10d8\u10ea\u10dc\u10dd\u10d1\u10e1<\/span>. <\/span>\u10d0\u10e0\u10ea<\/span> \u10db\u10d4<\/span> \u10d5\u10d8\u10e7\u10d0\u10d5\u10d8<\/span> \u10d2\u10d0\u10db\u10dd\u10dc\u10d0\u10d9\u10da\u10d8\u10e1\u10d8<\/span>. <\/span>\u10db\u10d4\u10ea\u10ee\u10e0\u10d4<\/span> \u10d9\u10da\u10d0\u10e1\u10e8\u10d8<\/span> \u10e1\u10d9\u10dd\u10da\u10d8\u10d3\u10d0\u10dc<\/span> \u10d2\u10d0\u10db\u10dd\u10db\u10d8\u10e7\u10d5\u10d0\u10dc\u10d4\u10e1<\/span>, <\/span>\u10e9\u10d4\u10db\u10d2\u10d0\u10dc<\/span> \u10d3\u10d8\u10d0\u10e1\u10d0\u10ee\u10da\u10d8\u10e1\u10d8\u10e1<\/span> \u10e0\u10dd\u10da\u10d8\u10e1<\/span> \u10e8\u10d4\u10e1\u10e0\u10e3\u10da\u10d4\u10d1\u10d0\u10e1<\/span> \u10d3\u10d0<\/span> \u10d0\u10d9\u10d0\u10d3\u10d4\u10db\u10d8\u10e3\u10e0\u10d8<\/span> \u10d2\u10d0\u10e0\u10d4\u10db\u10dd\u10e1<\/span> \u10e3\u10d9\u10d0\u10dc<\/span> \u10d3\u10d0\u10e2\u10dd\u10d5\u10d4\u10d1\u10d0\u10e1<\/span> \u10d4\u10da\u10dd\u10d3\u10dc\u10d4\u10dc<\/span>. <\/span>\u10db\u10d8\u10e3\u10ee\u10d4\u10d3\u10d0\u10d5\u10d0\u10d3<\/span> \u10d0\u10db\u10d8\u10e1\u10d0<\/span>, <\/span>\u10e9\u10d4\u10db\u10db\u10d0<\/span> \u10d8\u10e1\u10e2\u10dd\u10e0\u10d8\u10d0\u10db<\/span> \u10d0\u10e0\u10d0\u10e2\u10e0\u10d0\u10d3\u10d8\u10ea\u10d8\u10e3\u10da\u10d8<\/span> \u10ea\u10d5\u10da\u10d8\u10da\u10d4\u10d1\u10d0<\/span> \u10d2\u10d0\u10dc\u10d8\u10ea\u10d0\u10d3\u10d0<\/span>, <\/span>\u10e0\u10d0\u10db\u10d0\u10ea<\/span> \u10db\u10dd\u10e3\u10da\u10dd\u10d3\u10dc\u10d4\u10da\u10d0\u10d3<\/span> \u10d3\u10d0\u10d3\u10d4\u10d1\u10d8\u10d7<\/span> \u10e8\u10d4\u10d3\u10d4\u10d2\u10d0\u10db\u10d3\u10d4<\/span> \u10db\u10d8\u10db\u10d8\u10e7\u10d5\u10d0\u10dc\u10d0<\/span>.<\/span><\/p>\n

\u10db\u10e2\u10d9\u10d8\u10d5\u10dc\u10d4\u10e3\u10da\u10d8<\/span> \u10d8\u10e7\u10dd<\/span> \u10d8\u10db<\/span> \u10db\u10d4\u10d2\u10dd\u10d1\u10e0\u10d4\u10d1\u10d8\u10e1<\/span> \u10e7\u10e3\u10e0\u10d4\u10d1\u10d0<\/span>, <\/span>\u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea<\/span> \u10d0\u10d2\u10e0\u10eb\u10d4\u10da\u10d4\u10d1\u10d3\u10dc\u10d4\u10dc<\/span> \u10d2\u10d0\u10dc\u10d0\u10d7\u10da\u10d4\u10d1\u10d8\u10e1<\/span> \u10db\u10d8\u10e6\u10d4\u10d1\u10d0\u10e1<\/span> \u10db\u10d0\u10e8\u10d8\u10dc<\/span>, <\/span>\u10e0\u10dd\u10d3\u10d4\u10e1\u10d0\u10ea<\/span> \u10db\u10d4<\/span> \u10e1\u10d0\u10ee\u10da\u10d8\u10e1<\/span> \u10e1\u10d0\u10e5\u10db\u10d4\u10d4\u10d1\u10d6\u10d4<\/span> \u10d5\u10d8\u10e7\u10d0\u10d5\u10d8<\/span> \u10db\u10d8\u10ef\u10d0\u10ed\u10d5\u10e3\u10da\u10d8<\/span>. <\/span>\u10e9\u10d4\u10db\u10d8<\/span> \u10db\u10d4\u10e3\u10e6\u10da\u10d8\u10e1<\/span> \u10dd\u10ef\u10d0\u10ee\u10d8\u10e1<\/span> \u10ec\u10d4\u10d5\u10e0\u10d4\u10d1\u10d8<\/span> \u10d7\u10d5\u10da\u10d8\u10d3\u10dc\u10d4\u10dc<\/span>, <\/span>\u10e0\u10dd\u10db<\/span> \u10e5\u10d0\u10da\u10d8\u10e1<\/span> \u10e0\u10d4\u10d0\u10da\u10d8\u10d6\u10d0\u10ea\u10d8\u10d0<\/span> \u10d0\u10e0\u10d0<\/span> \u10d9\u10d0\u10e0\u10d8\u10d4\u10e0\u10d0\u10e1<\/span>, <\/span>\u10d0\u10e0\u10d0\u10db\u10d4\u10d3<\/span> \u10e1\u10d0\u10ee\u10da\u10e8\u10d8<\/span> \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0\u10e1<\/span> \u10e3\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d3\u10d4\u10d1\u10dd\u10d3\u10d0<\/span>. <\/span>\u10d7\u10e3\u10db\u10ea\u10d0<\/span> \u10db\u10d4<\/span> \u10e1\u10ee\u10d5\u10d0<\/span> \u10db\u10d8\u10d6\u10dc\u10d4\u10d1\u10d8<\/span> \u10db\u10e5\u10dd\u10dc\u10d3\u10d0<\/span>. <\/span>\u10e9\u10d4\u10db\u10e1<\/span> \u10d2\u10dd\u10dc\u10d4\u10d1\u10d0\u10e8\u10d8<\/span> \u10db\u10e3\u10d3\u10d0\u10db<\/span> \u10d8\u10e1\u10db\u10dd\u10d3\u10d0<\/span> \u10e4\u10d8\u10e5\u10e0\u10d8<\/span>: \u201e<\/span>\u10db\u10e1\u10e3\u10e0\u10e1<\/span> \u10d5\u10d8\u10e7\u10dd<\/span> \u10d2\u10d0\u10dc\u10d0\u10d7\u10da\u10d4\u10d1\u10e3\u10da\u10d8<\/span> – <\/span>\u10d0\u10e0<\/span> \u10db\u10d8\u10dc\u10d3\u10d0<\/span> \u10db\u10ee\u10dd\u10da\u10dd\u10d3<\/span> \u10db\u10d4\u10ea\u10ee\u10e0\u10d4\u10d9\u10da\u10d0\u10e1\u10d4\u10da<\/span> \u10d3\u10d8\u10d0\u10e1\u10d0\u10ee\u10da\u10d8\u10e1\u10d0\u10d3<\/span> \u10d3\u10d0\u10db\u10d8\u10db\u10d0\u10ee\u10e1\u10dd\u10d5\u10e0\u10dd\u10dc<\/span>\u201c.\u00a0<\/span><\/p>\n

\u10e5\u10dd\u10e0\u10ec\u10d8\u10dc\u10d4\u10d1\u10d8\u10d3\u10d0\u10dc<\/span> \u10dd\u10e0\u10d8<\/span> \u10ec\u10da\u10d8\u10e1<\/span> \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8<\/span> \u10db\u10d8\u10ed\u10d8\u10e0\u10d3\u10d0<\/span> \u10d3\u10d0\u10db\u10dd\u10e3\u10d9\u10d8\u10d3\u10d4\u10d1\u10da\u10d0\u10d3<\/span> \u10e1\u10ec\u10d0\u10d5\u10da\u10d0<\/span>, <\/span>\u10e1\u10d0\u10d1\u10dd\u10da\u10dd\u10dd\u10d3<\/span>, <\/span>\u10d3\u10d0\u10d5\u10d8\u10ec\u10e7\u10d4<\/span> \u10d2\u10d0\u10db\u10dd\u10ea\u10d3\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1<\/span> \u10db\u10dd\u10db\u10d6\u10d0\u10d3\u10d4\u10d1\u10d0<\/span>. <\/span>\u10e1\u10d0\u10db\u10ec\u10e3\u10ee\u10d0\u10e0\u10dd\u10d3<\/span>, <\/span>\u10e8\u10d4\u10d3\u10d4\u10d2\u10db\u10d0<\/span> \u10d8\u10db\u10d4\u10d3\u10d8<\/span> \u10d2\u10d0\u10db\u10d8\u10ea\u10e0\u10e3\u10d0<\/span>. <\/span>\u10d2\u10e3\u10da\u10d0\u10ea\u10e0\u10e3\u10d4\u10d1\u10e3\u10da\u10db\u10d0<\/span> \u10ee\u10d4\u10da\u10d8<\/span> \u10d0\u10d5\u10d8\u10e6\u10d4<\/span> \u10e1\u10ec\u10d0\u10d5\u10da\u10d0\u10d6\u10d4<\/span> \u10d3\u10d0<\/span> \u10ec\u10d8\u10d2\u10dc\u10d4\u10d1\u10d8<\/span> \u10d2\u10d5\u10d4\u10e0\u10d3\u10d8\u10d7<\/span> \u10d2\u10d0\u10d3\u10d0\u10d5\u10d3\u10d4<\/span>, <\/span>\u10e0\u10d0\u10d7\u10d0<\/span> \u10e1\u10d0\u10ee\u10da\u10e3\u10e0<\/span> \u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d0\u10d6\u10d4<\/span> \u10d2\u10d0\u10d3\u10d0\u10db\u10d4\u10e2\u10d0\u10dc\u10d0<\/span> \u10e7\u10e3\u10e0\u10d0\u10d3\u10e6\u10d4\u10d1\u10d0<\/span>. <\/span>\u10d0\u10db<\/span> \u10e1\u10d0\u10db\u10ec\u10da\u10d8\u10d0\u10dc\u10d8<\/span> \u10de\u10d0\u10e3\u10d6\u10d8\u10e1<\/span> \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8\u10ea<\/span> \u10e9\u10d4\u10db\u10d8<\/span> \u10e1\u10ec\u10e0\u10d0\u10e4\u10d5\u10d0<\/span> \u10d2\u10d0\u10dc\u10d0\u10d7\u10da\u10d4\u10d1\u10d8\u10e1\u10d0\u10d3\u10db\u10d8<\/span> \u10eb\u10da\u10d8\u10d4\u10e0\u10d3\u10d4\u10d1\u10dd\u10d3\u10d0<\/span>. <\/span>\u10e1\u10d0\u10d1\u10dd\u10da\u10dd\u10dd\u10d3<\/span>, <\/span>\u10db\u10dd\u10d5\u10d8\u10d9\u10e0\u10d8\u10d1\u10d4<\/span> \u10d2\u10d0\u10db\u10d1\u10d4\u10d3\u10d0\u10dd\u10d1\u10d0<\/span> \u10d3\u10d0<\/span> \u10d2\u10e3\u10da\u10ec\u10e0\u10e4\u10d4\u10da\u10d0\u10d3<\/span> \u10d5\u10e3\u10d7\u10ee\u10d0\u10e0\u10d8<\/span> \u10e9\u10d4\u10db\u10d8<\/span> \u10db\u10d4\u10e3\u10e6\u10da\u10d8\u10e1<\/span> \u10dd\u10ef\u10d0\u10ee\u10e1<\/span>: <\/span>\u10db\u10d8\u10dc\u10d3\u10d0<\/span> \u10d5\u10d8\u10e1\u10ec\u10d0\u10d5\u10da\u10dd<\/span>!<\/span><\/p>\n

\u10d0\u10db<\/span> \u10d3\u10e0\u10dd\u10e1<\/span> \u10dd\u10e0\u10d8<\/span> \u10e5\u10d0\u10da\u10d8\u10e8\u10d5\u10d8\u10da\u10d8\u10e1<\/span> \u10d3\u10d4\u10d3\u10d0<\/span> \u10d5\u10d8\u10e7\u10d0\u10d5\u10d8<\/span>, <\/span>\u10d7\u10e3\u10db\u10ea\u10d0<\/span> \u10d0\u10e0<\/span> \u10db\u10d8\u10d5\u10d4\u10ea\u10d8<\/span> \u10d0\u10db<\/span> \u10d2\u10d0\u10e0\u10d4\u10db\u10dd\u10d4\u10d1\u10d0\u10e1<\/span> \u10e3\u10e4\u10da\u10d4\u10d1\u10d0<\/span> \u10e3\u10d9\u10d0\u10dc<\/span> \u10d3\u10d0\u10d5\u10d4\u10ee\u10d8\u10d4<\/span>. <\/span>\u10ec\u10d0\u10e0\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10e1<\/span> \u10db\u10d8\u10e6\u10ec\u10d4\u10d5\u10d8\u10e1<\/span> \u10e1\u10e3\u10e0\u10d5\u10d8\u10da\u10d8\u10d7<\/span> \u10d0\u10e6\u10d5\u10e1\u10d8\u10da\u10d8<\/span> \u10e7\u10dd\u10d5\u10d4\u10da\u10d3\u10e6\u10d8\u10e3\u10e0\u10d0\u10d3<\/span> \u10d3\u10d8\u10da\u10d8\u10e1<\/span> 4 <\/span>\u10e1\u10d0\u10d0\u10d7\u10d6\u10d4<\/span> \u10d5\u10d8\u10e6\u10d5\u10d8\u10eb\u10d4\u10d1\u10d3\u10d8<\/span>, <\/span>\u10e0\u10dd\u10db<\/span> 6 <\/span>\u10e1\u10d0\u10d0\u10d7\u10d0\u10db\u10d3\u10d4<\/span> \u10db\u10d4\u10db\u10d4\u10ea\u10d0\u10d3\u10d8\u10dc\u10d0<\/span>, <\/span>\u10e0\u10d0\u10d7\u10d0<\/span> \u10e8\u10d4\u10db\u10d3\u10d2\u10dd\u10db<\/span> \u10e9\u10d4\u10db\u10d8<\/span> \u10e8\u10d5\u10d8\u10da\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1<\/span> \u10d3\u10d0<\/span> \u10e1\u10d0\u10ee\u10da\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1<\/span> \u10e1\u10e0\u10e3\u10da\u10d8<\/span> \u10e7\u10e3\u10e0\u10d0\u10d3\u10e6\u10d4\u10d1\u10d0<\/span> \u10d3\u10d0\u10db\u10d4\u10d7\u10db\u10dd<\/span>. <\/span>\u10e9\u10d4\u10db\u10db\u10d0<\/span> \u10e1\u10d8\u10db\u10e2\u10d9\u10d8\u10ea\u10d4\u10db<\/span> \u10d2\u10d0\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10d0<\/span> – <\/span>\u10d3\u10d0\u10d5\u10d0\u10e1\u10e0\u10e3\u10da\u10d4<\/span> \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10dd<\/span> \u10d2\u10d0\u10db\u10dd\u10ea\u10d3\u10d4\u10d1\u10d8<\/span>, <\/span>\u10e0\u10d0\u10e1\u10d0\u10ea<\/span> \u10db\u10dd\u10f0\u10e7\u10d5\u10d0<\/span> \u10e1\u10d0\u10d1\u10d0\u10d9\u10d0\u10da\u10d0\u10d5\u10e0\u10dd<\/span> \u10d3\u10d0<\/span> \u10e1\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10d8\u10e1<\/span> \u10ee\u10d0\u10e0\u10d8\u10e1\u10ee\u10d4\u10d1\u10d8<\/span>. <\/span>\u10d0\u10db<\/span> \u10d2\u10d6\u10d0\u10d6\u10d4<\/span> \u10e9\u10d4\u10db\u10d8<\/span> \u10db\u10d4\u10e3\u10e6\u10da\u10d4<\/span> \u10e9\u10d4\u10db\u10d7\u10d5\u10d8\u10e1<\/span> \u10db\u10dd\u10e0\u10d0\u10da\u10e3\u10e0\u10d8<\/span> \u10db\u10ee\u10d0\u10e0\u10d3\u10d0\u10ed\u10d4\u10e0\u10d8\u10e1<\/span> \u10d3\u10d0\u10e1\u10d0\u10e7\u10e0\u10d3\u10d4\u10dc\u10d0\u10d3<\/span> \u10d3\u10d0\u10e0\u10e9\u10d0<\/span>.\u00a0<\/span><\/p>\n

\u10d8\u10e3\u10e0\u10d8\u10d3\u10d8\u10e3\u10da\u10d8<\/span> \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d8\u10d7<\/span> \u10e9\u10d4\u10db\u10d8<\/span> \u10db\u10d4\u10e3\u10e6\u10da\u10d8\u10e1<\/span> \u10d9\u10d0\u10e0\u10d8\u10d4\u10e0\u10d0\u10db<\/span> \u10e8\u10d7\u10d0\u10db\u10d0\u10d2\u10dd\u10dc\u10d0<\/span> \u10d2\u10d0\u10d5\u10e7\u10dd\u10da\u10dd\u10d3\u10d8<\/span> \u10d0\u10db<\/span> \u10e1\u10e4\u10d4\u10e0\u10dd\u10e1<\/span>. <\/span>\u10db\u10d8\u10e3\u10ee\u10d4\u10d3\u10d0\u10d5\u10d0\u10d3<\/span> \u10d0\u10db\u10d8\u10e1\u10d0<\/span>, <\/span>\u10e0\u10dd\u10d3\u10d4\u10e1\u10d0\u10ea<\/span> \u10e9\u10d4\u10db\u10d8<\/span> \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2\u10d8\u10da\u10d4\u10d1\u10d0<\/span> \u10db\u10d4\u10e3\u10e6\u10da\u10d8\u10e1<\/span> \u10dd\u10ef\u10d0\u10ee\u10e1<\/span> \u10d2\u10d0\u10d5\u10e3\u10d6\u10d8\u10d0\u10e0\u10d4<\/span>, <\/span>\u10d4\u10e1<\/span> \u10db\u10d0\u10d7\u10d7\u10d5\u10d8\u10e1<\/span> \u10e8\u10dd\u10d9\u10d8<\/span> \u10d8\u10e7\u10dd<\/span>, <\/span>\u10e0\u10d0\u10d3\u10d2\u10d0\u10dc<\/span> \u10e9\u10d4\u10db\u10e1<\/span> \u10dd\u10ef\u10d0\u10ee\u10e8\u10d8<\/span> \u10e5\u10d0\u10da\u10d4\u10d1\u10d8\u10e1<\/span> \u10e1\u10d0\u10ee\u10da\u10e1<\/span> \u10db\u10d8\u10e6\u10db\u10d0<\/span> \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0<\/span> \u10d8\u10e8\u10d5\u10d8\u10d0\u10d7<\/span> \u10e8\u10d4\u10db\u10d7\u10ee\u10d5\u10d4\u10d5\u10d0\u10d3<\/span> \u10d8\u10d7\u10d5\u10da\u10d4\u10d1\u10dd\u10d3\u10d0<\/span>. <\/span>\u10d7\u10e3\u10db\u10ea\u10d0<\/span>, <\/span>\u10db\u10dd\u10d5\u10d0\u10ee\u10d4\u10e0\u10ee\u10d4<\/span> \u10dc\u10d4\u10d1\u10d0\u10e0\u10d7\u10d5\u10d8\u10e1<\/span> \u10db\u10dd\u10de\u10dd\u10d5\u10d4\u10d1\u10d0<\/span> \u10d8\u10db<\/span> \u10de\u10d8\u10e0\u10dd\u10d1\u10d8\u10d7<\/span>, <\/span>\u10e0\u10dd\u10db<\/span> \u10e1\u10d0\u10ee\u10da\u10d8\u10e1<\/span> \u10e1\u10d0\u10e5\u10db\u10d4\u10e1\u10d7\u10d0\u10dc<\/span> \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10e3\u10da<\/span> \u10de\u10d0\u10e1\u10e3\u10ee\u10d8\u10e1\u10db\u10d2\u10d4\u10d1\u10da\u10dd\u10d1\u10d4\u10d1\u10d6\u10d4<\/span> \u10e3\u10d0\u10e0\u10e1<\/span> \u10d0\u10e0<\/span> \u10d5\u10d8\u10e2\u10e7\u10dd\u10d3\u10d8<\/span>.\u00a0<\/span><\/p>\n

\u10d0\u10db<\/span> \u10d3\u10e0\u10dd\u10e1<\/span> \u10e1\u10d0\u10db\u10d8<\/span> \u10e5\u10d0\u10da\u10d8\u10e8\u10d5\u10d8\u10da\u10d8\u10e1<\/span> \u10d3\u10d4\u10d3\u10d0<\/span> \u10d5\u10d8\u10e7\u10d0\u10d5\u10d8<\/span>. <\/span>\u10d8\u10e3\u10e0\u10d8\u10e1\u10e2\u10d8\u10e1<\/span> \u10d9\u10d0\u10e0\u10d8\u10d4\u10e0\u10d0\u10e1\u10d7\u10d0\u10dc<\/span> \u10d4\u10e0\u10d7\u10d0\u10d3<\/span> \u10e1\u10d0\u10ee\u10da\u10e8\u10d8<\/span> \u10db\u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d8<\/span> \u10e8\u10d5\u10d8\u10d3\u10d8<\/span> \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d8\u10e1<\/span> \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d4\u10d1\u10d8\u10e1<\/span> \u10d3\u10d0\u10d1\u10d0\u10da\u10d0\u10dc\u10e1\u10d4\u10d1\u10d0<\/span> \u10e3\u10d3\u10d8\u10d3\u10d4\u10e1\u10d8<\/span> \u10d2\u10d0\u10db\u10dd\u10ec\u10d5\u10d4\u10d5\u10d0<\/span> \u10d8\u10e7\u10dd<\/span>, <\/span>\u10db\u10d0\u10d2\u10e0\u10d0\u10db<\/span> \u10d0\u10db<\/span> \u10d2\u10d0\u10e0\u10d4\u10db\u10dd\u10d4\u10d1\u10d0\u10db\u10d0\u10ea<\/span> \u10d5\u10d4\u10e0<\/span> \u10d3\u10d0\u10db\u10ee\u10d8\u10d0<\/span> \u10e9\u10d4\u10db\u10d8<\/span> \u10dd\u10ea\u10dc\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1\u10d0\u10d3\u10db\u10d8<\/span> \u10e1\u10ec\u10e0\u10d0\u10e4\u10d5\u10d0\u10e8\u10d8<\/span>.<\/span><\/p>\n

\u10e8\u10d4\u10d5\u10e3\u10d4\u10e0\u10d7\u10d8<\/span> \u10d8\u10e3\u10e0\u10d8\u10d3\u10d8\u10e3\u10da<\/span> \u10e4\u10d8\u10e0\u10db\u10d0\u10e1<\/span> \u10d3\u10d0<\/span> \u10ea\u10dd\u10e2\u10d0<\/span> \u10ee\u10d0\u10dc\u10e8\u10d8<\/span> \u10d3\u10d0\u10db\u10d4\u10d9\u10d8\u10e1\u10e0\u10d0<\/span> \u10e9\u10d4\u10db\u10d8<\/span> \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d8<\/span> \u10d3\u10d0\u10db\u10dd\u10e3\u10d9\u10d8\u10d3\u10d4\u10d1\u10d4\u10da\u10d8<\/span> \u10e1\u10d0\u10e5\u10db\u10d4<\/span> \u10e1\u10d0\u10d0\u10de\u10d4\u10da\u10d0\u10ea\u10d8\u10dd<\/span> \u10e1\u10d0\u10e1\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10dd\u10e8\u10d8<\/span>, <\/span>\u10e0\u10dd\u10db\u10d4\u10da\u10e8\u10d8\u10ea<\/span> \u10d2\u10d0\u10d3\u10d0\u10db\u10ec\u10e7\u10d5\u10d4\u10e2\u10d8<\/span> \u10d2\u10d0\u10db\u10d0\u10e0\u10ef\u10d5\u10d4\u10d1\u10d0<\/span> \u10db\u10dd\u10d5\u10d8\u10de\u10dd\u10d5\u10d4<\/span>. <\/span>\u10d0\u10db<\/span> \u10ec\u10d0\u10e0\u10db\u10d0\u10e2\u10d4\u10d1\u10d0\u10db<\/span> \u10db\u10dd\u10db\u10ea\u10d0<\/span> \u10db\u10dd\u10e2\u10d8\u10d5\u10d0\u10ea\u10d8\u10d0<\/span> \u10e8\u10d4\u10db\u10d4\u10e5\u10db\u10dc\u10d0<\/span> \u10e9\u10d4\u10db\u10d8<\/span> \u10e1\u10d0\u10d9\u10e3\u10d7\u10d0\u10e0\u10d8<\/span> \u10e4\u10d8\u10e0\u10db\u10d0<\/span>, \u201eNavin Merchant Associates\u201c, <\/span>\u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea<\/span> \u10db\u10dd\u10d2\u10d5\u10d8\u10d0\u10dc\u10d4\u10d1\u10d8\u10d7<\/span> \u10d2\u10d0\u10ee\u10d3\u10d0<\/span> \u201eMerchant Law\u201c, <\/span>\u10db\u10d0\u10e1<\/span> \u10e8\u10d4\u10db\u10d3\u10d4\u10d2<\/span>, <\/span>\u10e0\u10d0\u10ea<\/span> 1992 <\/span>\u10ec\u10d4\u10da\u10e1<\/span> \u10db\u10d4<\/span> \u10d3\u10d0<\/span> \u10e9\u10d4\u10db\u10d8<\/span> \u10db\u10d4\u10e3\u10e6\u10da\u10d4<\/span> \u10d2\u10d0\u10d5\u10ee\u10d3\u10d8\u10d7<\/span> \u10de\u10e0\u10dd\u10e4\u10d4\u10e1\u10d8\u10e3\u10da\u10d8<\/span> \u10de\u10d0\u10e0\u10e2\u10dc\u10d8\u10dd\u10e0\u10d4\u10d1\u10d8<\/span>. <\/span>\u10e9\u10d5\u10d4\u10dc\u10d8<\/span> \u10de\u10e0\u10d0\u10e5\u10e2\u10d8\u10d9\u10d0<\/span> \u10d2\u10e3\u10da\u10db\u10dd\u10d3\u10d2\u10d8\u10dc\u10d4<\/span> \u10e8\u10e0\u10dd\u10db\u10d0\u10e1\u10d0<\/span> \u10d3\u10d0<\/span> \u10d8\u10dc\u10e2\u10d4\u10d2\u10e0\u10d0\u10ea\u10d8\u10d0\u10e1<\/span> \u10d3\u10d0\u10e3\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d3\u10d0<\/span>. <\/span>\u10ec\u10d0\u10e0\u10db\u10d0\u10e2\u10d4\u10d1\u10e3\u10da\u10d8<\/span> \u10e1\u10d0\u10e5\u10db\u10d4\u10d4\u10d1\u10d8\u10e1<\/span> \u10d9\u10e3\u10d7\u10ee\u10d8\u10d7<\/span> \u10e0\u10d4\u10d9\u10dd\u10e0\u10d3\u10d8<\/span> \u10d3\u10d0\u10d5\u10d0\u10db\u10e7\u10d0\u10e0\u10d4\u10d7<\/span>, <\/span>\u10d8\u10d6\u10e0\u10d3\u10d4\u10d1\u10dd\u10d3\u10d0<\/span> \u10e9\u10d5\u10d4\u10dc\u10d8<\/span> \u10ea\u10dc\u10dd\u10d1\u10d0\u10d3\u10dd\u10d1\u10d0<\/span> \u10d8\u10dc\u10d3\u10e3\u10e1\u10e2\u10e0\u10d8\u10d0\u10e8\u10d8<\/span> \u10d3\u10d0<\/span> \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8\u10e1<\/span> \u10d9\u10db\u10d0\u10e7\u10dd\u10e4\u10d8\u10da\u10d4\u10d1\u10d0<\/span>. <\/span>\u10e0\u10d4\u10d9\u10dd\u10db\u10d4\u10dc\u10d3\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1\u10d0<\/span> \u10d3\u10d0<\/span> \u10d3\u10d0\u10d3\u10d4\u10d1\u10d8\u10d7\u10d8<\/span> \u10e8\u10d4\u10e4\u10d0\u10e1\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1<\/span> \u10e4\u10dd\u10dc\u10d6\u10d4<\/span> \u10e9\u10d4\u10db\u10d8<\/span> \u10de\u10e0\u10d0\u10e5\u10e2\u10d8\u10d9\u10d0<\/span> \u10db\u10e7\u10d0\u10e0\u10d0\u10d3<\/span> \u10d8\u10d6\u10e0\u10d3\u10d4\u10d1\u10dd\u10d3\u10d0<\/span>.<\/span><\/p>\n

\u10d7\u10e3\u10db\u10ea\u10d0<\/span>, <\/span>\u10d1\u10d4\u10d3\u10d8\u10e1\u10ec\u10d4\u10e0\u10d0\u10e1<\/span> \u10e9\u10d4\u10db\u10d7\u10d5\u10d8\u10e1<\/span> \u10e1\u10ee\u10d5\u10d0<\/span> \u10d2\u10d4\u10d2\u10db\u10d4\u10d1\u10d8<\/span> \u10f0\u10e5\u10dd\u10dc\u10d3\u10d0<\/span>. 2006 <\/span>\u10ec\u10d4\u10da\u10e1<\/span> \u10d3\u10d0\u10d5\u10d4\u10e1\u10ec\u10d0\u10e0\u10d8<\/span> IFC <\/span>\u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd<\/span> \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1<\/span> \u10d9\u10dd\u10dc\u10e4\u10d4\u10e0\u10d4\u10dc\u10ea\u10d8\u10d0\u10e1<\/span> \u10d3\u10d0\u10d5\u10d8\u10e1<\/span> \u10d0\u10da\u10e2\u10d4\u10e0\u10dc\u10d0\u10e2\u10d8\u10e3\u10da\u10d8<\/span> \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2\u10d8\u10e1<\/span> \u10e1\u10d0\u10d9\u10d8\u10d7\u10ee\u10d6\u10d4<\/span>, <\/span>\u10e1\u10d0\u10d3\u10d0\u10ea<\/span> \u10e9\u10d4\u10db\u10d8<\/span> \u10d4\u10e5\u10e1\u10de\u10d4\u10e0\u10e2\u10d8\u10d6\u10d0<\/span> \u10db\u10ec\u10d5\u10d0\u10d5\u10d4<\/span> \u10de\u10d0\u10dc\u10d4\u10da\u10e3\u10e0<\/span> \u10d3\u10d4\u10d1\u10d0\u10e2\u10d4\u10d1\u10d6\u10d4<\/span> \u10d2\u10d0\u10dc\u10d8\u10ee\u10d8\u10da\u10d4\u10e1<\/span>. <\/span>\u10d0\u10db<\/span> \u10d2\u10d0\u10d3\u10d0\u10db\u10ec\u10e7\u10d5\u10d4\u10e2\u10db\u10d0<\/span> \u10db\u10dd\u10db\u10d4\u10dc\u10e2\u10db\u10d0<\/span> \u10d2\u10d0\u10dc\u10d0\u10de\u10d8\u10e0\u10dd\u10d1\u10d0<\/span> \u10e9\u10d4\u10db\u10d8<\/span> \u10d0\u10e7\u10d5\u10d0\u10dc\u10d0<\/span> \u10d3\u10d0\u10d5\u10d8\u10e1<\/span> \u10d0\u10da\u10e2\u10d4\u10e0\u10dc\u10d0\u10e2\u10d8\u10e3\u10da\u10d8<\/span> \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2\u10d8\u10e1<\/span> \u10de\u10e0\u10dd\u10d2\u10e0\u10d0\u10db\u10d8\u10e1<\/span> \u10ee\u10d4\u10da\u10db\u10eb\u10e6\u10d5\u10d0\u10dc\u10d4\u10da\u10d0\u10d3<\/span> \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd<\/span> \u10e1\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10dd<\/span> \u10d9\u10dd\u10e0\u10de\u10dd\u10e0\u10d0\u10ea\u10d8\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1<\/span> \u10d0\u10ee\u10da\u10dd<\/span> \u10d0\u10e6\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10d7\u10e1\u10d0<\/span> \u10d3\u10d0<\/span> \u10e9\u10e0\u10d3\u10d8\u10da\u10dd\u10d4\u10d7<\/span> \u10d0\u10e4\u10e0\u10d8\u10d9\u10d0\u10e8\u10d8<\/span>. 2006 <\/span>\u10ec\u10da\u10d8\u10d3\u10d0\u10dc<\/span> 2013 <\/span>\u10ec\u10da\u10d0\u10db\u10d3\u10d4<\/span> MENA <\/span>\u10e0\u10d4\u10d2\u10d8\u10dd\u10dc\u10e8\u10d8<\/span> \u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8<\/span> \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d4\u10d1\u10d8\u10e1<\/span> \u10d3\u10d0\u10dc\u10d4\u10e0\u10d2\u10d5\u10d8\u10e1<\/span> \u10e4\u10dd\u10dc\u10d6\u10d4<\/span> \u10db\u10d8\u10d5\u10d8\u10e6\u10d4<\/span> \u10dd\u10e0\u10d8<\/span> \u10de\u10e0\u10d4\u10e1\u10e2\u10d8\u10df\u10e3\u10da\u10d8<\/span> \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd<\/span> \u10ef\u10d8\u10da\u10d3\u10dd<\/span>: CEDR Award for Excellence in ADR (2006) <\/span>\u10d3\u10d0<\/span> IFC CEO Gender Award (2010).<\/span><\/p>\n

\u10db\u10dd\u10db\u10d3\u10d4\u10d5\u10dc\u10dd<\/span> \u10e8\u10d5\u10d8\u10d3\u10d8<\/span> \u10ec\u10da\u10d8\u10e1<\/span> \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8<\/span> \u10e9\u10d0\u10db\u10dd\u10d5\u10d0\u10e7\u10d0\u10da\u10d8\u10d1\u10d4<\/span> \u10d3\u10d0<\/span> \u10d3\u10d0\u10d5\u10dc\u10d4\u10e0\u10d2\u10d4<\/span> \u10d3\u10d0\u10d5\u10d8\u10e1<\/span> \u10d0\u10da\u10e2\u10d4\u10e0\u10dc\u10d0\u10e2\u10d8\u10e3\u10da\u10d8<\/span> \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2\u10d8\u10da\u10d4\u10d1\u10d8\u10e1<\/span> \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d4\u10d1\u10d8<\/span> \u10e8\u10e3\u10d0<\/span> \u10d0\u10e6\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d4\u10d7\u10e1\u10d0<\/span> \u10d3\u10d0<\/span> \u10e9\u10e0\u10d3\u10d8\u10dd\u10da\u10d4\u10d7<\/span> \u10d0\u10e4\u10e0\u10d8\u10d9\u10d0\u10e8\u10d8<\/span>. IFC-<\/span>\u10d8\u10e1<\/span> \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd<\/span> \u10d1\u10d0\u10dc\u10d9\u10e8\u10d8<\/span> \u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10d8\u10e1<\/span> \u10d3\u10d0\u10e1\u10e0\u10e3\u10da\u10d4\u10d1\u10d8\u10e1<\/span> \u10e8\u10d4\u10db\u10d3\u10d4\u10d2<\/span> 2013 <\/span>\u10ec\u10d4\u10da\u10e1<\/span>, <\/span>\u10d3\u10d0\u10d5\u10e3\u10d1\u10e0\u10e3\u10dc\u10d3\u10d8<\/span> \u10e9\u10d4\u10db\u10e1<\/span> \u10e1\u10d0\u10d0\u10d3\u10d5\u10dd\u10d9\u10d0\u10e2\u10dd<\/span> \u10de\u10e0\u10d0\u10e5\u10e2\u10d8\u10d9\u10d0\u10e1<\/span>, <\/span>\u10e0\u10dd\u10db\u10da\u10d8\u10e1<\/span> \u10e4\u10d0\u10e0\u10d2\u10da\u10d4\u10d1\u10e8\u10d8\u10ea<\/span> \u10d5\u10d0\u10d2\u10e0\u10eb\u10d4\u10da\u10d4\u10d1<\/span> \u10e9\u10d4\u10db\u10d8<\/span> \u10e4\u10d8\u10e0\u10db\u10d8\u10e1<\/span> \u10ee\u10d4\u10da\u10db\u10eb\u10e6\u10d5\u10d0\u10dc\u10d4\u10da\u10dd\u10d1\u10d0\u10e1<\/span>.<\/span><\/p>\n

\u10e0\u10d0<\/b> \u10db\u10d8\u10d2\u10d0\u10e9\u10dc\u10d8\u10d0\u10d7<\/b> \u10d3\u10d0\u10d5\u10d8\u10e1<\/b> \u10d0\u10da\u10e2\u10d4\u10e0\u10dc\u10d0\u10e2\u10d8\u10e3\u10da\u10d8<\/b> \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2\u10d8\u10e1<\/b> \u10e1\u10e4\u10d4\u10e0\u10dd\u10e8\u10d8<\/b> \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1<\/b> \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4<\/b> \u10e6\u10d8\u10e0\u10d4\u10d1\u10e3\u10da<\/b> \u10d0\u10e1\u10de\u10d4\u10e5\u10e2\u10d0\u10d3<\/b> \u10d3\u10d0<\/b> \u10e0\u10dd\u10d2\u10dd\u10e0<\/b> \u10e9\u10d0\u10db\u10dd\u10d0\u10e7\u10d0\u10da\u10d8\u10d1\u10d0<\/b> \u10d0\u10e6\u10dc\u10d8\u10e8\u10dc\u10e3\u10da\u10db\u10d0<\/b> \u10d7\u10e5\u10d5\u10d4\u10dc\u10d8<\/b> \u10d3\u10d0\u10db\u10dd\u10d9\u10d8\u10d3\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d0<\/b> \u10d9\u10dd\u10dc\u10e4\u10da\u10d8\u10e5\u10e2\u10d8\u10e1<\/b> \u10db\u10dd\u10d2\u10d5\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1<\/b> \u10db\u10d8\u10db\u10d0\u10e0\u10d7<\/b>?<\/b><\/p>\n

2003 <\/span>\u10ec\u10da\u10d8\u10d3\u10d0\u10dc<\/span> \u10d5\u10d0\u10e0<\/span> \u10de\u10e0\u10dd\u10e4\u10d4\u10e1\u10d8\u10dd\u10dc\u10d0\u10da\u10d8<\/span> \u10db\u10d4\u10d3\u10d8\u10d0\u10e2\u10dd\u10e0\u10d8<\/span> \u10d3\u10d0<\/span> \u10ec\u10d0\u10e0\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10d7<\/span> \u10d5\u10d0\u10d2\u10d5\u10d0\u10e0\u10d4\u10d1<\/span> \u10d0\u10e0\u10d0\u10d4\u10e0\u10d7<\/span> \u10d3\u10d0\u10d5\u10d0\u10e1<\/span> \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea<\/span> \u10de\u10d8\u10e0\u10d8\u10e1\u10de\u10d8\u10e0<\/span>, <\/span>\u10d8\u10e1\u10d4<\/span> \u10dd\u10dc\u10da\u10d0\u10d8\u10dc<\/span> \u10e0\u10d4\u10df\u10d8\u10db\u10e8\u10d8<\/span>. <\/span>\u10db\u10d4\u10d3\u10d8\u10d0\u10ea\u10d8\u10d8\u10e1<\/span> \u10de\u10e0\u10d0\u10e5\u10e2\u10d8\u10d9\u10d0\u10e1<\/span> \u10de\u10d0\u10e1\u10d9\u10d8\u10e1\u10e2\u10d0\u10dc\u10e8\u10d8<\/span> \u10ef\u10d4\u10e0<\/span> \u10d9\u10d8\u10d3\u10d4\u10d5<\/span> \u10d0\u10e0<\/span> \u10db\u10d8\u10e3\u10e6\u10d8\u10d0<\/span> \u10d3\u10d0\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4\u10d1\u10e3\u10da\u10d8<\/span> \u10e1\u10d0\u10e7\u10dd\u10d5\u10d4\u10da\u10d7\u10d0\u10dd<\/span> \u10d0\u10e6\u10d8\u10d0\u10e0\u10d4\u10d1\u10d0<\/span>, <\/span>\u10d7\u10e3\u10db\u10ea\u10d0<\/span> \u10e9\u10d4\u10db\u10d8<\/span> \u10db\u10ee\u10e0\u10d8\u10d3\u10d0\u10dc<\/span>, <\/span>\u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d0\u10d3<\/span> \u10d5\u10e3\u10ec\u10e7\u10dd\u10d1<\/span> \u10ee\u10d4\u10da\u10e1<\/span> \u10db\u10d8\u10e1<\/span> \u10d0\u10d3\u10d0\u10de\u10e2\u10d0\u10ea\u10d8\u10d0\u10e1<\/span>. <\/span>\u10d0\u10db<\/span> \u10db\u10d8\u10d6\u10dc\u10d8\u10e1<\/span> \u10e8\u10d4\u10e1\u10d0\u10e1\u10e0\u10e3\u10da\u10d4\u10d1\u10da\u10d0\u10d3<\/span> \u10d2\u10d0\u10d5\u10ee\u10d3\u10d8<\/span> \u201eIBA Dispute Resolution Forum (IBA DRF)\u201c-<\/span>\u10d8\u10e1<\/span> \u10d7\u10d0\u10dc\u10d0\u10d3\u10d0\u10db\u10e4\u10e3\u10eb\u10dc\u10d4\u10d1\u10d4\u10da\u10d8<\/span> \u10e1\u10d0\u10db<\/span> \u10d9\u10dd\u10da\u10d4\u10d2\u10d0\u10e1\u10d7\u10d0\u10dc<\/span> \u10d4\u10e0\u10d7\u10d0\u10d3<\/span> – <\/span>\u10d4\u10e1<\/span> \u10d0\u10e0\u10d8\u10e1<\/span> \u10db\u10d4\u10d3\u10d8\u10ea\u10d8\u10d8\u10e1<\/span> \u10ea\u10d4\u10dc\u10e2\u10e0\u10d8<\/span>, <\/span>\u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea<\/span> IBA-<\/span>\u10e1<\/span> \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10e1\u10d9\u10dd\u10da\u10d0\u10e8\u10d8<\/span> \u10db\u10d3\u10d4\u10d1\u10d0\u10e0\u10d4\u10dd\u10d1\u10e1<\/span>. <\/span>\u10d0\u10e1\u10d4\u10d5\u10d4<\/span> \u10d5\u10d0\u10e0<\/span> \u10db\u10d4\u10d3\u10d8\u10d0\u10ea\u10d8\u10d8\u10e1<\/span> \u10d9\u10dd\u10db\u10d8\u10e1\u10d8\u10d8\u10e1<\/span> \u10ee\u10d4\u10da\u10db\u10eb\u10e6\u10d5\u10d0\u10dc\u10d4\u10da\u10d8<\/span> ICC <\/span>\u10de\u10d0\u10d9\u10d8\u10e1\u10e2\u10d0\u10dc\u10e8\u10d8<\/span>.\u00a0<\/span><\/p>\n

\u10e0\u10dd\u10d2\u10dd\u10e0\u10ea<\/span> \u10e1\u10d0\u10db\u10dd\u10e5\u10d0\u10da\u10d0\u10e5\u10dd<\/span> \u10d3\u10d0<\/span> \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da\u10d8<\/span> \u10d0\u10d3\u10d5\u10dd\u10d9\u10d0\u10e2\u10d8<\/span>, <\/span>\u10db\u10d4<\/span> \u10e7\u10dd\u10d5\u10d4\u10da\u10d7\u10d5\u10d8\u10e1<\/span> \u10db\u10ee\u10d0\u10e0\u10e1<\/span> \u10d5\u10e3\u10ed\u10d4\u10e0<\/span> \u10db\u10d4\u10d3\u10d8\u10d0\u10ea\u10d8\u10d0\u10e1<\/span> \u10e1\u10d0\u10e1\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10dd<\/span> \u10d3\u10d0\u10d5\u10d8\u10e1<\/span> \u10d3\u10d0\u10ec\u10e7\u10d4\u10d1\u10d0\u10db\u10d3\u10d4<\/span>. <\/span>\u10db\u10d4\u10d3\u10d8\u10d0\u10e2\u10dd\u10e0\u10d8\u10e1<\/span> \u10e0\u10dd\u10da\u10e8\u10d8<\/span> \u10e9\u10d4\u10db<\/span> \u10db\u10d8\u10d4\u10e0<\/span> \u10d2\u10d0\u10dc\u10ee\u10d8\u10da\u10e3\u10da\u10d8<\/span> \u10e1\u10d0\u10e5\u10db\u10d4\u10d4\u10d1\u10d8\u10e1<\/span> \u10e3\u10db\u10d4\u10e2\u10d4\u10e1\u10dd\u10d1\u10d0<\/span> \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10e3\u10da<\/span> \u10d3\u10d0<\/span> \u10e1\u10d0\u10db\u10dd\u10e5\u10d0\u10da\u10d0\u10e5\u10dd<\/span> \u10d3\u10d0\u10d5\u10d4\u10d1\u10e1<\/span> \u10db\u10dd\u10d8\u10ea\u10d0\u10d5\u10e1<\/span>, <\/span>\u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea<\/span> \u10ee\u10e8\u10d8\u10e0\u10d0\u10d3<\/span> \u10e3\u10e0\u10d7\u10d8\u10d4\u10e0\u10d7\u10dd\u10d1\u10d4\u10d1\u10d8\u10e1<\/span> \u10d3\u10d8\u10dc\u10d0\u10db\u10d8\u10d9\u10d0\u10e1\u10d7\u10d0\u10dc<\/span> \u10d0\u10e0\u10d8\u10e1<\/span> \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8<\/span> – <\/span>\u10d8\u10e5\u10dc\u10d4\u10d1\u10d0<\/span> \u10d4\u10e1<\/span> \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1<\/span> \u10d7\u10e3<\/span> \u10de\u10d8\u10e0\u10d0\u10d3\u10d8<\/span> \u10e3\u10e0\u10d7\u10d8\u10d4\u10e0\u10d7\u10dd\u10d1\u10d4\u10d1\u10d8<\/span>.\u00a0<\/span><\/p>\n

\u10db\u10d4\u10d3\u10d8\u10d0\u10ea\u10d8\u10d0<\/span> \u10e9\u10d4\u10db\u10d7\u10d5\u10d8\u10e1<\/span> \u10d0\u10e0\u10d8\u10e1<\/span> \u10d3\u10d0\u10d5\u10d8\u10e1<\/span> \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2\u10d8\u10e1<\/span> \u10de\u10e0\u10d8\u10dd\u10e0\u10d8\u10e2\u10d4\u10e2\u10e3\u10da\u10d8<\/span> \u10db\u10d4\u10e5\u10d0\u10dc\u10d8\u10d6\u10db\u10d8<\/span>, <\/span>\u10e0\u10d0\u10d3\u10d2\u10d0\u10dc<\/span> \u10d8\u10e1<\/span> \u10e1\u10ea\u10d8\u10da\u10d3\u10d4\u10d1\u10d0<\/span> \u10d9\u10dd\u10dc\u10e4\u10da\u10d8\u10e5\u10e2\u10d4\u10d1\u10d8\u10e1<\/span> \u10db\u10dd\u10d2\u10d5\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1<\/span> \u10e4\u10d0\u10e0\u10d2\u10da\u10d4\u10d1\u10e1<\/span> \u10d3\u10d0<\/span> \u10ee\u10d4\u10da\u10e1<\/span> \u10e3\u10ec\u10e7\u10dd\u10d1\u10e1<\/span> \u10db\u10dd\u10e0\u10d8\u10d2\u10d4\u10d1\u10d0\u10e1<\/span>. <\/span>\u10ee\u10e8\u10d8\u10e0\u10d0\u10d3<\/span>, <\/span>\u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10d8\u10e1<\/span> \u10d1\u10dd\u10da\u10dd\u10e1<\/span>, <\/span>\u10db\u10ee\u10d0\u10e0\u10d4\u10d4\u10d1\u10d8<\/span> \u10d0\u10e0\u10d0<\/span> \u10db\u10ee\u10dd\u10da\u10dd\u10d3<\/span> \u10d0\u10d3\u10d0\u10e1\u10e2\u10e3\u10e0\u10d4\u10d1\u10d4\u10dc<\/span> \u10d7\u10d0\u10d5\u10d8\u10d0\u10dc\u10d7<\/span> \u10d5\u10d0\u10da\u10d3\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d0\u10e1<\/span>, <\/span>\u10e8\u10d4\u10d8\u10dc\u10d0\u10e0\u10e9\u10e3\u10dc\u10dd\u10dc<\/span> \u10d7\u10d0\u10d5\u10d8\u10d0\u10dc\u10d7\u10d8<\/span> \u10e3\u10e0\u10d7\u10d8\u10d4\u10e0\u10d7\u10dd\u10d1\u10d4\u10d1\u10d8<\/span>, <\/span>\u10d0\u10e0\u10d0\u10db\u10d4\u10d3<\/span> \u10d2\u10d0\u10dc\u10d8\u10ee\u10d8\u10da\u10d0\u10d5\u10d4\u10dc<\/span> \u10e1\u10d0\u10db\u10dd\u10db\u10d0\u10d5\u10da\u10dd<\/span> \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc<\/span> \u10d7\u10d0\u10dc\u10d0\u10db\u10e8\u10e0\u10dd\u10db\u10da\u10dd\u10d1\u10d0\u10e1\u10d0<\/span> \u10d3\u10d0<\/span> \u10d9\u10dd\u10dc\u10e2\u10e0\u10d0\u10e5\u10e2\u10d4\u10d1\u10e1<\/span>.<\/span><\/p>\n

\u10d0\u10db<\/span> \u10d2\u10d0\u10db\u10dd\u10ea\u10d3\u10d8\u10da\u10d4\u10d1\u10d0\u10db<\/span> \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10dc\u10d8<\/span> \u10e0\u10dd\u10da\u10d8<\/span> \u10e8\u10d4\u10d0\u10e1\u10e0\u10e3\u10da\u10d0<\/span> \u10e9\u10d4\u10db\u10d8<\/span> \u10db\u10d8\u10d3\u10d2\u10dd\u10db\u10d8\u10e1<\/span> \u10e9\u10d0\u10db\u10dd\u10e7\u10d0\u10da\u10d8\u10d1\u10d4\u10d1\u10d0\u10e8\u10d8<\/span> \u10d9\u10dd\u10dc\u10e4\u10da\u10d8\u10e5\u10e2\u10d4\u10d1\u10d8\u10e1<\/span> \u10db\u10dd\u10d2\u10d5\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1<\/span> \u10db\u10d8\u10db\u10d0\u10e0\u10d7<\/span>. <\/span>\u10d5\u10d8\u10e1\u10ec\u10d0\u10d5\u10da\u10d4<\/span>, <\/span>\u10e0\u10dd\u10db<\/span> \u10ed\u10d4\u10e8\u10db\u10d0\u10e0\u10d8\u10e2\u10d8<\/span> \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2\u10d0<\/span> \u10d0\u10e0<\/span> \u10d2\u10e3\u10da\u10d8\u10e1\u10ee\u10db\u10dd\u10d1\u10e1<\/span> \u10db\u10dd\u10d2\u10d4\u10d1\u10d0\u10e1<\/span> \u10d0\u10dc<\/span> \u10ec\u10d0\u10d2\u10d4\u10d1\u10d0\u10e1<\/span>, <\/span>\u10d0\u10e0\u10d0\u10db\u10d4\u10d3<\/span> \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d4\u10d1\u10d8\u10e1<\/span> \u10d2\u10d0\u10eb\u10da\u10d8\u10d4\u10e0\u10d4\u10d1\u10d0\u10e1<\/span> \u10d8\u10db\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1<\/span>, <\/span>\u10e0\u10dd\u10db<\/span> \u10d0\u10d8\u10e6\u10dd\u10dc<\/span> \u10d9\u10dd\u10dc\u10e2\u10e0\u10dd\u10da\u10d8<\/span> \u10d7\u10d0\u10d5\u10d8\u10d0\u10dc\u10d7<\/span> \u10d3\u10d0\u10d5\u10d4\u10d1\u10d6\u10d4<\/span> \u10d3\u10d0<\/span> \u10e8\u10d4\u10e5\u10db\u10dc\u10d0\u10dc<\/span> \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2\u10d8\u10da\u10d4\u10d1\u10d4\u10d1\u10d8<\/span>, <\/span>\u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea<\/span> \u10db\u10d0\u10d7\u10d7\u10d5\u10d8\u10e1<\/span> \u10e8\u10d4\u10d3\u10d4\u10d2\u10d8\u10e1\u10db\u10dd\u10db\u10e2\u10d0\u10dc\u10d8\u10d0<\/span>. <\/span>\u10de\u10d8\u10e0\u10dd\u10d5\u10dc\u10e3\u10da<\/span> \u10d3\u10dd\u10dc\u10d4\u10d6\u10d4<\/span>, <\/span>\u10ec\u10d0\u10e0\u10db\u10d0\u10e2\u10d4\u10d1\u10e3\u10da\u10d8<\/span> \u10db\u10d4\u10d3\u10d8\u10d0\u10ea\u10d8\u10d0<\/span> \u10d0\u10e6\u10eb\u10e0\u10d0\u10d5\u10e1<\/span> \u10e0\u10d4\u10d0\u10da\u10d8\u10d6\u10d0\u10ea\u10d8\u10d8\u10e1<\/span> \u10d0\u10e6\u10e3\u10ec\u10d4\u10e0\u10d4\u10da<\/span> \u10d2\u10e0\u10eb\u10dc\u10dd\u10d1\u10d0\u10e1<\/span>, <\/span>\u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea<\/span> \u10e0\u10e9\u10d4\u10d1\u10d0<\/span> \u10e1\u10d4\u10e1\u10d8\u10d8\u10e1<\/span> \u10d3\u10d0\u10e1\u10e0\u10e3\u10da\u10d4\u10d1\u10d8\u10e1<\/span> \u10e8\u10d4\u10db\u10d3\u10d4\u10d2\u10d0\u10ea<\/span>. <\/span>\u10d4\u10e1<\/span> \u10d0\u10e0<\/span> \u10d0\u10e0\u10d8\u10e1<\/span> \u10db\u10ee\u10dd\u10da\u10dd\u10d3<\/span> \u10d3\u10d0\u10d5\u10d8\u10e1<\/span> \u10db\u10dd\u10d2\u10d5\u10d0\u10e0\u10d4\u10d1\u10d0<\/span> – <\/span>\u10d4\u10e1<\/span> \u10d0\u10e0\u10d8\u10e1<\/span> \u10dc\u10d3\u10dd\u10d1\u10d8\u10e1\u10d0<\/span> \u10d3\u10d0<\/span> \u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1<\/span> \u10d0\u10e6\u10d3\u10d2\u10d4\u10dc\u10d0<\/span> \u10d3\u10d0<\/span> \u10ee\u10e8\u10d8\u10e0\u10d0\u10d3<\/span> \u10d9\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1<\/span> \u10d2\u10d0\u10ee\u10e1\u10dc\u10d0<\/span> \u10db\u10dd\u10db\u10d0\u10d5\u10d0\u10da\u10d8<\/span> \u10d7\u10d0\u10dc\u10d0\u10db\u10e8\u10e0\u10dd\u10db\u10da\u10dd\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1<\/span>.<\/span><\/p>\n

\u10e9\u10d5\u10d4\u10dc\u10d7\u10d5\u10d8\u10e1<\/b> \u10ea\u10dc\u10dd\u10d1\u10d8\u10da\u10d8\u10d0<\/b>, <\/b>\u10e0\u10dd\u10db<\/b> \u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d0\u10d3<\/b> \u10ee\u10d0\u10e0\u10d7<\/b> \u10e9\u10d0\u10e0\u10d7\u10e3\u10da\u10d8<\/b> \u10e1\u10dd\u10ea\u10d8\u10d0\u10da\u10e3\u10e0\u10d8<\/b> \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d4\u10d1\u10d8\u10e1<\/b> \u10d2\u10d0\u10dc\u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10d4\u10d1\u10d0\u10e8\u10d8<\/b>. <\/b>\u10e0\u10dd\u10d2\u10dd\u10e0<\/b> \u10e4\u10d8\u10e5\u10e0\u10dd\u10d1\u10d7<\/b>, <\/b>\u10e0\u10dd\u10d2\u10dd\u10e0<\/b> \u10e8\u10d4\u10e3\u10eb\u10da\u10d8\u10d0\u10d7<\/b> \u10da\u10d8\u10d3\u10d4\u10e0<\/b> \u10de\u10e0\u10dd\u10e4\u10d4\u10e1\u10d8\u10dd\u10dc\u10d0\u10da\u10d4\u10d1\u10e1<\/b> \u10d7\u10d0\u10d5\u10d8\u10d0\u10dc\u10d7\u10d8<\/b> \u10d2\u10d0\u10d5\u10da\u10d4\u10dc\u10d8\u10e1<\/b> \u10de\u10dd\u10d6\u10d8\u10e2\u10d8\u10e3\u10e0\u10d8<\/b> \u10e1\u10dd\u10ea\u10d8\u10d0\u10da\u10e3\u10e0\u10d8<\/b> \u10ea\u10d5\u10da\u10d8\u10da\u10d4\u10d1\u10d8\u10e1<\/b> \u10ee\u10d4\u10da\u10e8\u10d4\u10e1\u10d0\u10ec\u10e7\u10dd\u10d1\u10d0\u10d3<\/b> \u10d2\u10d0\u10db\u10dd\u10e7\u10d4\u10dc\u10d4\u10d1\u10d0<\/b>?<\/b><\/p>\n

\u10d8\u10e3\u10e0\u10d8\u10d3\u10d8\u10e3\u10da<\/span> \u10e1\u10e4\u10d4\u10e0\u10dd\u10e8\u10d8<\/span> \u10d9\u10d0\u10e0\u10d8\u10d4\u10e0\u10d8\u10e1<\/span> \u10e4\u10dd\u10dc\u10d6\u10d4<\/span> \u10e9\u10d4\u10db\u10db\u10d0<\/span> \u10d4\u10e5\u10e1\u10de\u10d4\u10e0\u10e2\u10d8\u10d6\u10d0\u10db<\/span> \u10db\u10d4\u10d3\u10d8\u10d0\u10ea\u10d8\u10d0\u10e8\u10d8<\/span> \u10db\u10dd\u10db\u10ea\u10d0<\/span> \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d0<\/span>, <\/span>\u10d3\u10d0\u10db\u10d4\u10ec\u10e7\u10dd<\/span> \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0<\/span> \u201eIsmaili Aga Khan Community\u201c-<\/span>\u10e8\u10d8<\/span> \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0<\/span> \u10d3\u10dd\u10dc\u10d4\u10d6\u10d4<\/span>. 2003 <\/span>\u10ec\u10da\u10d8\u10d3\u10d0\u10dc<\/span> 2010 <\/span>\u10ec\u10da\u10d0\u10db\u10d3\u10d4<\/span> \u10db\u10e5\u10dd\u10dc\u10d3\u10d0<\/span> \u10de\u10d0\u10e2\u10d8\u10d5\u10d8<\/span> \u10d5\u10e7\u10dd\u10e4\u10d8\u10da\u10d8\u10e7\u10d0\u10d5\u10d8<\/span> \u201eAga Khan International Conciliation and Arbitration (ICAB)\u201c <\/span>\u10d1\u10dd\u10e0\u10d3\u10d8\u10e1<\/span> \u10ec\u10d4\u10d5\u10e0\u10d8<\/span>. <\/span>\u10d0\u10db<\/span> \u10d3\u10e0\u10dd\u10d8\u10d3\u10d0\u10dc<\/span> \u10e8\u10d4\u10d5\u10d8\u10e2\u10d0\u10dc\u10d4<\/span> \u10ec\u10d5\u10da\u10d8\u10da\u10d8<\/span> ICAB-<\/span>\u10d8\u10e1<\/span> \u201eTraining Task Force\u201c-<\/span>\u10e8\u10d8<\/span>, <\/span>\u10e0\u10dd\u10d2\u10dd\u10e0\u10ea<\/span> \u10db\u10d4\u10d3\u10d8\u10d0\u10ea\u10d8\u10d8\u10e1\u10d0<\/span> \u10d3\u10d0<\/span> \u10db\u10dd\u10e0\u10d8\u10d2\u10d4\u10d1\u10d8\u10e1<\/span> \u10e2\u10e0\u10d4\u10dc\u10d4\u10e0\u10db\u10d0<\/span>, <\/span>\u10d5\u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10dd\u10d3\u10d8<\/span> \u10de\u10d0\u10dc\u10d4\u10da\u10d8\u10e1<\/span> \u10ec\u10d4\u10d5\u10e0\u10d4\u10d1\u10e1<\/span> \u10d8\u10db<\/span> \u10e3\u10dc\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1<\/span> \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10e8\u10d8<\/span>, <\/span>\u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea<\/span> \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0<\/span> \u10d9\u10dd\u10dc\u10e4\u10da\u10d8\u10e5\u10e2\u10d8\u10e1<\/span> \u10db\u10d4\u10d3\u10d8\u10d0\u10ea\u10d8\u10d8\u10e1<\/span> \u10d2\u10d6\u10d8\u10d7<\/span> \u10db\u10dd\u10d2\u10d5\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1\u10d0\u10e1<\/span>. <\/span>\u10d3\u10e6\u10d4\u10e1\u10d3\u10e6\u10d4\u10d8\u10e1\u10dd\u10d1\u10d8\u10d7<\/span> \u10de\u10d0\u10d9\u10d8\u10e1\u10e2\u10d0\u10dc\u10e8\u10d8<\/span> \u10d0\u10db<\/span> \u10d2\u10d0\u10d4\u10e0\u10d7\u10d8\u10d0\u10dc\u10d4\u10d1\u10d0\u10e8\u10d8<\/span> \u10d9\u10dd\u10dc\u10e4\u10da\u10d8\u10e5\u10e2\u10d4\u10d1\u10d8\u10e1<\/span> 70%-<\/span>\u10d6\u10d4<\/span> \u10db\u10d4\u10e2\u10d8<\/span> \u10db\u10d4\u10d3\u10d8\u10d0\u10ea\u10d8\u10d8\u10e1<\/span> \u10db\u10d4\u10e8\u10d5\u10d4\u10dd\u10d1\u10d8\u10d7<\/span> \u10ec\u10d0\u10e0\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10d7<\/span> \u10ec\u10e7\u10d3\u10d4\u10d1\u10d0<\/span>.\u00a0<\/span><\/p>\n

\u10d8\u10e1\u10d4\u10d7<\/span> \u10e1\u10e4\u10d4\u10e0\u10dd\u10d4\u10d1\u10e8\u10d8<\/span>, <\/span>\u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10ea\u10d0\u10d0<\/span> \u10e1\u10d0\u10db\u10d0\u10e0\u10d7\u10d0\u10da\u10d8<\/span> \u10d3\u10d0<\/span> \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8<\/span>, <\/span>\u10e2\u10e0\u10d0\u10d3\u10d8\u10ea\u10d8\u10e3\u10da\u10d8<\/span> \u10e1\u10d0\u10db\u10d0\u10e0\u10d7\u10d0\u10da\u10ec\u10d0\u10e0\u10db\u10dd\u10d4\u10d1\u10d8\u10e1\u10d2\u10d0\u10dc<\/span> \u10d2\u10d0\u10dc\u10e1\u10ee\u10d5\u10d0\u10d5\u10d4\u10d1\u10e3\u10da\u10d8<\/span> \u10db\u10d4\u10e5\u10d0\u10dc\u10d8\u10d6\u10db\u10d8\u10e1<\/span>, <\/span>\u10db\u10d4\u10d3\u10d8\u10d0\u10ea\u10d8\u10d8\u10e1<\/span> \u10e0\u10d4\u10d9\u10da\u10d0\u10db\u10d8\u10e0\u10d4\u10d1\u10d0\u10db<\/span> \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0<\/span> \u10ee\u10d4\u10da\u10d8<\/span> \u10e8\u10d4\u10e3\u10ec\u10e7\u10dd\u10e1<\/span> \u10d3\u10d8\u10d0\u10da\u10dd\u10d2\u10d8\u10e1\u10d0<\/span> \u10d3\u10d0<\/span> \u10db\u10dd\u10e0\u10d8\u10d2\u10d4\u10d1\u10d8\u10e1<\/span> \u10d9\u10e3\u10da\u10e2\u10e3\u10e0\u10d8\u10e1<\/span> \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10e1<\/span>, <\/span>\u10e0\u10d0\u10ea<\/span> \u10d2\u10d0\u10db\u10dd\u10d8\u10ec\u10d5\u10d4\u10d5\u10e1<\/span> \u10e3\u10e4\u10e0\u10dd<\/span> \u10eb\u10da\u10d8\u10d4\u10e0\u10d8<\/span> \u10d3\u10d0<\/span> \u10db\u10d3\u10d2\u10e0\u10d0\u10d3\u10d8<\/span> \u10d7\u10d4\u10db\u10d4\u10d1\u10d8\u10e1<\/span> \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10d0\u10e1<\/span>. <\/span>\u10da\u10d8\u10d3\u10d4\u10e0\u10dd\u10d1\u10d0<\/span>, <\/span>\u10d7\u10d0\u10d5\u10d8\u10e1\u10d8<\/span> \u10d0\u10e0\u10e1\u10d8\u10d7<\/span>, <\/span>\u10d0\u10e0\u10d8\u10e1<\/span> \u10e1\u10d0\u10d6\u10dd\u10d2\u10d0\u10d3\u10dd\u10d4\u10d1\u10d8\u10e1<\/span> \u10e9\u10d0\u10db\u10dd\u10e7\u10d0\u10da\u10d8\u10d1\u10d4\u10d1\u10d8\u10e1<\/span> \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d8<\/span>, <\/span>\u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea<\/span> \u10e2\u10dd\u10d5\u10d4\u10d1\u10e1<\/span> \u10ee\u10d0\u10dc\u10d2\u10e0\u10eb\u10da\u10d8\u10d5<\/span>, <\/span>\u10de\u10dd\u10d6\u10d8\u10e2\u10d8\u10e3\u10e0<\/span> \u10d2\u10d0\u10d5\u10da\u10d4\u10dc\u10d0\u10e1<\/span>. <\/span>\u10e9\u10d5\u10d4\u10dc<\/span> \u10d2\u10d5\u10d0\u10e5\u10d5\u10e1<\/span> \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d0<\/span> \u10d5\u10d8\u10e7\u10dd\u10d7<\/span> \u10ea\u10d5\u10da\u10d8\u10da\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1<\/span> \u10d9\u10d0\u10e2\u10d0\u10da\u10d8\u10d6\u10d0\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8<\/span> \u10d3\u10d0<\/span> \u10e8\u10d7\u10d0\u10d5\u10d0\u10d2\u10dd\u10dc\u10dd\u10d7<\/span> \u10e1\u10ee\u10d5\u10d4\u10d1\u10d8<\/span> \u10d0\u10db<\/span> \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d8\u10d7<\/span>.<\/span><\/p>\n

\u10e0\u10dd\u10d2\u10dd\u10e0\u10ea<\/span> \u10db\u10d4\u10d3\u10d8\u10d0\u10ea\u10d8\u10d8\u10e1<\/span> \u10de\u10e0\u10d0\u10e5\u10e2\u10d8\u10d9\u10dd\u10e1\u10e1<\/span> \u10d3\u10d0<\/span> \u10e2\u10e0\u10d4\u10dc\u10d4\u10e0\u10e1<\/span>, <\/span>\u10db\u10e5\u10dd\u10dc\u10d3\u10d0<\/span> \u10de\u10e0\u10d8\u10d5\u10d8\u10da\u10d4\u10d2\u10d8\u10d0<\/span> \u10db\u10d4\u10e1\u10ec\u10d0\u10d5\u10da\u10d4\u10d1\u10d8\u10dc\u10d0<\/span> \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea<\/span> \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da<\/span>, <\/span>\u10d8\u10e1\u10d4<\/span> \u10de\u10e0\u10dd\u10d5\u10d8\u10dc\u10ea\u10d8\u10e3\u10da<\/span> \u10e1\u10d0\u10e1\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10dd<\/span> \u10d0\u10d9\u10d0\u10d3\u10d4\u10db\u10d8\u10d4\u10d1\u10e8\u10d8<\/span>. <\/span>\u10ec\u10da\u10d4\u10d1\u10d8\u10e1<\/span> \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8<\/span> \u10d3\u10d0\u10d5\u10d0\u10e2\u10e0\u10d4\u10dc\u10d8\u10dc\u10d2\u10d4<\/span> 2000-<\/span>\u10db\u10d3\u10d4<\/span> \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d8<\/span> – <\/span>\u10db\u10d0\u10d7<\/span> \u10e8\u10dd\u10e0\u10d8\u10e1<\/span> \u10db\u10dd\u10e1\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10d4\u10d4\u10d1\u10d8<\/span>, <\/span>\u10d0\u10d3\u10d5\u10dd\u10d9\u10d0\u10e2\u10d4\u10d1\u10d8<\/span>, <\/span>\u10d8\u10dc\u10d3\u10e3\u10e1\u10e2\u10e0\u10d8\u10d8\u10e1<\/span> \u10d4\u10e5\u10e1\u10de\u10d4\u10e0\u10e2\u10d4\u10d1\u10d8<\/span> \u10d3\u10d0<\/span> \u10de\u10d0\u10dc\u10d4\u10da\u10d8\u10e1<\/span> \u10ec\u10d4\u10d5\u10e0\u10d4\u10d1\u10d8<\/span>. <\/span>\u10e9\u10d4\u10db\u10d8<\/span> \u10e1\u10dd\u10ea\u10d8\u10d0\u10da\u10e3\u10e0\u10d8<\/span> \u10d0\u10e5\u10e2\u10d8\u10d5\u10dd\u10d1\u10d8\u10e1<\/span> \u10db\u10d4\u10e8\u10d5\u10d4\u10dd\u10d1\u10d8\u10d7<\/span> \u10de\u10d8\u10e0\u10d0\u10d3\u10d0\u10d3<\/span> \u10d3\u10d0\u10d5\u10d8\u10dc\u10d0\u10ee\u10d4<\/span> \u10d7\u10e3<\/span> \u10e0\u10dd\u10d2\u10dd\u10e0<\/span> \u10e3\u10ec\u10e7\u10dd\u10d1\u10e1<\/span> \u10ee\u10d4\u10da\u10e1<\/span> \u10d9\u10dd\u10dc\u10e4\u10da\u10d8\u10e5\u10e2\u10d4\u10d1\u10d8\u10e1<\/span> \u10db\u10dd\u10d2\u10d5\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1<\/span> \u10e3\u10dc\u10d0\u10e0\u10d4\u10d1\u10d8<\/span> \u10f0\u10d0\u10e0\u10db\u10dd\u10dc\u10d8\u10d0\u10e1<\/span>, <\/span>\u10ee\u10d8\u10d3\u10d4\u10d1\u10d8\u10e1<\/span> \u10d2\u10d0\u10e0\u10e6\u10d5\u10d4\u10d5\u10d0\u10e1<\/span> \u10d3\u10d0<\/span> \u10d7\u10d4\u10db\u10d4\u10d1\u10d8\u10e1<\/span> \u10db\u10dd\u10e2\u10d8\u10d5\u10d8\u10e0\u10d4\u10d1\u10d0\u10e1<\/span>. <\/span>\u10d4\u10e0\u10d7<\/span>–<\/span>\u10d4\u10e0\u10d7\u10d8<\/span> \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4<\/span> \u10d2\u10d0\u10d5\u10da\u10d4\u10dc\u10d8\u10d0\u10dc\u10d8<\/span> \u10d2\u10d6\u10d0<\/span>, <\/span>\u10e0\u10dd\u10db\u10da\u10d8\u10e1<\/span> \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10d4\u10d1\u10d8\u10d7\u10d0\u10ea<\/span> \u10da\u10d8\u10d3\u10d4\u10e0\u10d4\u10d1\u10e1<\/span> \u10e8\u10d4\u10e3\u10eb\u10da\u10d8\u10d0\u10d7<\/span> \u10ec\u10d5\u10da\u10d8\u10da\u10d8<\/span> \u10e8\u10d4\u10d8\u10e2\u10d0\u10dc\u10dd\u10dc<\/span> \u10d0\u10db<\/span> \u10e7\u10d5\u10d4\u10da\u10d0\u10e4\u10d4\u10e0\u10e8\u10d8<\/span>, <\/span>\u10d0\u10e0\u10d8\u10e1<\/span> \u10db\u10dd\u10db\u10d0\u10d5\u10d0\u10da\u10d8<\/span> \u10d7\u10d0\u10dd\u10d1\u10d8\u10e1<\/span> \u10e1\u10ec\u10d0\u10d5\u10da\u10d4\u10d1\u10d0<\/span> \u10d3\u10d0<\/span> \u10d2\u10d0\u10eb\u10da\u10d8\u10d4\u10e0\u10d4\u10d1\u10d0<\/span>.<\/span><\/p>\n

\u10e8\u10d4\u10d2\u10d8\u10eb\u10da\u10d8\u10d0\u10d7<\/b> \u10d2\u10d0\u10d2\u10d5\u10d8\u10d6\u10d8\u10d0\u10e0\u10dd\u10d7<\/b> \u10de\u10d0\u10d9\u10d8\u10e1\u10e2\u10d0\u10dc\u10d8\u10e1<\/b> \u10e1\u10d0\u10d0\u10de\u10d4\u10da\u10d0\u10ea\u10d8\u10dd<\/b> \u10d0\u10dc<\/b> \u10e3\u10d6\u10d4\u10dc\u10d0\u10d4\u10e1<\/b> \u10e1\u10d0\u10e1\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10dd\u10e8\u10d8<\/b> \u10d7\u10e5\u10d5\u10d4\u10dc\u10d8<\/b> \u10de\u10e0\u10d0\u10e5\u10e2\u10d8\u10d9\u10d8\u10d3\u10d0\u10dc<\/b> \u10d2\u10d0\u10dc\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10d8\u10d7<\/b> \u10d9\u10dd\u10db\u10de\u10da\u10d4\u10e5\u10e1\u10e3\u10e0\u10d8<\/b> \u10e1\u10d0\u10e5\u10db\u10d4<\/b> \u10d3\u10d0<\/b> \u10d7\u10e3<\/b> \u10e0\u10d0<\/b> \u10e1\u10e2\u10e0\u10d0\u10e2\u10d4\u10d2\u10d8\u10d4\u10d1\u10d8<\/b> \u10d2\u10d0\u10db\u10dd\u10d8\u10e7\u10d4\u10dc\u10d4\u10d7<\/b> \u10d7\u10e5\u10d5\u10d4\u10dc\u10d8<\/b> \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1<\/b> \u10db\u10dd\u10db\u10d2\u10d4\u10d1\u10d8\u10d0\u10dc\u10d8<\/b> \u10e8\u10d4\u10d3\u10d4\u10d2\u10d8\u10e1<\/b> \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e1\u10d0\u10e7\u10dd\u10e4\u10d0\u10d3<\/b>?\u00a0<\/b><\/p>\n

\u10d3\u10d0\u10db\u10dd\u10e3\u10d9\u10d8\u10d3\u10d4\u10d1\u10d4\u10da\u10d8<\/span> \u10de\u10e0\u10d0\u10e5\u10e2\u10d8\u10d9\u10d8\u10e1<\/span> \u10d3\u10d0\u10ec\u10e7\u10d4\u10d1\u10d8\u10d3\u10d0\u10dc<\/span> \u10d0\u10e0\u10ea<\/span> \u10d8\u10e1\u10d4<\/span> \u10d3\u10d8\u10d3\u10d8<\/span> \u10ee\u10dc\u10d8\u10e1<\/span> \u10e8\u10d4\u10db\u10d3\u10d4\u10d2<\/span>, <\/span>\u10db\u10dd\u10db\u10db\u10d0\u10e0\u10d7\u10d4\u10e1<\/span> \u10da\u10d8\u10da\u10d8\u10e1<\/span> \u10ee\u10d8\u10d3\u10d8\u10e1<\/span> \u10e1\u10d0\u10ee\u10d4\u10da\u10d8\u10d7<\/span> \u10ea\u10dc\u10dd\u10d1\u10d8\u10da\u10d8<\/span> \u10e2\u10d4\u10e0\u10d8\u10e2\u10dd\u10e0\u10d8\u10d8\u10e1<\/span> \u10db\u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10da\u10d4\u10d1\u10db\u10d0<\/span>. <\/span>\u10d0\u10e0\u10d0\u10db\u10e2\u10d9\u10d8\u10ea\u10d4<\/span> \u10d9\u10dd\u10dc\u10e1\u10e2\u10e0\u10e3\u10e5\u10ea\u10d8\u10d8\u10d7\u10d0<\/span> \u10d3\u10d0<\/span> \u10e1\u10d8\u10eb\u10d5\u10d4\u10da\u10d8\u10d7<\/span> \u10d3\u10d0\u10e1\u10e3\u10e1\u10e2\u10d4\u10d1\u10e3\u10da\u10d8<\/span> \u10ee\u10d8\u10d3\u10d8<\/span> \u10e1\u10d0\u10ee\u10d8\u10e4\u10d0\u10d7\u10dd<\/span> \u10d2\u10d0\u10ee\u10d3\u10d0<\/span>. <\/span>\u10db\u10d7\u10d0\u10d5\u10e0\u10dd\u10d1\u10d0\u10db<\/span> \u10d2\u10d0\u10db\u10dd\u10d0\u10ea\u10ee\u10d0\u10d3\u10d0<\/span> \u10db\u10d8\u10e1\u10d8<\/span> \u10e0\u10d4\u10d9\u10dd\u10dc\u10e1\u10e2\u10e0\u10e3\u10e5\u10ea\u10d8\u10d8\u10e1<\/span> \u10d2\u10d4\u10d2\u10db\u10d4\u10d1\u10d8<\/span> – <\/span>\u10db\u10d0\u10d2\u10e0\u10d0\u10db<\/span> \u10d4\u10e0\u10d7\u10d8<\/span> \u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8<\/span> \u10de\u10d8\u10e0\u10dd\u10d1\u10d8\u10d7<\/span>: <\/span>\u10db\u10d7\u10d4\u10da\u10d8<\/span> \u10e2\u10d4\u10e0\u10d8\u10e2\u10dd\u10e0\u10d8\u10d0<\/span> \u10e3\u10dc\u10d3\u10d0<\/span> \u10d3\u10d0\u10ea\u10da\u10d8\u10da\u10d8\u10e7\u10dd<\/span>.\u00a0<\/span><\/p>\n

\u10d7\u10d0\u10dd\u10d1\u10d4\u10d1\u10d8\u10e1<\/span> \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8<\/span> \u10dd\u10ef\u10d0\u10ee\u10d4\u10d1\u10d8<\/span> \u10ea\u10ee\u10dd\u10d5\u10e0\u10dd\u10d1\u10d3\u10dc\u10d4\u10dc<\/span> \u10ee\u10d8\u10d3\u10d8\u10e1<\/span> \u10e5\u10d5\u10d4\u10e8<\/span> \u10d3\u10d0<\/span> \u10db\u10d8\u10e1<\/span> \u10d2\u10d0\u10e0\u10e8\u10d4\u10db\u10dd<\/span>, <\/span>\u10dd\u10e4\u10d8\u10ea\u10d8\u10d0\u10da\u10e3\u10e0\u10d8<\/span> \u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10d8\u10e1<\/span> \u10e3\u10e4\u10da\u10d4\u10d1\u10d8\u10e1<\/span> \u10d2\u10d0\u10e0\u10d4\u10e8\u10d4<\/span>. <\/span>\u10db\u10d0\u10d7<\/span> \u10d8\u10e5<\/span> \u10d0\u10d0\u10e8\u10d4\u10dc\u10d4\u10e1<\/span> \u10d7\u10d0\u10d5\u10d8\u10d0\u10dc\u10d7\u10d8<\/span> \u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d0<\/span>, <\/span>\u10d6\u10e0\u10d3\u10d8\u10d3\u10dc\u10d4\u10dc<\/span> \u10d1\u10d0\u10d5\u10e8\u10d5\u10d4\u10d1\u10e1<\/span>, <\/span>\u10db\u10d0\u10e0\u10d7\u10d0\u10d5\u10d3\u10dc\u10d4\u10dc<\/span> \u10db\u10ea\u10d8\u10e0\u10d4<\/span> \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10e1<\/span> \u10d3\u10d0<\/span> \u10e8\u10d4\u10e5\u10db\u10dc\u10d4\u10e1<\/span> \u10db\u10ed\u10d8\u10d3\u10e0\u10dd<\/span> \u10e1\u10d0\u10d6\u10dd\u10d2\u10d0\u10d3\u10dd\u10d4\u10d1\u10d0<\/span>. <\/span>\u10d0\u10ee\u10da\u10d0<\/span> \u10d8\u10e1\u10d8\u10dc\u10d8<\/span> \u10d2\u10d0\u10db\u10dd\u10e1\u10d0\u10ee\u10da\u10d4\u10d1\u10d8\u10e1<\/span> \u10ec\u10d8\u10dc\u10d0\u10e8\u10d4<\/span> \u10d0\u10e6\u10db\u10dd\u10e9\u10dc\u10d3\u10dc\u10d4\u10dc<\/span> \u10db\u10d9\u10d0\u10e4\u10d8\u10dd<\/span> \u10d2\u10d6\u10d8\u10e1<\/span> \u10d2\u10d0\u10e0\u10d4\u10e8\u10d4<\/span>.<\/span><\/p>\n

\u10d0\u10db<\/span> \u10e1\u10d0\u10e5\u10db\u10d8\u10e1<\/span> \u10d0\u10e6\u10d4\u10d1\u10d0<\/span> \u10d8\u10e7\u10dd<\/span> \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea<\/span> \u10d2\u10d0\u10db\u10dd\u10ec\u10d5\u10d4\u10d5\u10d0<\/span>, <\/span>\u10d0\u10e1\u10d4\u10d5\u10d4<\/span> \u10d2\u10d0\u10d3\u10d0\u10db\u10ec\u10e7\u10d5\u10d4\u10e2\u10d8<\/span> \u10db\u10dd\u10db\u10d4\u10dc\u10e2\u10d8<\/span> \u10e9\u10d4\u10db\u10e1<\/span> \u10d9\u10d0\u10e0\u10d8\u10d4\u10e0\u10d0\u10e8\u10d8<\/span>. <\/span>\u10d8\u10e3\u10e0\u10d8\u10d3\u10d8\u10e3\u10da\u10d0\u10d3<\/span>, <\/span>\u10db\u10dd\u10e1\u10d0\u10ee\u10da\u10d4\u10dd\u10d1\u10d0\u10e1<\/span> \u10f0\u10e5\u10dd\u10dc\u10d3\u10d0<\/span> \u10db\u10ea\u10d8\u10e0\u10d4<\/span> \u10d3\u10dd\u10d9\u10e3\u10db\u10d4\u10dc\u10e2\u10d0\u10ea\u10d8\u10d0<\/span> \u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10d8\u10e1<\/span> \u10d3\u10d0\u10e1\u10d0\u10db\u10e2\u10d9\u10d8\u10ea\u10d4\u10d1\u10da\u10d0\u10d3<\/span>, <\/span>\u10db\u10d0\u10d2\u10e0\u10d0\u10db<\/span> \u10db\u10dd\u10e0\u10d0\u10da\u10e3\u10e0\u10d0\u10d3<\/span> \u10db\u10d0\u10d7<\/span> \u10f0\u10e5\u10dd\u10dc\u10d3\u10d0\u10d7<\/span> \u10e1\u10e0\u10e3\u10da\u10d8<\/span> \u10e3\u10e4\u10da\u10d4\u10d1\u10d0<\/span> \u10d4\u10eb\u10d8\u10d0\u10d7<\/span> \u10e1\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0<\/span>. <\/span>\u10d5\u10d8\u10ea\u10dd\u10d3\u10d8<\/span>, <\/span>\u10e0\u10dd\u10db<\/span> \u10d4\u10e1<\/span> \u10d0\u10d3\u10d5\u10d8\u10da\u10d8<\/span> \u10d1\u10e0\u10eb\u10dd\u10da\u10d0<\/span> \u10d0\u10e0<\/span> \u10d8\u10e5\u10dc\u10d4\u10d1\u10dd\u10d3\u10d0<\/span>.<\/span><\/p>\n

\u10e1\u10d8\u10e2\u10e3\u10d0\u10ea\u10d8\u10d0<\/span> \u10e1\u10ec\u10e0\u10d0\u10e4<\/span> \u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10d4\u10d1\u10d0\u10e1<\/span> \u10db\u10dd\u10d8\u10d7\u10ee\u10dd\u10d5\u10d3\u10d0<\/span>. <\/span>\u10db\u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10da\u10d4\u10d1\u10d8<\/span> \u10d9\u10e0\u10d8\u10e2\u10d8\u10d9\u10e3\u10da<\/span> \u10d4\u10e2\u10d0\u10de\u10d6\u10d4<\/span> \u10d3\u10d0\u10db\u10d8\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d3\u10dc\u10d4\u10dc<\/span> – <\/span>\u10ee\u10d8\u10d3\u10d8\u10e1<\/span> \u10d3\u10d0\u10d2\u10d4\u10d2\u10db\u10d8\u10da\u10d8<\/span> \u10d3\u10d0\u10dc\u10d2\u10e0\u10d4\u10d5\u10d8\u10e1<\/span> \u10ec\u10d8\u10dc\u10d0<\/span> \u10d3\u10e6\u10d4\u10e1<\/span>. <\/span>\u10d9\u10dd\u10dc\u10e2\u10e0\u10d0\u10e5\u10e2\u10dd\u10e0\u10d4\u10d1\u10d8<\/span> \u10e3\u10d9\u10d5\u10d4<\/span> \u10db\u10d6\u10d0\u10d3<\/span> \u10d8\u10e7\u10d5\u10dc\u10d4\u10dc<\/span> \u10db\u10dd\u10db\u10d3\u10d4\u10d5\u10dc\u10dd<\/span> \u10d3\u10d8\u10da\u10d8\u10d7<\/span> \u10e2\u10d4\u10e0\u10d8\u10e2\u10dd\u10e0\u10d8\u10d0\u10d6\u10d4<\/span> \u10e1\u10d0\u10db\u10e3\u10e8\u10d0\u10dd\u10d4\u10d1\u10d8\u10e1<\/span> \u10d3\u10d0\u10e1\u10d0\u10ec\u10e7\u10d4\u10d1\u10d0\u10d3<\/span>. <\/span>\u10d0\u10e0<\/span> \u10db\u10e5\u10dd\u10dc\u10d3\u10d0<\/span> \u10d3\u10e0\u10dd<\/span> \u10d2\u10d0\u10dc\u10db\u10d4\u10ee\u10d8\u10da\u10d0<\/span> \u10e9\u10d4\u10db\u10d8<\/span> \u10e1\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10d4\u10d1\u10e0\u10d8\u10d5\u10d8<\/span> \u10db\u10d8\u10d3\u10d2\u10dd\u10db\u10d0<\/span>; <\/span>\u10e1\u10d0\u10e1\u10ec\u10e0\u10d0\u10e4\u10dd\u10d3<\/span> \u10e3\u10dc\u10d3\u10d0<\/span> \u10db\u10d4\u10db\u10dd\u10e5\u10db\u10d4\u10d3\u10d0<\/span>.<\/span><\/p>\n

\u10d8\u10db<\/span> \u10e6\u10d0\u10db\u10d4\u10e1<\/span> \u10d3\u10d0\u10e3\u10e6\u10d0\u10da\u10d0\u10d5\u10d0\u10d3<\/span> \u10d5\u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10d3\u10d8<\/span>, <\/span>\u10e0\u10d0\u10d7\u10d0<\/span> \u10d9\u10dd\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10ea\u10d8\u10e3\u10e0\u10d8<\/span> \u10e8\u10e3\u10d0\u10db\u10d3\u10d2\u10dd\u10db\u10da\u10dd\u10d1\u10d0<\/span> \u10e1\u10d0\u10d0\u10de\u10d4\u10da\u10d0\u10ea\u10d8\u10dd<\/span> \u10e1\u10d0\u10e1\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10dd\u10e8\u10d8<\/span> \u10d3\u10d8\u10da\u10d8\u10d7<\/span> \u10e0\u10d0\u10ea<\/span> \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0<\/span> \u10d0\u10d3\u10e0\u10d4<\/span> \u10e8\u10d4\u10db\u10d4\u10e2\u10d0\u10dc\u10d0<\/span>. <\/span>\u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10d6\u10d4<\/span> \u10d5\u10d0\u10db\u10e2\u10d9\u10d8\u10ea\u10d4\u10d1\u10d3\u10d8<\/span>, <\/span>\u10e0\u10dd\u10db<\/span> \u10db\u10d8\u10e3\u10ee\u10d4\u10d3\u10d0\u10d5\u10d0\u10d3<\/span> \u10d8\u10db\u10d8\u10e1\u10d0<\/span>, <\/span>\u10e0\u10dd\u10db<\/span> \u10db\u10d7\u10d0\u10d5\u10e0\u10dd\u10d1\u10d0\u10e1<\/span> \u10f0\u10e5\u10dd\u10dc\u10d3\u10d0<\/span> \u10ee\u10d8\u10d3\u10d8\u10e1<\/span> \u10d0\u10e6\u10d3\u10d2\u10d4\u10dc\u10d8\u10e1<\/span> \u10e3\u10e4\u10da\u10d4\u10d1\u10d0<\/span>, <\/span>\u10db\u10d0\u10e1<\/span> \u10d0\u10e1\u10d4\u10d5\u10d4<\/span> \u10d4\u10d9\u10d8\u10e1\u10e0\u10d4\u10d1\u10dd\u10d3\u10d0<\/span> \u10de\u10d0\u10e1\u10e3\u10ee\u10d8\u10e1\u10db\u10d2\u10d4\u10d1\u10da\u10dd\u10d1\u10d0<\/span> \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10d4\u10e7\u10dd<\/span> \u10d8\u10eb\u10e3\u10da\u10d4\u10d1\u10d8\u10d7<\/span> \u10d2\u10d0\u10d3\u10d0\u10d0\u10d3\u10d2\u10d8\u10da\u10d4\u10d1\u10e3\u10da<\/span> \u10de\u10d8\u10e0\u10d7\u10d0\u10d7\u10d5\u10d8\u10e1<\/span> \u10d2\u10d0\u10dc\u10e1\u10d0\u10ee\u10da\u10d4\u10d1\u10d0<\/span>. <\/span>\u10e9\u10d4\u10db\u10d8<\/span> \u10db\u10ee\u10e0\u10d8\u10d3\u10d0\u10dc<\/span> \u10d0\u10e0\u10d2\u10e3\u10db\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8\u10e1<\/span> \u10ee\u10d0\u10dc\u10d2\u10e0\u10eb\u10da\u10d8\u10d5\u10d8<\/span> \u10db\u10dd\u10e1\u10db\u10d4\u10dc\u10d8\u10e1<\/span> \u10e8\u10d4\u10db\u10d3\u10d4\u10d2<\/span>, <\/span>\u10db\u10dd\u10e1\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10d4\u10db<\/span> \u10d3\u10e0\u10dd\u10d4\u10d1\u10d8\u10d7\u10d8<\/span> \u10d0\u10d9\u10e0\u10eb\u10d0\u10da\u10d5\u10d0<\/span> \u10d3\u10d0\u10e2\u10dd\u10d5\u10d0<\/span>, <\/span>\u10e8\u10d4\u10d0\u10e9\u10d4\u10e0\u10d0<\/span> \u10d2\u10d0\u10db\u10dd\u10e1\u10d0\u10ee\u10da\u10d4\u10d1\u10d0<\/span> \u10d3\u10d0<\/span> \u10d3\u10d0\u10dc\u10d2\u10e0\u10d4\u10d5\u10d0<\/span>. <\/span>\u10e8\u10d4\u10e2\u10e7\u10dd\u10d1\u10d8\u10dc\u10d4\u10d1\u10d4\u10d1\u10d8<\/span> \u10d2\u10d0\u10d8\u10ea\u10d0<\/span> \u10e7\u10d5\u10d4\u10da\u10d0<\/span> \u10d3\u10d0\u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10d4\u10d1\u10e3\u10da<\/span> \u10db\u10ee\u10d0\u10e0\u10d4\u10d6\u10d4<\/span> \u10d3\u10d0<\/span> \u10e1\u10d0\u10e5\u10db\u10d4<\/span> \u10d2\u10d0\u10d3\u10d0\u10d8\u10d3\u10dd<\/span> \u10e8\u10d4\u10db\u10d3\u10d2\u10dd\u10db\u10d8<\/span> \u10d2\u10d0\u10dc\u10ee\u10d8\u10da\u10d5\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1<\/span>.<\/span><\/p>\n

\u10d5\u10d8\u10dc\u10d0\u10d8\u10d3\u10d0\u10dc<\/span> \u10d0\u10ee\u10da\u10d0<\/span> \u10d2\u10d5\u10e5\u10dd\u10dc\u10d3\u10d0<\/span> \u10d3\u10e0\u10dd<\/span>, <\/span>\u10d3\u10d0\u10d5\u10d8\u10ec\u10e7\u10d4<\/span> \u10db\u10e2\u10d9\u10d8\u10ea\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1<\/span> \u10e8\u10d4\u10d2\u10e0\u10dd\u10d5\u10d4\u10d1\u10d0<\/span> – <\/span>\u10db\u10dd\u10ec\u10db\u10d4\u10d7\u10d0<\/span> \u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10d4\u10d1\u10d8<\/span>, <\/span>\u10eb\u10d5\u10d4\u10da\u10d8<\/span> \u10db\u10e3\u10dc\u10d8\u10ea\u10d8\u10de\u10d0\u10da\u10e3\u10e0\u10d8<\/span> \u10e9\u10d0\u10dc\u10d0\u10ec\u10d4\u10e0\u10d4\u10d1\u10d8<\/span> \u10d3\u10d0<\/span> \u10dc\u10d4\u10d1\u10d8\u10e1\u10db\u10d8\u10d4\u10e0\u10d8<\/span> \u10d3\u10dd\u10d9\u10e3\u10db\u10d4\u10dc\u10e2\u10d8<\/span>, <\/span>\u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea<\/span> \u10d3\u10d0\u10d0\u10d3\u10d0\u10e1\u10e2\u10e3\u10e0\u10d4\u10d1\u10d3\u10d0<\/span> \u10d2\u10e0\u10eb\u10d4\u10da\u10d5\u10d0\u10d3\u10d8\u10d0\u10dc<\/span> \u10d1\u10d8\u10dc\u10d0\u10d3\u10e0\u10dd\u10d1\u10d0\u10e1<\/span>. <\/span>\u10d0\u10e1\u10d4\u10d5\u10d4<\/span> \u10d2\u10d0\u10db\u10dd\u10d5\u10d8\u10d9\u10d5\u10da\u10d8\u10d4<\/span> \u10e1\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10d4\u10d1\u10e0\u10d8\u10d5\u10d8<\/span> \u10de\u10e0\u10d4\u10ea\u10d4\u10d3\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8<\/span> \u10d0\u10e0\u10d0\u10e1\u10d0\u10e1\u10e3\u10e0\u10d5\u10d4\u10da\u10d8<\/span> \u10db\u10e4\u10da\u10dd\u10d1\u10d4\u10da\u10dd\u10d1\u10d8\u10e1\u10d0<\/span> \u10d3\u10d0<\/span> \u10e1\u10d0\u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10da\u10d8\u10e1<\/span> \u10e3\u10e4\u10da\u10d4\u10d1\u10d8\u10e1<\/span> \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1<\/span>, <\/span>\u10e0\u10d0\u10d7\u10d0<\/span> \u10d3\u10d0\u10db\u10d0\u10ef\u10d4\u10e0\u10d4\u10d1\u10d4\u10da\u10d8<\/span> \u10d0\u10e0\u10d2\u10e3\u10db\u10d4\u10dc\u10e2\u10d8<\/span> \u10e9\u10d0\u10db\u10dd\u10db\u10d4\u10e7\u10d0\u10da\u10d8\u10d1\u10d4\u10d1\u10d8\u10dc\u10d0<\/span>. <\/span>\u10e1\u10d0\u10e5\u10db\u10d4\u10db<\/span> \u10db\u10dd\u10d9\u10da\u10d4<\/span> \u10d5\u10d0\u10d3\u10d0\u10e8\u10d8<\/span> \u10db\u10d8\u10d8\u10de\u10e7\u10e0\u10dd<\/span> \u10e1\u10d0\u10d6\u10dd\u10d2\u10d0\u10d3\u10dd\u10d4\u10d1\u10d8\u10e1<\/span> \u10e7\u10e3\u10e0\u10d0\u10d3\u10e6\u10d4\u10d1\u10d0<\/span>, <\/span>\u10e0\u10d8\u10e1<\/span> \u10e8\u10d4\u10d3\u10d4\u10d2\u10d0\u10d3\u10d0\u10ea<\/span> \u10db\u10dd\u10d5\u10d8\u10de\u10dd\u10d5\u10d4\u10d7<\/span> \u10db\u10ee\u10d0\u10e0\u10d3\u10d0\u10ed\u10d4\u10e0\u10d0<\/span> \u10e3\u10e4\u10da\u10d4\u10d1\u10d0\u10d3\u10d0\u10db\u10ea\u10d5\u10d4\u10da\u10d4\u10d1\u10d8\u10e1\u10d0<\/span> \u10d3\u10d0<\/span> \u10db\u10d4\u10d3\u10d8\u10d8\u10e1<\/span> \u10db\u10ee\u10e0\u10d8\u10d3\u10d0\u10dc<\/span>, <\/span>\u10d0\u10db<\/span> \u10d2\u10d0\u10e0\u10d4\u10db\u10dd\u10d4\u10d1\u10d0\u10db<\/span> \u10d3\u10d0\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10d7\u10d8<\/span> \u10d6\u10d4\u10ec\u10dd\u10da\u10d0<\/span> \u10db\u10dd\u10d0\u10ee\u10d3\u10d8\u10dc\u10d0<\/span> \u10ee\u10d4\u10da\u10d8\u10e1\u10e3\u10e4\u10da\u10d4\u10d1\u10d0\u10d6\u10d4<\/span>.<\/span><\/p>\n

\u10d3\u10d0\u10e1\u10d9\u10d5\u10dc\u10d8\u10d7<\/span> \u10e1\u10ee\u10d3\u10dd\u10db\u10d0\u10d6\u10d4<\/span> \u10db\u10dd\u10e1\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10d4\u10db<\/span> \u10e1\u10d0\u10e5\u10db\u10d8\u10e1<\/span> \u10d9\u10dd\u10db\u10de\u10da\u10d4\u10e5\u10e1\u10e3\u10e0\u10dd\u10d1\u10d0<\/span> \u10d0\u10e6\u10d8\u10d0\u10e0\u10d0<\/span> \u10d3\u10d0<\/span> \u10dd\u10e0\u10d8\u10d5\u10d4<\/span> \u10db\u10ee\u10d0\u10e0\u10d4\u10e1<\/span> \u10dc\u10d4\u10d8\u10e2\u10e0\u10d0\u10da\u10e3\u10e0\u10d8<\/span> \u10d2\u10d0\u10db\u10dd\u10e1\u10d0\u10d5\u10da\u10d8\u10e1<\/span> \u10de\u10dd\u10d5\u10dc\u10d8\u10e1\u10d9\u10d4\u10dc<\/span> \u10db\u10dd\u10e3\u10ec\u10dd\u10d3\u10d0<\/span>. <\/span>\u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10db\u10d4<\/span> \u10d9\u10d5\u10d8\u10e0\u10d8\u10d0\u10dc\u10d8<\/span> \u10db\u10dd\u10da\u10d0\u10de\u10d0\u10e0\u10d0\u10d9\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1<\/span> \u10e8\u10d4\u10db\u10d3\u10d4\u10d2<\/span> \u10db\u10d8\u10d5\u10d0\u10e6\u10ec\u10d8\u10d4\u10d7<\/span> \u10e8\u10d4\u10d7\u10d0\u10dc\u10ee\u10db\u10d4\u10d1\u10d0\u10e1<\/span>: <\/span>\u10db\u10d7\u10d0\u10d5\u10e0\u10dd\u10d1\u10d0<\/span> \u10d3\u10d0\u10d7\u10d0\u10dc\u10ee\u10db\u10d3\u10d0<\/span> \u10d3\u10d4\u10d5\u10dc\u10d8\u10da\u10d8<\/span> \u10dd\u10ef\u10d0\u10ee\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1<\/span> \u10d0\u10da\u10e2\u10d4\u10e0\u10dc\u10d0\u10e2\u10d8\u10e3\u10da\u10d8<\/span> \u10e1\u10d0\u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10da\u10d8\u10e1<\/span> \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e7\u10dd\u10e4\u10d0\u10e1<\/span>, <\/span>\u10db\u10d0\u10d7\u10d8<\/span> \u10e3\u10d1\u10e0\u10d0\u10da\u10dd\u10d3<\/span> \u10d2\u10d0\u10db\u10dd\u10e1\u10d0\u10ee\u10da\u10d4\u10d1\u10d8\u10e1<\/span> \u10dc\u10d0\u10ea\u10d5\u10da\u10d0\u10d3<\/span>. <\/span>\u10d8\u10db<\/span> \u10d3\u10e6\u10d4\u10e1<\/span> \u10e1\u10d0\u10e1\u10d0\u10db\u10d0\u10e0\u10d7\u10da\u10dd<\/span> \u10d3\u10d0\u10e0\u10d1\u10d0\u10d6\u10d8\u10d3\u10d0\u10dc<\/span> \u10d2\u10d0\u10e1\u10d5\u10da\u10d8\u10e1\u10d0\u10e1<\/span> \u10e6\u10e0\u10db\u10d0<\/span> \u10d9\u10db\u10d0\u10e7\u10dd\u10e4\u10d8\u10da\u10d4\u10d1\u10d8\u10e1<\/span> \u10d2\u10e0\u10eb\u10dc\u10dd\u10d1\u10d0<\/span> \u10d5\u10d8\u10d2\u10e0\u10eb\u10d4\u10dc\u10d8<\/span> – <\/span>\u10d0\u10e0\u10d0<\/span> \u10db\u10ee\u10dd\u10da\u10dd\u10d3<\/span> \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea<\/span> \u10d0\u10d3\u10d5\u10dd\u10d9\u10d0\u10e2\u10db\u10d0<\/span>, <\/span>\u10d0\u10e0\u10d0\u10db\u10d4\u10d3<\/span> \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea<\/span> \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10db\u10d0<\/span>, <\/span>\u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea<\/span> \u10d3\u10d0\u10d4\u10ee\u10db\u10d0\u10e0\u10d0<\/span> \u10e1\u10d0\u10d6\u10dd\u10d2\u10d0\u10d3\u10dd\u10d4\u10d1\u10d8\u10e1<\/span> \u10e6\u10d8\u10e0\u10e1\u10d4\u10d1\u10d8\u10e1\u10d0<\/span> \u10d3\u10d0<\/span> \u10db\u10dd\u10db\u10d0\u10d5\u10da\u10d8\u10e1<\/span> \u10d3\u10d0\u10ea\u10d5\u10d0\u10e1<\/span>.<\/span><\/p>\n

\u10d3\u10d0<\/b> \u10d1\u10dd\u10da\u10dd\u10e1<\/b>, <\/b>\u10e8\u10d4\u10db\u10dd\u10d5\u10d8\u10e4\u10d0\u10e0\u10d2\u10da\u10d4\u10d1\u10d8\u10d7<\/b> \u10e2\u10e0\u10d0\u10d3\u10d8\u10ea\u10d8\u10e3\u10da\u10d8<\/b> \u10d9\u10d8\u10d7\u10ee\u10d5\u10d8\u10d7<\/b>, <\/b>\u10e0\u10d0\u10e1<\/b> \u10e3\u10e0\u10e9\u10d4\u10d5\u10d3\u10d8\u10d7<\/b> \u10d8\u10db<\/b> \u10de\u10e0\u10dd\u10e4\u10d4\u10e1\u10d8\u10dd\u10dc\u10d0\u10da\u10d4\u10d1\u10e1\u10d0<\/b> \u10d3\u10d0<\/b> \u10d0\u10ee\u10d0\u10da\u10d2\u10d0\u10d6\u10e0\u10d3\u10d4\u10d1\u10e1<\/b>, <\/b>\u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea<\/b> \u10d0\u10ee\u10da\u10d0<\/b> \u10d8\u10ec\u10e7\u10d4\u10d1\u10d4\u10dc<\/b> \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d8<\/b> \u10d9\u10d0\u10e0\u10d8\u10d4\u10e0\u10e3\u10da\u10d8<\/b> \u10dc\u10d0\u10d1\u10d8\u10ef\u10d4\u10d1\u10d8\u10e1<\/b> \u10d2\u10d0\u10d3\u10d0\u10d3\u10d2\u10db\u10d0\u10e1<\/b>?<\/b><\/p>\n

\u201e<\/span>\u10d3\u10d0\u10e3\u10e6\u10d0\u10da\u10d0\u10d5<\/span> \u10e8\u10e0\u10dd\u10db\u10d0\u10e1<\/span> \u10d1\u10d4\u10d3\u10d8<\/span> \u10d7\u10d0\u10dc<\/span> \u10db\u10dd\u10e1\u10d3\u10d4\u10d5\u10e1<\/span>\u201c. <\/span>\u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d0\u10e8\u10d8<\/span> \u10e7\u10d5\u10d4\u10da\u10d0<\/span> \u10d3\u10d2\u10d4\u10d1\u10d0<\/span> \u10e1\u10d8\u10e0\u10d7\u10e3\u10da\u10d4\u10d4\u10d1\u10d8\u10e1<\/span> \u10ec\u10d8\u10dc\u10d0\u10e8\u10d4<\/span>, <\/span>\u10db\u10d0\u10d2\u10e0\u10d0\u10db<\/span> \u10e9\u10d4\u10db\u10d8<\/span> \u10d3\u10d4\u10d5\u10d8\u10d6\u10d8\u10d0<\/span>: \u201e<\/span>\u10e7\u10dd\u10d5\u10d4\u10da\u10d7\u10d5\u10d8\u10e1<\/span> \u10d3\u10d0\u10d8\u10e1\u10d0\u10ee\u10d4<\/span> \u10d3\u10d8\u10d3\u10d8<\/span> \u10db\u10d8\u10d6\u10d0\u10dc\u10d8<\/span> \u10d3\u10d0<\/span> \u10e8\u10d4\u10dc<\/span> \u10db\u10d0\u10e1<\/span> \u10db\u10d8\u10d0\u10e6\u10ec\u10d4\u10d5<\/span> – <\/span>\u10d0\u10e0\u10d0<\/span> \u10ec\u10d0\u10e0\u10e3\u10db\u10d0\u10e2\u10d4\u10d1\u10da\u10dd\u10d1\u10d0<\/span>, <\/span>\u10d0\u10e0\u10d0\u10db\u10d4\u10d3<\/span> \u10db\u10ea\u10d8\u10e0\u10d4<\/span> \u10db\u10d8\u10d6\u10d0\u10dc\u10d8\u10d0<\/span> \u10d3\u10d0\u10dc\u10d0\u10e8\u10d0\u10e3\u10da\u10d8<\/span>!\u201c.<\/span><\/p>\n<\/div><\/div>