{"id":18174,"date":"2025-11-24T07:48:00","date_gmt":"2025-11-24T07:48:00","guid":{"rendered":"https:\/\/icc.ge\/?p=18174"},"modified":"2025-11-24T07:49:00","modified_gmt":"2025-11-24T07:49:00","slug":"interview-with-lika-dzneladze","status":"publish","type":"post","link":"https:\/\/icc.ge\/index.php\/2025\/11\/24\/interview-with-lika-dzneladze\/","title":{"rendered":"Interview With Lika Dzneladze"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:calc( 1170px + 10px );margin-left: calc(-10px \/ 2 );margin-right: calc(-10px \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-1\"><blockquote>\n<p>Please see the Interview with Lika Dzneladze &#8211; JSC \u201cLiberty Bank (Georgia)\u201d &#8211; Head of Trade Finance Division<\/p>\n<\/blockquote>\n<p><b>First of all, please share with us the story of your success so far, including the stages and challenges you\u2019ve gone through, and tell us where you are in your career today?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">My journey has always been full of challenges. I entered the banking sector at a very young age, immediately after university, and from the very first day I found myself surrounded by highly skilled, experienced professionals. Although I was somewhat familiar with banking, stepping into the bank made me realize how much I still had to learn from the ground up. I feel fortunate because I began my career with a young, ambitious, success-driven team. Looking back, I know that if I hadn\u2019t continuously invested in my own development, I wouldn\u2019t have been able to keep up with the competition and might have had to leave the industry. But that did not happen. I have remained in banking for many years, and I am grateful that I continue to evolve on this path.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Among my recent achievements, I would like to highlight that in 2025 I completed the FCI Career Path \u2013 Level 2 program and was proud to receive the Silver Diploma, accredited by the London Institute of Banking &amp; Finance. FCI\u2019s recognition of my efforts through a nomination for \u201cBest Student of the Year 2025\u201d has greatly strengthened my credibility and showcased my competence, dedication, and professionalism. I am currently enrolled in another trade finance course, and I plan to continue developing my expertise in this field.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">My career began in the national currency business lending department. From there, I moved to the international operations team, gained experience in the international settlements department, then the corporate department, and today I lead international trade operations at Liberty Bank\u2014a Georgian bank known for its strong culture and traditions. I spent many years working in an international branded bank, but joining Liberty Bank turned out to be a completely different and enriching experience. My manager, Shota Dekanosidze, helped me see the business from a new perspective, highlighting approaches rooted in Georgian reality. With his guidance, I was able to combine my international experience with new local insights, and very quickly, Liberty Bank and I became an excellent match.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Today, I am doing work that I truly love. I interact daily with partner banks, clients, and colleagues from various industries. While helping them find the right solutions, I continue to grow personally and professionally.<\/span><\/p>\n<p><b>With your experience in various international banks and institutions, how have you seen the trade finance landscape evolve over the years?\u00a0<\/b><\/p>\n<p><span style=\"font-weight: 400;\">I have been in the trade finance industry since 1999 when documentary business was handled together with the international clearing transactions and therefore was far away from what we have right now. Later trade finance division become an independent body to cover the overall trade related transactions within the Bank, included but not limited to<\/span><\/p>\n<p><span style=\"font-weight: 400;\">supply chain, letters of credits, bank guarantees, documentary collections and a bit later, factoring.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Today, trade finance and banking operations in Georgia are well developed, thanks to the collective efforts of all banks in the sector. The industry has grown steadily, stage by stage. Together with our international partners, we now efficiently manage cross-border trade operations, introduce new products, enhance existing ones, and continually strive to offer both local and international solutions tailored to clients\u2019 needs.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">While progress can sometimes slow or plateau, overall development is always evident. Banks today are very different from what they were decades ago\u2014client trust has increased, and in response, banks are working to become more flexible and modern by adopting open banking, fintech innovations, artificial intelligence, and other advanced solutions.<\/span><\/p>\n<p><b>Tell us more about your work at \u201cLiberty Bank\u201d. What strategies do you use to deliver high-quality service to clients with diverse expectations in the trade finance sector?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Liberty Bank is the third largest bank in Georgia, with the widest branch network in the country, and it plays an essential role in the local financial market.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The bank maintains an extensive correspondent network and offers customers efficient payment options across various currencies and payment types, while consistently working to optimize pricing.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Liberty has trade finance lines provided by multiple international banks, enabling us to offer clients competitive pricing. Our highly experienced team continually monitors market competitors and provides clients with individually tailored solutions for every transaction. One of our strongest advantages is our proactive approach\u2014we immediately reach out to clients, review transaction details together, communicate directly with the beneficiaries and the servicing banks, and only then finalize the transaction. Our guiding principle is that \u201ctime is money,\u201d and we manage our clients\u2019 time and financial interests with utmost responsibility.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Liberty Bank is also committed to developing its employees\u2019 expertise. We regularly participate in international conferences, stay informed about global trends, and help clients structure their transactions correctly and effectively.<\/span><\/p>\n<p><b>As we know, in 2021 you were nominated as a DOCDEX Expert for the International Chamber of Commerce and took part in resolving an international dispute. What significance did this opportunity hold for you, and how has it influenced your professional career from today\u2019s perspective?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">The year 2021 was truly one of the most memorable milestones in my career. Anyone working in international trade dreams of being involved with the ICC, and that year I was fortunate enough to achieve exactly that. By becoming a DOCDEX expert at the International Chamber of Commerce, I was able to cross professional boundaries and stand alongside the leading figures of the industry\u2014those who draft the rules, resolve disputes, and educate banks and institutions on conducting documentary operations, international settlements, goods delivery terms, contract negotiation, and proper structuring of international agreements to minimize trade-related risks.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In 2023, I had the opportunity to work on a real case alongside three independent DOCDEX experts. This allowed me to play a meaningful role in dispute resolution, provide expert opinions, and make my own contribution to the smooth functioning of international trade on a global scale.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">When asked how much this experience has influenced my career, I can confidently say that it elevated me to a level I once considered completely out of reach. Today, I am part of an international network of professionals\u2014including many bankers and trade specialists\u2014who share real cases with each other daily, exchange knowledge, and discuss how to better protect clients against various risks. I truly believe there is no better platform for applying my expertise, and being part of this community is both a privilege and a tremendous source of growth.<\/span><\/p>\n<p><b>Finally, to wrap things up, what advice would you give to the next generation of aspiring professionals and young people taking the first steps in their career?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">I believe that curiosity is essential in every aspect of life. When a person is genuinely <\/span><span style=\"font-weight: 400;\">interested, has a positive attitude, and enjoys work, they can achieve everything. A bank is not a place for individual performance\u2014it is an environment where teamwork is crucial. Therefore, in addition to professional skills, strong personal qualities are equally important to communicate effectively and collaborate successfully. Only then does professional growth naturally follow.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">My advice to young people is to value the workplace and the colleagues they started <\/span><span style=\"font-weight: 400;\">working with. Give more than you expect in return. Invest your time and effort, do your <\/span><span style=\"font-weight: 400;\">best, and you will be surprised at how quickly results come.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">I believe in perfectionism at work\u2014this has been my personal formula for success, and I <\/span><span style=\"font-weight: 400;\">encourage young professionals to embrace it as well. Keep working, keep improving <\/span><span style=\"font-weight: 400;\">yourself, maintain constant momentum. When young people adopt the habit of <\/span><span style=\"font-weight: 400;\">continuously deepening their knowledge, success becomes inevitable. They will not <\/span><span style=\"font-weight: 400;\">only build a career, but also find fulfillment, balance, and the ability to live a meaningful <\/span><span style=\"font-weight: 400;\">and a satisfying life.<\/span><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;width:100%;\"><div class=\"fusion-separator-border sep-double\" style=\"border-color:#e0dede;border-top-width:1px;border-bottom-width:1px;\"><\/div><\/div><div class=\"fusion-text fusion-text-2\"><blockquote>\n<p>\u10d2\u10d7\u10ee\u10dd\u10d5\u10d7 \u10d8\u10ee\u10d8\u10da\u10dd\u10d7 \u10d8\u10dc\u10e2\u10d4\u10e0\u10d5\u10d8\u10e3 \u10da\u10d8\u10d9\u10d0 \u10eb\u10dc\u10d4\u10da\u10d0\u10eb\u10d4\u10e1\u10d7\u10d0\u10dc &#8211; \u10da\u10d8\u10d1\u10d4\u10e0\u10d7\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d8 &#8211; \u10d5\u10d0\u10ed\u10e0\u10dd\u10d1\u10d8\u10e1 \u10d3\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d4\u10d1\u10d8\u10e1 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\u10d7\u10e3\u10db\u10ea\u10d0 \u10d4\u10e1 \u10d0\u10db\u10d2\u10d5\u10d0\u10e0\u10d0\u10d3 \u10d0\u10e0 \u10db\u10dd\u10ee\u10d3\u10d0, \u10e3\u10d9\u10d5\u10d4 \u10db\u10e0\u10d0\u10d5\u10d0\u10da\u10d8 \u10ec\u10d4\u10da\u10d8\u10d0 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10e4\u10d4\u10e0\u10dd\u10e8\u10d8 \u10d5\u10d0\u10e0 \u10d3\u10d0 \u10e1\u10d0\u10d1\u10d4\u10d3\u10dc\u10d8\u10d4\u10e0\u10dd\u10d3 \u10db\u10e3\u10d3\u10db\u10d8\u10d5\u10d0\u10d3 \u10d5\u10d5\u10d8\u10d7\u10d0\u10e0\u10d3\u10d4\u10d1\u10d8.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u10d1\u10dd\u10da\u10dd \u10db\u10d8\u10e6\u10ec\u10d4\u10d5\u10d0\u10d7\u10d0\u10d2\u10d0\u10dc \u10db\u10d8\u10dc\u10d3\u10d0 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10d8\u10d7 \u10d0\u10e6\u10d5\u10dc\u10d8\u10e8\u10dc\u10dd, \u10e0\u10dd\u10db 2025 \u10ec\u10d4\u10da\u10e1 \u10d2\u10d0\u10d5\u10d8\u10d0\u10e0\u10d4 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\u10d0\u10db\u10df\u10d0\u10db\u10d0\u10d3 \u10d5\u10d0\u10ed\u10e0\u10dd\u10d1\u10d8\u10e1 \u10d3\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d8\u10d7 \u10d2\u10d0\u10d5\u10d3\u10d8\u10d5\u10d0\u10e0 \u10d9\u10d8\u10d3\u10d4\u10d5 \u10d4\u10e0\u10d7 \u10d9\u10e3\u10e0\u10e1\u10e1 \u10d3\u10d0 \u10d5\u10d0\u10de\u10d8\u10e0\u10d4\u10d1 \u10d2\u10d0\u10d5\u10d0\u10d2\u10e0\u10eb\u10d4\u10da\u10dd \u10e9\u10d4\u10db\u10d8 \u10ea\u10dd\u10d3\u10dc\u10d8\u10e1 \u10d2\u10d0\u10e6\u10e0\u10db\u10d0\u10d5\u10d4\u10d1\u10d0 \u10d0\u10db \u10e1\u10e4\u10d4\u10e0\u10dd\u10e8\u10d8.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u10e9\u10d4\u10db\u10d8 \u10e1\u10d0\u10db\u10e3\u10e8\u10d0\u10dd \u10d2\u10d0\u10db\u10dd\u10ea\u10d3\u10d8\u10da\u10d4\u10d1\u10d0 \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8 \u10d5\u10d0\u10da\u10e3\u10e2\u10d8\u10d7 \u10d3\u10d0\u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10e7\u10dd\u10e4\u10d8\u10da\u10d4\u10d1\u10d8\u10d3\u10d0\u10dc \u10d3\u10d0\u10d8\u10ec\u10e7\u10dd, \u10db\u10dd\u10d2\u10d5\u10d8\u10d0\u10dc\u10d4\u10d1\u10d8\u10d7 \u10e8\u10d4\u10d5\u10e3\u10d4\u10e0\u10d7\u10d3\u10d8 \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10dd\u10de\u10d4\u10e0\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d2\u10e3\u10dc\u10d3\u10e1, \u10d2\u10d0\u10db\u10dd\u10d5\u10d8\u10d0\u10e0\u10d4 \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10d0\u10dc\u10d2\u10d0\u10e0\u10d8\u10e8\u10e1\u10ec\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10e7\u10dd\u10e4\u10d8\u10da\u10d4\u10d1\u10d0, \u10d9\u10dd\u10e0\u10de\u10dd\u10e0\u10d0\u10e2\u10d8\u10e3\u10da\u10d8 \u10d3\u10d4\u10de\u10d0\u10e0\u10e2\u10d0\u10db\u10d4\u10dc\u10e2\u10d8 \u10d3\u10d0 \u10d3\u10e6\u10d4\u10e1 \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10e1\u10d0\u10d5\u10d0\u10ed\u10e0\u10dd \u10dd\u10de\u10d4\u10e0\u10d0\u10ea\u10d8\u10d4\u10d1\u10e1 \u10d5\u10e3\u10eb\u10e6\u10d5\u10d4\u10d1\u10d8 \u10e5\u10d0\u10e0\u10d7\u10e3\u10da \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10db\u10dd\u10e6\u10d5\u10d0\u10ec\u10d4, \u10d3\u10d8\u10d3\u10d8 \u10d9\u10e3\u10da\u10e2\u10e3\u10e0\u10d8\u10e1 \u10d3\u10d0 \u10e2\u10e0\u10d0\u10d3\u10d8\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10db\u10e5\u10dd\u10dc\u10d4 \u10da\u10d8\u10d1\u10d4\u10e0\u10d7\u10d8 \u10d1\u10d0\u10dc\u10d9\u10e8\u10d8. \u10d1\u10d4\u10d5\u10e0\u10d8 \u10ec\u10d4\u10da\u10d8 \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10d1\u10e0\u10d4\u10dc\u10d3\u10e3\u10da \u10d1\u10d0\u10dc\u10d9\u10e8\u10d8 \u10d5\u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10d3\u10d8, \u10d7\u10e3\u10db\u10ea\u10d0 \u10da\u10d8\u10d1\u10d4\u10e0\u10d7\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10d2\u10e3\u10dc\u10d3\u10d8\u10e1 \u10dc\u10d0\u10ec\u10d8\u10da\u10d0\u10d3 \u10d2\u10d0\u10ee\u10d3\u10dd\u10db\u10d0 \u10e1\u10e3\u10da \u10e1\u10ee\u10d5\u10d0 \u10d2\u10d0\u10db\u10dd\u10ea\u10d3\u10d8\u10da\u10d4\u10d1\u10d0 \u10d0\u10e6\u10db\u10dd\u10e9\u10dc\u10d3\u10d0. \u10e9\u10d4\u10db\u10db\u10d0 \u10e3\u10e4\u10e0\u10dd\u10e1\u10db\u10d0, \u10e8\u10dd\u10d7\u10d0 \u10d3\u10d4\u10d9\u10d0\u10dc\u10dd\u10e1\u10d8\u10eb\u10d4\u10db, \u10e1\u10ee\u10d5\u10d0 \u10d7\u10d5\u10d0\u10da\u10d8\u10d7 \u10d3\u10d0\u10db\u10d0\u10dc\u10d0\u10ee\u10d0 \u10d4\u10e1 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8, \u10d2\u10d0\u10db\u10d8\u10d6\u10d8\u10d0\u10e0\u10d0 \u10e5\u10d0\u10e0\u10d7\u10e3\u10da \u10e0\u10d4\u10d0\u10da\u10dd\u10d1\u10d0\u10e1\u10d7\u10d0\u10dc \u10d0\u10e1\u10dd\u10ea\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10db\u10d8\u10d3\u10d2\u10dd\u10db\u10d4\u10d1\u10d8, \u10d2\u10d0\u10d0\u10d9\u10d4\u10d7\u10d0 \u10e1\u10ec\u10dd\u10e0\u10d8 \u10d0\u10e5\u10ea\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8, \u10db\u10d4 \u10d9\u10d8 \u10e8\u10d4\u10d5\u10eb\u10d4\u10da\u10d8 \u10e8\u10d4\u10db\u10dd\u10db\u10d4\u10e2\u10d0\u10dc\u10d0 \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10d2\u10d0\u10db\u10dd\u10ea\u10d3\u10d8\u10da\u10d4\u10d1\u10d0, \u10d0\u10ee\u10d0\u10da\u10d8 \u10db\u10d8\u10d3\u10d2\u10dd\u10db\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3, \u10db\u10d4 \u10d3\u10d0 \u10da\u10d8\u10d1\u10d4\u10e0\u10d7\u10d8 \u10db\u10d0\u10da\u10d4\u10d5\u10d4 \u10d3\u10d0\u10d5\u10db\u10d4\u10d2\u10dd\u10d1\u10e0\u10d3\u10d8\u10d7.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u10d3\u10e6\u10d4\u10e1 \u10db\u10d4 \u10d5\u10d0\u10d9\u10d4\u10d7\u10d4\u10d1 \u10d8\u10db \u10e1\u10d0\u10e5\u10db\u10d4\u10e1, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10eb\u10d0\u10da\u10d8\u10d0\u10dc \u10db\u10d8\u10e7\u10d5\u10d0\u10e0\u10e1, \u10db\u10d0\u10e5\u10d5\u10e1 \u10e8\u10d4\u10ee\u10d4\u10d1\u10d0 \u10e9\u10d4\u10db\u10e1 \u10d9\u10dd\u10da\u10d4\u10d2\u10d4\u10d1\u10d7\u10d0\u10dc, \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8\u10e1 \u10db\u10e5\u10dd\u10dc\u10d4 \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d7\u10d0\u10dc, \u10d7\u10d0\u10dc\u10d0\u10db\u10e8\u10e0\u10dd\u10db\u10d4\u10da\u10d7\u10d0\u10dc, \u10d3\u10d0 \u10d2\u10d0\u10e0\u10d3\u10d0 \u10d8\u10db\u10d8\u10e1\u10d0, \u10e0\u10dd\u10db \u10d5\u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d8 \u10db\u10d0\u10d7 \u10e1\u10ec\u10dd\u10e0\u10d8 \u10d2\u10d6\u10d4\u10d1\u10d8\u10e1 \u10d0\u10e0\u10e9\u10d4\u10d5\u10d0\u10e8\u10d8, \u10db\u10d4\u10ea \u10de\u10d8\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d0\u10d3 \u10db\u10e3\u10d3\u10db\u10d8\u10d5\u10d0\u10d3 \u10d5\u10d8\u10d6\u10e0\u10d3\u10d4\u10d1\u10d8.<\/span><\/p>\n<p><b>\u10d7\u10e5\u10d5\u10d4\u10dc\u10d8 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\u10e1\u10e2\u10e0\u10e3\u10e5\u10e2\u10e3\u10e0\u10d8\u10e1\u10d0\u10d2\u10d0\u10dc, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d3\u10e6\u10d4\u10e1\u10d3\u10e6\u10d4\u10dd\u10d1\u10d8\u10d7 \u10d2\u10d5\u10d0\u10e5\u10d5\u10e1.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u10d7\u10d0\u10dc\u10d3\u10d0\u10d7\u10d0\u10dc\u10dd\u10d1\u10d8\u10d7 \u10d5\u10d0\u10ed\u10e0\u10dd\u10d1\u10d8\u10e1 \u10d3\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10e7\u10dd\u10e4\u10d8\u10da\u10d4\u10d1\u10d0 \u10e9\u10d0\u10db\u10dd\u10e7\u10d0\u10da\u10d8\u10d1\u10d3\u10d0 \u10d3\u10d0\u10db\u10dd\u10e3\u10d9\u10d8\u10d3\u10d4\u10d1\u10d4\u10da \u10d4\u10e0\u10d7\u10d4\u10e3\u10da\u10d0\u10d3, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d0\u10db\u10df\u10d0\u10db\u10d0\u10d3 \u10db\u10dd\u10d8\u10ea\u10d0\u10d5\u10e1 \u10e1\u10d0\u10d5\u10d0\u10ed\u10e0\u10dd \u10dd\u10de\u10d4\u10e0\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 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\u10e1\u10d0\u10d5\u10d0\u10ed\u10e0\u10dd \u10dd\u10de\u10d4\u10e0\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10dc\u10d0\u10d3\u10d0\u10d0 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10e3\u10da\u10d8, \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d4\u10e2\u10d0\u10de\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d5\u10da\u10d0 \u10d9\u10d8 \u10e7\u10d5\u10d4\u10da\u10d0 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10e9\u10d0\u10e0\u10d7\u10e3\u10da\u10dd\u10d1\u10d8\u10d7 \u10d2\u10d0\u10ee\u10d3\u10d0 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8. \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10e4\u10d4\u10e0\u10dd\u10db \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8 \u10d6\u10e0\u10d3\u10d0 \u10d2\u10d0\u10dc\u10d8\u10ea\u10d0\u10d3\u10d0, \u10dc\u10d0\u10d1\u10d8\u10ef-\u10dc\u10d0\u10d1\u10d8\u10ef, \u10d7\u10d0\u10dc\u10db\u10d8\u10db\u10d3\u10d4\u10d5\u10e0\u10e3\u10da\u10d8 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7 \u10d3\u10e6\u10d4\u10e1 \u10e9\u10d5\u10d4\u10dc \u10e9\u10d5\u10d4\u10dc\u10e1 \u10e3\u10ea\u10ee\u10dd\u10d4\u10da \u10de\u10d0\u10e0\u10e2\u10dc\u10d8\u10dd\u10e0\u10d4\u10d1\u10d7\u10d0\u10dc \u10d4\u10e0\u10d7\u10d0\u10d3 \u10ec\u10d0\u10e0\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10d7 \u10d5\u10d0\u10e2\u10d0\u10e0\u10d4\u10d1\u10d7 \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10e1\u10d0\u10d5\u10d0\u10ed\u10e0\u10dd \u10dd\u10de\u10d4\u10e0\u10d0\u10ea\u10d8\u10d4\u10d1\u10e1, \u10d5\u10dc\u10d4\u10e0\u10d2\u10d0\u10d5\u10d7 \u10d0\u10ee\u10d0\u10da \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d4\u10d1\u10e1, \u10d5\u10d0\u10e3\u10db\u10ef\u10dd\u10d1\u10d4\u10e1\u10d4\u10d1\u10d7 \u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da\u10e1 \u10d3\u10d0 \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3, \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10e4\u10d4\u10e0\u10dd\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10db\u10d0\u10d3\u10d2\u10d4\u10dc\u10da\u10d4\u10d1\u10d8 \u10db\u10e3\u10d3\u10db\u10d8\u10d5\u10d0\u10d3 \u10d5\u10ea\u10d3\u10d8\u10da\u10dd\u10d1\u10d7, \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d4\u10d1\u10e1 \u10e8\u10d4\u10d5\u10d7\u10d0\u10d5\u10d0\u10d6\u10dd\u10d7 \u10db\u10d0\u10d7 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd\u10d4\u10d1\u10d4\u10d1\u10d6\u10d4 \u10db\u10dd\u10e0\u10d2\u10d4\u10d1\u10e3\u10da\u10d8 \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10d3\u10d0 \u10d0\u10d3\u10d2\u10d8\u10da\u10dd\u10d1\u10e0\u10d8\u10d5\u10d8 \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d4\u10d1\u10d8.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u10e0\u10d0 \u10d7\u10e5\u10db\u10d0 \u10e3\u10dc\u10d3\u10d0, \u10d6\u10dd\u10d2\u10ef\u10d4\u10e0 \u10d0\u10e0\u10d8\u10e1 \u10dc\u10d4\u10da\u10d8 \u10e1\u10d5\u10da\u10d0, \u10e1\u10e2\u10d0\u10d2\u10dc\u10d0\u10ea\u10d8\u10d0\u10ea, \u10d7\u10e3\u10db\u10ea\u10d0 \u10de\u10e0\u10dd\u10d2\u10e0\u10d4\u10e1\u10d8 \u10db\u10d0\u10d8\u10dc\u10ea \u10e7\u10dd\u10d5\u10d4\u10da\u10d7\u10d5\u10d8\u10e1 \u10d8\u10d2\u10e0\u10eb\u10dc\u10dd\u10d1\u10d0. \u10d1\u10d0\u10dc\u10d9\u10d8 \u10d0\u10e0 \u10d0\u10e0\u10d8\u10e1 \u10e3\u10d9\u10d5\u10d4 \u10d8\u10e1 \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10e2\u10d8, \u10e0\u10d0\u10ea \u10d8\u10e7\u10dd \u10ec\u10da\u10d4\u10d1\u10d8\u10e1 \u10ec\u10d8\u10dc, \u10d2\u10d0\u10d6\u10e0\u10d3\u10d8\u10da\u10d8\u10d0 \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8\u10e1 \u10db\u10ee\u10e0\u10d8\u10d3\u10d0\u10dc \u10dc\u10d3\u10dd\u10d1\u10d0. \u10d7\u10d0\u10d5\u10d8\u10e1 \u10db\u10ee\u10e0\u10d8\u10d5, \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8 \u10db\u10e3\u10d3\u10db\u10d8\u10d5\u10d0\u10d3 \u10ea\u10d3\u10d8\u10da\u10dd\u10d1\u10d4\u10dc \u10d9\u10d8\u10d3\u10d4\u10d5 \u10e3\u10e4\u10e0\u10dd \u10db\u10dd\u10e5\u10dc\u10d8\u10da\u10d4\u10d1\u10d8 \u10d2\u10d0\u10ee\u10d3\u10dc\u10d4\u10dc \u10d3\u10d0 \u10db\u10ee\u10d0\u10e0\u10d8 \u10d0\u10e3\u10ec\u10e7\u10dd\u10dc \u10d7\u10d0\u10dc\u10d0\u10db\u10d4\u10d3\u10e0\u10dd\u10d5\u10d4 \u10e2\u10d4\u10dc\u10d3\u10d4\u10dc\u10ea\u10d8\u10d4\u10d1\u10e1, \u10e1\u10d7\u10d0\u10d5\u10d0\u10d6\u10dd\u10d1\u10d4\u10dc \u10e0\u10d0 \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d4\u10d1\u10e1 \u10e6\u10d8\u10d0 \u10d1\u10d0\u10dc\u10d9\u10d8\u10dc\u10d2\u10e1, \u10e4\u10d8\u10dc\u10e2\u10d4\u10d9\u10e1, \u10ee\u10d4\u10da\u10dd\u10d5\u10dc\u10e3\u10e0\u10d8 \u10d8\u10dc\u10e2\u10d4\u10da\u10d4\u10e5\u10e2\u10d8\u10e1 \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d0 \u10de\u10e0\u10dd\u10d3\u10e3\u10e5\u10e2\u10d4\u10d1\u10d8\u10e1 \u10e9\u10d0\u10e0\u10d7\u10e3\u10da\u10dd\u10d1\u10d0\u10e1.<\/span><\/p>\n<p><b>\u10d2\u10d5\u10d8\u10d0\u10db\u10d1\u10d4\u10d7 \u10db\u10d4\u10e2\u10d8 \u10d7\u10e5\u10d5\u10d4\u10dc\u10d8 \u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1 \u10da\u10d8\u10d1\u10d4\u10e0\u10d7\u10d8 \u10d1\u10d0\u10dc\u10d9\u10e8\u10d8. \u10e0\u10d0 \u10e1\u10e2\u10e0\u10d0\u10e2\u10d4\u10d2\u10d8\u10d4\u10d1\u10e1 \u10d8\u10e7\u10d4\u10dc\u10d4\u10d1\u10d7 \u10d5\u10d0\u10ed\u10e0\u10dd\u10d1\u10d8\u10e1 \u10d3\u10d0\u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d4\u10e5\u10e2\u10dd\u10e0\u10e8\u10d8 \u10db\u10e0\u10d0\u10d5\u10d0\u10da\u10e4\u10d4\u10e0\u10dd\u10d5\u10d0\u10dc\u10d8 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1 \u10db\u10e5\u10dd\u10dc\u10d4 \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10db\u10d0\u10e6\u10d0\u10da\u10d8 \u10ee\u10d0\u10e0\u10d8\u10e1\u10ee\u10d8\u10e1 \u10e1\u10d4\u10e0\u10d5\u10d8\u10e1\u10d8\u10e1 \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e1\u10d0\u10e7\u10dd\u10e4\u10d0\u10d3?\u00a0<\/b><\/p>\n<p><span style=\"font-weight: 400;\">\u10da\u10d8\u10d1\u10d4\u10e0\u10d7\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d8 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10e1\u10d8\u10d3\u10d8\u10d3\u10d8\u10d7 \u10db\u10d4\u10e1\u10d0\u10db\u10d4 \u10d1\u10d0\u10dc\u10d9\u10d8\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10e1\u10d0\u10ea \u10e4\u10d8\u10da\u10d8\u10d0\u10da\u10d4\u10d1\u10d8\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10d3\u10d8\u10d3\u10d8 \u10e5\u10e1\u10d4\u10da\u10d8 \u10d0\u10e5\u10d5\u10e1 \u10d3\u10d0 \u10e8\u10d4\u10e3\u10ea\u10d5\u10da\u10d4\u10da \u10e0\u10dd\u10da\u10e1 \u10d0\u10e1\u10e0\u10e3\u10da\u10d4\u10d1\u10e1 \u10e5\u10d0\u10e0\u10d7\u10e3\u10da \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u10d1\u10d0\u10dc\u10d9\u10e1 \u10d0\u10e5\u10d5\u10e1 \u10d3\u10d8\u10d3\u10d8 \u10e1\u10d0\u10d9\u10dd\u10e0\u10d4\u10e1\u10de\u10dd\u10dc\u10d3\u10d4\u10dc\u10e2\u10dd \u10e5\u10e1\u10d4\u10da\u10d8, \u10d0\u10dc\u10d2\u10d0\u10e0\u10d8\u10e8\u10e1\u10ec\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d5\u10d0\u10da\u10e3\u10e2\u10d8\u10e1 \u10d3\u10d0 \u10e2\u10d8\u10de\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d3\u10d5\u10d8\u10d7 \u10d0\u10dc\u10d2\u10d0\u10e0\u10d8\u10e8\u10e1\u10ec\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d4\u10e4\u10d4\u10e5\u10e2\u10e3\u10e0 \u10e4\u10dd\u10e0\u10db\u10d4\u10d1\u10e1 \u10e1\u10d7\u10d0\u10d5\u10d0\u10d6\u10dd\u10d1\u10e1 \u10d7\u10d0\u10d5\u10d8\u10e1 \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d4\u10d1\u10e1 \u10d3\u10d0 \u10db\u10d0\u10e5\u10e1\u10d8\u10db\u10d0\u10da\u10e3\u10e0\u10d0\u10d3 \u10ea\u10d3\u10d8\u10da\u10dd\u10d1\u10e1 \u10e4\u10d0\u10e1\u10d4\u10d1\u10d8\u10e1 \u10dd\u10de\u10e2\u10d8\u10db\u10d8\u10d6\u10d0\u10ea\u10d8\u10d0\u10e1.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u10d1\u10d0\u10dc\u10d9\u10e1 \u10d0\u10e5\u10d5\u10e1 \u10d5\u10d0\u10ed\u10e0\u10dd\u10d1\u10d8\u10e1 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10ee\u10d0\u10d6\u10d4\u10d1\u10d8 \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10e3\u10ea\u10ee\u10dd\u10e3\u10e0\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10d8\u10d3\u10d0\u10dc, \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3, \u10e8\u10d4\u10d2\u10d5\u10d8\u10eb\u10da\u10d8\u10d0 \u10d9\u10dd\u10dc\u10d9\u10e3\u10e0\u10d4\u10dc\u10e2\u10e3\u10da\u10d8 \u10e4\u10d0\u10e1\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10d7\u10d0\u10d5\u10d0\u10d6\u10d4\u10d1\u10d0 \u10e9\u10d5\u10d4\u10dc\u10e1 \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d4\u10d1\u10d6\u10d4. \u10da\u10d8\u10d1\u10d4\u10e0\u10d7\u10d8\u10e1 \u10e7\u10d0\u10d5\u10e1 \u10eb\u10d0\u10da\u10d8\u10d0\u10dc \u10d2\u10d0\u10db\u10dd\u10ea\u10d3\u10d8\u10da\u10d8 \u10d2\u10e3\u10dc\u10d3\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10db\u10e3\u10d3\u10db\u10d8\u10d5\u10d0\u10d3 \u10d0\u10d0\u10dc\u10d0\u10da\u10d8\u10d6\u10d4\u10d1\u10e1 \u10d1\u10d0\u10d6\u10d0\u10e0\u10d6\u10d4 \u10db\u10dd\u10e5\u10db\u10d4\u10d3 \u10e1\u10ee\u10d5\u10d0 \u10d9\u10dd\u10dc\u10d9\u10e3\u10e0\u10d4\u10dc\u10e2\u10d4\u10d1\u10e1 \u10d3\u10d0 \u10e7\u10d5\u10d4\u10da\u10d0 \u10d2\u10d0\u10e0\u10d8\u10d2\u10d4\u10d1\u10d8\u10e1\u10d0\u10d3\u10db\u10d8 \u10d8\u10dc\u10d3\u10d8\u10d5\u10d8\u10d3\u10e3\u10d0\u10da\u10e3\u10e0\u10d8 \u10db\u10d8\u10d3\u10d2\u10dd\u10db\u10d8\u10d7 \u10e1\u10d7\u10d0\u10d5\u10d0\u10d6\u10dd\u10d1\u10e1 \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d4\u10d1\u10e1 \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10d2\u10d0\u10e0\u10d8\u10d2\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10d4\u10d1\u10d0\u10e1. \u10d0\u10da\u10d1\u10d0\u10d7 \u10e9\u10d5\u10d4\u10dc\u10d8 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10d3\u10d8\u10d3\u10d8 \u10de\u10da\u10d8\u10e3\u10e1\u10d8 \u10d8\u10e1\u10d0\u10d0, \u10e0\u10dd\u10db \u10d2\u10d0\u10e0\u10d8\u10d2\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10ec\u10e7\u10d4\u10d1\u10d8\u10e1\u10d7\u10d0\u10dc\u10d0\u10d5\u10d4 \u10d0\u10e5\u10e2\u10d8\u10e3\u10e0\u10d0\u10d3 \u10d5\u10d4\u10e0\u10d7\u10d5\u10d4\u10d1\u10d8\u10d7 \u10de\u10e0\u10dd\u10ea\u10d4\u10e1\u10e8\u10d8, \u10d2\u10d0\u10d5\u10d3\u10d8\u10d5\u10d0\u10e0\u10d7 \u10e7\u10d5\u10d4\u10da\u10d0 \u10d3\u10d4\u10e2\u10d0\u10da\u10e1, \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d7\u10d0\u10dc, \u10d8\u10e1\u10d4 \u10d1\u10d4\u10dc\u10d4\u10e4\u10d8\u10ea\u10d8\u10d0\u10e0\u10d7\u10d0\u10dc, \u10d7\u10d0\u10d5\u10d8\u10e1 \u10db\u10dd\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d4 \u10d1\u10d0\u10dc\u10d9\u10d7\u10d0\u10dc \u10d3\u10d0 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10d0\u10db\u10d8\u10e1 \u10e8\u10d4\u10db\u10d3\u10d4\u10d2 \u10d5\u10d0\u10e1\u10e0\u10e3\u10da\u10d4\u10d1\u10d7 \u10d0\u10db\u10d0 \u10d7\u10e3 \u10d8\u10db \u10dd\u10de\u10d4\u10e0\u10d0\u10ea\u10d8\u10d0\u10e1. \u10e9\u10d5\u10d4\u10dc\u10d8 \u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8 \u10db\u10d8\u10d3\u10d2\u10dd\u10db\u10d0\u10d0 \u10e0\u10dd\u10db \u201c\u10d3\u10e0\u10dd \u10e4\u10e3\u10da\u10d8\u10d0\u201d \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3, \u10eb\u10d0\u10da\u10d8\u10d0\u10dc \u10d3\u10d8\u10d3\u10d8 \u10de\u10d0\u10e1\u10e3\u10ee\u10d8\u10e1\u10db\u10d2\u10d4\u10d1\u10da\u10dd\u10d1\u10d8\u10d7 \u10d5\u10d4\u10d9\u10d8\u10d3\u10d4\u10d1\u10d8\u10d7 \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d8\u10e1 \u10d3\u10e0\u10dd\u10e1 \u10d3\u10d0 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10d4\u10d1\u10e1.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u10da\u10d8\u10d1\u10d4\u10e0\u10d7\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d8 \u10ea\u10d3\u10d8\u10da\u10dd\u10d1\u10e1, \u10d0\u10d0\u10db\u10d0\u10e6\u10da\u10dd\u10e1 \u10d7\u10d0\u10d5\u10d8\u10e1\u10d8 \u10d7\u10d0\u10dc\u10d0\u10db\u10e8\u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10e1 \u10d9\u10d5\u10d0\u10da\u10d8\u10e4\u10d8\u10d9\u10d0\u10ea\u10d8\u10d0, \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3, \u10db\u10e3\u10d3\u10db\u10d8\u10d5\u10d0\u10d3 \u10d5\u10db\u10dd\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10dd\u10d1\u10d7 \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10d9\u10dd\u10dc\u10e4\u10d4\u10e0\u10d4\u10dc\u10ea\u10d8\u10d4\u10d1\u10e8\u10d8, \u10d5\u10d4\u10ea\u10dc\u10dd\u10d1\u10d8\u10d7 \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10e2\u10d4\u10dc\u10d3\u10d4\u10dc\u10ea\u10d8\u10d4\u10d1\u10e1 \u10d3\u10d0 \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d4\u10d1\u10e1 \u10d5\u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d8\u10d7 \u10d2\u10d0\u10e0\u10d8\u10d2\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1 \u10d4\u10e4\u10d4\u10e5\u10e2\u10e3\u10e0 \u10d3\u10d0 \u10e1\u10ec\u10dd\u10e0 \u10e1\u10e2\u10e0\u10e3\u10e5\u10e2\u10e3\u10e0\u10d8\u10e0\u10d4\u10d1\u10d0\u10e8\u10d8.<\/span><\/p>\n<p><b>\u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10d5\u10d8\u10ea\u10d8\u10d7, 2021 \u10ec\u10d4\u10da\u10e1 \u10d7\u10e5\u10d5\u10d4\u10dc<\/b><b> \u10dc\u10dd\u10db\u10d8\u10dc\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d8\u10e7\u10d0\u10d5\u10d8\u10d7 DOCDEX-\u10d8\u10e1 \u10d3\u10d0\u10db\u10dd\u10e3\u10d9\u10d8\u10d3\u10d4\u10d1\u10d4\u10da\u10d8 \u10d4\u10e5\u10e1\u10de\u10d4\u10e0\u10e2\u10d8\u10e1 \u10de\u10dd\u10d6\u10d8\u10ea\u10d8\u10d0\u10d6\u10d4 ICC-\u10e1 \u10db\u10d8\u10d4\u10e0 \u10d3\u10d0 \u10db\u10dd\u10dc\u10d0\u10ec\u10d8\u10da\u10d4\u10dd\u10d1\u10d0 \u10db\u10d8\u10d8\u10e6\u10d4\u10d7 \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10e1\u10d0\u10d5\u10d0\u10ed\u10e0\u10dd \u10dd\u10de\u10d4\u10e0\u10d0\u10ea\u10d8\u10d0\u10e1\u10d7\u10d0\u10dc \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d3\u10d0\u10d5\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2\u10d0\u10e8\u10d8. \u10e0\u10d0 \u10d3\u10d0\u10e2\u10d5\u10d8\u10e0\u10d7\u10d5\u10d0 \u10f0\u10e5\u10dd\u10dc\u10d3\u10d0 \u10d7\u10e5\u10d5\u10d4\u10dc\u10d7\u10d5\u10d8\u10e1 \u10d0\u10db \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d0\u10e1 \u10d3\u10d0 \u10e0\u10d0 \u10d2\u10d0\u10d5\u10da\u10d4\u10dc\u10d0 \u10d8\u10e5\u10dd\u10dc\u10d8\u10d0 \u10d7\u10e5\u10d5\u10d4\u10dc\u10e1 \u10de\u10e0\u10dd\u10e4\u10d4\u10e1\u10d8\u10e3\u10da \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10d6\u10d4 \u10d3\u10e6\u10d4\u10d5\u10d0\u10dc\u10d3\u10d4\u10da\u10d8 \u10d2\u10d0\u10d3\u10db\u10dd\u10e1\u10d0\u10ee\u10d4\u10d3\u10d8\u10d3\u10d0\u10dc?\u00a0<\/b><\/p>\n<p><span style=\"font-weight: 400;\">2021 \u10ec\u10d4\u10da\u10d8 \u10e9\u10d4\u10db\u10e1 \u10d9\u10d0\u10e0\u10d8\u10d4\u10e0\u10d0\u10e8\u10d8 \u10db\u10d0\u10e0\u10d7\u10da\u10d0\u10ea \u10e0\u10dd\u10db \u10eb\u10d0\u10da\u10d8\u10d0\u10dc \u10d3\u10d0\u10e1\u10d0\u10db\u10d0\u10ee\u10e1\u10dd\u10d5\u10e0\u10d4\u10d1\u10d4\u10da\u10d8 \u10d3\u10d0 \u10d0\u10e6\u10e1\u10d0\u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10d8 \u10d7\u10d0\u10e0\u10d8\u10e6\u10d8 \u10d8\u10e7\u10dd. \u10dc\u10d4\u10d1\u10d8\u10e1\u10db\u10d8\u10d4\u10e0\u10d8 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d8, \u10d5\u10d8\u10dc\u10ea \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10e1\u10d0\u10d5\u10d0\u10ed\u10e0\u10dd \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10e8\u10d8\u10d0, \u10dd\u10ea\u10dc\u10d4\u10d1\u10dd\u10d1\u10e1 ICC-\u10e8\u10d8 \u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10d0\u10d6\u10d4, \u10d8\u10db \u10ec\u10d4\u10da\u10e1 \u10d9\u10d8 \u10db\u10d4 \u10eb\u10d0\u10da\u10d8\u10d0\u10dc \u10d2\u10d0\u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10da\u10d0. \u10d2\u10d0\u10d5\u10ee\u10d3\u10d8 \u10e0\u10d0 \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10e1\u10d0\u10d5\u10d0\u10ed\u10e0\u10dd \u10de\u10d0\u10da\u10d0\u10e2\u10d8\u10e1 DOCDEX \u10d4\u10e5\u10e1\u10de\u10d4\u10e0\u10e2\u10d8, \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d0 \u10db\u10dd\u10db\u10d4\u10ea\u10d0 \u10d2\u10d0\u10db\u10d4\u10e0\u10e6\u10d5\u10d8\u10d0 \u10e7\u10d5\u10d4\u10da\u10d0 \u10e9\u10d0\u10e0\u10e9\u10dd \u10d3\u10d0 \u10d0\u10e6\u10db\u10dd\u10d5\u10e9\u10d4\u10dc\u10d8\u10da\u10d8\u10e7\u10d0\u10d5\u10d8 \u10d8\u10db \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d5\u10d4\u10e0\u10d3\u10d8\u10d7, \u10d5\u10d8\u10dc\u10ea \u10d3\u10e6\u10d4\u10e1 \u10d0\u10db \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10e8\u10d8 \u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8 \u10db\u10dd\u10d7\u10d0\u10db\u10d0\u10e8\u10d4\u10d0, \u10d5\u10d8\u10dc\u10ea \u10ec\u10d4\u10e0\u10e1 \u10ec\u10d4\u10e1\u10d4\u10d1\u10e1, \u10d5\u10d8\u10dc\u10ea \u10d0\u10ee\u10d3\u10d4\u10dc\u10e1 \u10d3\u10d0\u10d5\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10ee\u10d8\u10da\u10d5\u10d0\u10e1, \u10d5\u10d8\u10dc\u10ea \u10d0\u10d9\u10d5\u10d0\u10da\u10d8\u10d0\u10dc\u10d4\u10d1\u10e1 \u10d1\u10d0\u10dc\u10d9\u10d4\u10d1\u10e1 \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d0 \u10e1\u10e2\u10e0\u10e3\u10e5\u10e2\u10e3\u10e0\u10d4\u10d1\u10e1, \u10d7\u10e3 \u10e0\u10dd\u10d2\u10dd\u10e0 \u10ec\u10d0\u10e0\u10db\u10d0\u10e0\u10d7\u10dd\u10dc \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10d3\u10dd\u10d9\u10e3\u10db\u10d4\u10dc\u10e2\u10e3\u10e0\u10d8 \u10dd\u10de\u10d4\u10e0\u10d0\u10ea\u10d8\u10d4\u10d1\u10d8, \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10d0\u10dc\u10d2\u10d0\u10e0\u10d8\u10e8\u10e1\u10ec\u10dd\u10e0\u10d4\u10d1\u10d8\u10e1 \u10ec\u10d4\u10e1\u10d4\u10d1\u10d8, \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10db\u10d8\u10ec\u10dd\u10d3\u10d4\u10d1\u10d8\u10e1 \u10de\u10d8\u10e0\u10dd\u10d1\u10d4\u10d1\u10d8, \u10e0\u10dd\u10d2\u10dd\u10e0 \u10d0\u10ec\u10d0\u10e0\u10db\u10dd\u10dd\u10dc \u10db\u10dd\u10da\u10d0\u10de\u10d0\u10e0\u10d0\u10d9\u10d4\u10d1\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10e8\u10d4\u10d0\u10d3\u10d2\u10d8\u10dc\u10dd\u10dc \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10d9\u10dd\u10dc\u10e2\u10e0\u10d0\u10e5\u10e2\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10e1\u10ee\u10d5\u10d0, \u10e0\u10d0\u10d7\u10d0 \u10db\u10d8\u10dc\u10d8\u10db\u10e3\u10db\u10d0\u10db\u10d3\u10d4 \u10d3\u10d0\u10d8\u10e7\u10d5\u10d0\u10dc\u10dd\u10dc \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10d5\u10d0\u10ed\u10e0\u10dd\u10d1\u10d0\u10e1\u10d7\u10d0\u10dc \u10d0\u10e1\u10dd\u10ea\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">2023 \u10ec\u10d4\u10da\u10e1 \u10db\u10e5\u10dd\u10dc\u10d3\u10d0 \u10e0\u10d4\u10d0\u10da\u10e3\u10e0\u10d8 \u10e5\u10d4\u10d8\u10e1\u10d8, \u10e0\u10dd\u10db\u10da\u10d8\u10e1 \u10d0\u10dc\u10d0\u10da\u10d8\u10d6\u10d8\u10ea \u10e8\u10d4\u10d5\u10eb\u10d4\u10da\u10d8 3 \u10d3\u10d0\u10db\u10dd\u10e3\u10d9\u10d8\u10d3\u10d4\u10d1\u10d4\u10da DOCDEX \u10d4\u10e5\u10e1\u10de\u10d4\u10e0\u10e2\u10d7\u10d0\u10dc \u10d4\u10e0\u10d7\u10d0\u10d3. \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3, \u10db\u10d4 \u10db\u10dd\u10db\u10d4\u10ea\u10d0 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d0, \u10e8\u10d4\u10db\u10d4\u10e1\u10e0\u10e3\u10da\u10d4\u10d1\u10d8\u10dc\u10d0 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8 \u10e0\u10dd\u10da\u10d8 \u10d3\u10d0\u10d5\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2\u10d0\u10e8\u10d8, \u10e1\u10d0\u10d4\u10e5\u10e1\u10de\u10d4\u10e0\u10e2\u10dd \u10db\u10dd\u10e1\u10d0\u10d6\u10e0\u10d4\u10d1\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10ec\u10dd\u10d3\u10d4\u10d1\u10d0\u10e1\u10d0 \u10d3\u10d0 \u10d2\u10da\u10dd\u10d1\u10d0\u10da\u10e3\u10e0\u10d0\u10d3, \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10e1\u10d0\u10d5\u10d0\u10ed\u10e0\u10dd \u10e2\u10e0\u10d0\u10dc\u10d6\u10d0\u10e5\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10d4\u10e4\u10d4\u10e5\u10e2\u10e3\u10e0 \u10e4\u10e3\u10dc\u10e5\u10ea\u10d8\u10dd\u10dc\u10d8\u10e0\u10d4\u10d1\u10d0\u10e8\u10d8 \u10e8\u10d4\u10db\u10d4\u10e2\u10d0\u10dc\u10d0 \u10e9\u10d4\u10db\u10d8 \u10de\u10d0\u10e2\u10d0\u10e0\u10d0 \u10ec\u10d5\u10da\u10d8\u10da\u10d8.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u10e0\u10d0\u10ea \u10e8\u10d4\u10d4\u10ee\u10d4\u10d1\u10d0 \u10d9\u10d8\u10d7\u10ee\u10d5\u10d0\u10e1, \u10d7\u10e3 \u10e0\u10d0 \u10ec\u10d5\u10da\u10d8\u10da\u10d8 \u10e8\u10d4\u10d8\u10e2\u10d0\u10dc\u10d0 \u10e9\u10d4\u10db\u10e1 \u10d9\u10d0\u10e0\u10d8\u10d4\u10e0\u10d0\u10e8\u10d8 \u10d0\u10db \u10d2\u10d0\u10db\u10dd\u10ec\u10d5\u10d4\u10d5\u10d0\u10db, \u10e8\u10d4\u10db\u10d8\u10eb\u10da\u10d8\u10d0 \u10d7\u10d0\u10db\u10d0\u10db\u10d0\u10d3 \u10d5\u10d7\u10e5\u10d5\u10d0, \u10e0\u10dd\u10db \u10d0\u10db\u10d8\u10e7\u10d5\u10d0\u10dc\u10d0 \u10d8\u10db \u10db\u10ec\u10d5\u10d4\u10e0\u10d5\u10d0\u10da\u10d6\u10d4, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10ec\u10da\u10d4\u10d1\u10d8\u10e1 \u10ec\u10d8\u10dc \u10d0\u10d1\u10e1\u10dd\u10da\u10e3\u10e2\u10e3\u10e0\u10d0\u10d3 \u10db\u10d8\u10e3\u10e6\u10ec\u10d4\u10d5\u10da\u10d0\u10d3 \u10db\u10d4\u10e9\u10d5\u10d4\u10dc\u10d4\u10d1\u10dd\u10d3\u10d0. \u10d0\u10db\u10df\u10d0\u10db\u10d0\u10d3 \u10d2\u10d0\u10d4\u10e0\u10d7\u10d8\u10d0\u10dc\u10d4\u10d1\u10e3\u10da\u10d8 \u10d5\u10d0\u10e0 \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10de\u10e0\u10dd\u10e4\u10d4\u10e1\u10d8\u10dd\u10dc\u10d0\u10da\u10d7\u10d0 \u10ef\u10d2\u10e3\u10e4\u10e8\u10d8, \u10e1\u10d0\u10d3\u10d0\u10ea \u10d1\u10d4\u10d5\u10e0\u10d8 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e0\u10d8 \u10d3\u10d0 \u10d4\u10e5\u10e1\u10de\u10d4\u10e0\u10e2\u10d8\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e7\u10dd\u10d5\u10d4\u10da\u10d3\u10e6\u10d8\u10e3\u10e0\u10d0\u10d3 \u10e3\u10d6\u10d8\u10d0\u10e0\u10d4\u10d1\u10d4\u10dc \u10d4\u10e0\u10d7\u10db\u10d0\u10dc\u10d4\u10d7\u10e1 \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10e5\u10d4\u10d8\u10e1\u10d4\u10d1\u10e1 \u10d3\u10d0 \u10e1\u10d0\u10d3\u10d0\u10ea \u10d5\u10d0\u10eb\u10da\u10d4\u10d5\u10d7 \u10d4\u10e0\u10d7\u10db\u10d0\u10dc\u10d4\u10d7\u10e1 \u10e0\u10e9\u10d4\u10d5\u10d4\u10d1\u10e1, \u10d7\u10e3 \u10e0\u10dd\u10d2\u10dd\u10e0 \u10d3\u10d0\u10d5\u10d0\u10d6\u10e6\u10d5\u10d8\u10dd\u10d7 \u10e9\u10d5\u10d4\u10dc\u10d8 \u10d9\u10da\u10d8\u10d4\u10dc\u10e2\u10d4\u10d1\u10d8 \u10e1\u10ee\u10d5\u10d0\u10d3\u10d0\u10e1\u10ee\u10d5\u10d0 \u10e0\u10d8\u10e1\u10d9\u10d4\u10d1\u10d8\u10e1\u10d2\u10d0\u10dc. \u10d5\u10d7\u10d5\u10da\u10d8, \u10e0\u10dd\u10db \u10d0\u10db\u10d0\u10d6\u10d4 \u10e3\u10d9\u10d4\u10d7\u10d4\u10e1\u10d8 \u10d0\u10e1\u10de\u10d0\u10e0\u10d4\u10d6\u10d8 \u10e9\u10d4\u10db\u10d8 \u10ea\u10dd\u10d3\u10dc\u10d8\u10e1 \u10d2\u10d0\u10db\u10dd\u10e7\u10d4\u10dc\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e3\u10d1\u10e0\u10d0\u10da\u10dd\u10d3 \u10ec\u10d0\u10e0\u10db\u10dd\u10e3\u10d3\u10d2\u10d4\u10dc\u10d4\u10da\u10d8\u10d0.<\/span><\/p>\n<p><b>\u10d3\u10d0 \u10d1\u10dd\u10da\u10dd\u10e1, \u10e8\u10d4\u10db\u10dd\u10d5\u10d8\u10e4\u10d0\u10e0\u10d2\u10da\u10d4\u10d1\u10d8\u10d7 \u10e2\u10e0\u10d0\u10d3\u10d8\u10ea\u10d8\u10e3\u10da\u10d8 \u10d9\u10d8\u10d7\u10ee\u10d5\u10d8\u10d7, \u10e0\u10d0\u10e1 \u10e3\u10e0\u10e9\u10d4\u10d5\u10d3\u10d8\u10d7 \u10d8\u10db \u10de\u10e0\u10dd\u10e4\u10d4\u10e1\u10d8\u10dd\u10dc\u10d0\u10da\u10d4\u10d1\u10e1\u10d0 \u10d3\u10d0 \u10d0\u10ee\u10d0\u10da\u10d2\u10d0\u10d6\u10e0\u10d3\u10d4\u10d1\u10e1, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10d0\u10ee\u10da\u10d0 \u10d8\u10ec\u10e7\u10d4\u10d1\u10d4\u10dc \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d8 \u10d9\u10d0\u10e0\u10d8\u10d4\u10e0\u10e3\u10da\u10d8 \u10dc\u10d0\u10d1\u10d8\u10ef\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10d3\u10d2\u10db\u10d0\u10e1?\u00a0<\/b><\/p>\n<p><span style=\"font-weight: 400;\">\u10d5\u10e4\u10d8\u10e5\u10e0\u10dd\u10d1, \u10e0\u10dd\u10db \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d8 \u10e3\u10dc\u10d3\u10d0 \u10d8\u10e7\u10dd\u10e1 \u10ea\u10dc\u10dd\u10d1\u10d8\u10e1\u10db\u10dd\u10e7\u10d5\u10d0\u10e0\u10d4 \u10e7\u10d5\u10d4\u10da\u10d0\u10e4\u10d4\u10e0\u10e8\u10d8, \u10e7\u10d5\u10d4\u10da\u10d0 \u10e1\u10d0\u10e5\u10db\u10d4\u10e8\u10d8. \u10d7\u10e3 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d8 \u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10d8\u10d0\u10dc\u10d8\u10d0, \u10d0\u10e0\u10d0\u10e2\u10dd\u10e5\u10e1\u10d8\u10d9\u10e3\u10e0\u10d8\u10d0, \u10d3\u10d0 \u10d7\u10d0\u10dc \u10db\u10dd\u10e1\u10ec\u10dd\u10dc\u10e1 \u10d7\u10d0\u10d5\u10d8\u10e1\u10d8 \u10e1\u10d0\u10e5\u10db\u10d4, \u10d8\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0\u10e4\u10d4\u10e0\u10e1 \u10db\u10d8\u10d0\u10e6\u10ec\u10d4\u10d5\u10e1. \u10d1\u10d0\u10dc\u10d9\u10d8 \u10d0\u10e0 \u10d0\u10e0\u10d8\u10e1 \u10d8\u10dc\u10d3\u10d8\u10d5\u10d8\u10d3\u10e3\u10d0\u10da\u10e3\u10e0\u10d8 \u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10d8\u10e1 \u10d0\u10e1\u10de\u10d0\u10e0\u10d4\u10d6\u10d8, \u10d1\u10d0\u10dc\u10d9\u10d8 \u10d8\u10e1 \u10e1\u10e2\u10e0\u10e3\u10e5\u10e2\u10e3\u10e0\u10d0\u10d0, \u10e1\u10d0\u10d3\u10d0\u10ea \u10d2\u10e3\u10dc\u10d3\u10e3\u10e0 \u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10d0\u10e1 \u10e3\u10d3\u10d8\u10d3\u10d4\u10e1\u10d8 \u10e0\u10dd\u10da\u10d8 \u10d4\u10dc\u10d8\u10ed\u10d4\u10d1\u10d0. \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3, \u10d2\u10d0\u10e0\u10d3\u10d0 \u10de\u10e0\u10dd\u10e4\u10d4\u10e1\u10d8\u10e3\u10da\u10d8 \u10e9\u10d5\u10d4\u10d5\u10d4\u10d1\u10d8\u10e1\u10d0, \u10e9\u10d5\u10d4\u10dc \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10da\u10d0\u10d3 \u10d2\u10d5\u10ed\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0 \u10de\u10d8\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8 \u10d7\u10d5\u10d8\u10e1\u10d4\u10d1\u10d4\u10d1\u10d8, \u10e0\u10dd\u10db \u10e8\u10d4\u10d5\u10eb\u10da\u10dd\u10d7 \u10e1\u10ec\u10dd\u10e0\u10d8 \u10d9\u10dd\u10db\u10e3\u10dc\u10d8\u10d9\u10d0\u10ea\u10d8\u10d0, \u10d4\u10e0\u10d7\u10d0\u10d3 \u10e1\u10d0\u10e5\u10db\u10d8\u10e1 \u10d9\u10d4\u10d7\u10d4\u10d1\u10d0. \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10d0\u10db\u10d8\u10e1 \u10e8\u10d4\u10db\u10d3\u10d2\u10dd\u10db \u10d0\u10e0\u10d8\u10e1 \u10e3\u10d9\u10d5\u10d4 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8 \u10d5\u10d8\u10da\u10d0\u10de\u10d0\u10e0\u10d0\u10d9\u10dd\u10d7 \u10de\u10e0\u10dd\u10e4\u10d4\u10e1\u10d8\u10e3\u10da \u10d6\u10e0\u10d3\u10d0\u10d6\u10d4, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e3\u10d9\u10d5\u10d4 \u10d7\u10d0\u10d5\u10d8\u10e1\u10d7\u10d0\u10d5\u10d0\u10d3 \u10db\u10dd\u10d3\u10d8\u10e1.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u10db\u10d4 \u10d0\u10db\u10d0\u10e1 \u10d5\u10e3\u10e0\u10e9\u10d4\u10d5\u10d3\u10d8 \u10d0\u10ee\u10d0\u10da\u10d2\u10d0\u10d6\u10e0\u10d3\u10d4\u10d1\u10e1: \u10d3\u10d0\u10d0\u10e4\u10d0\u10e1\u10d4\u10d7 \u10d8\u10e1 \u10d0\u10d3\u10d2\u10d8\u10da\u10d8 \u10d3\u10d0 \u10d7\u10d0\u10dc\u10d0\u10db\u10e8\u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8, \u10e1\u10d0\u10d3\u10d0\u10ea \u10d7\u10e5\u10d5\u10d4\u10dc \u10db\u10d8\u10ee\u10d5\u10d4\u10d3\u10d8\u10d7. \u10d2\u10d0\u10d4\u10ea\u10d8\u10d7 \u10db\u10d4\u10e2\u10d8, \u10d5\u10d8\u10d3\u10e0\u10d4 \u10d4\u10da\u10dd\u10d3\u10d4\u10d1\u10d8\u10d7, \u10e0\u10dd\u10db \u10db\u10d8\u10d8\u10e6\u10d4\u10d1\u10d7, \u10d3\u10d0\u10d8\u10ee\u10d0\u10e0\u10ef\u10d4\u10d7 \u10db\u10d4\u10e2\u10d0\u10d3, \u10d2\u10d0\u10d0\u10d9\u10d4\u10d7\u10d4\u10d7 \u10d7\u10e5\u10d5\u10d4\u10dc\u10d8 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d4\u10d1\u10d8\u10e1 \u10db\u10d0\u10e5\u10e1\u10d8\u10db\u10e3\u10db\u10d8 \u10d3\u10d0 \u10d7\u10d0\u10d5\u10d0\u10d3 \u10d2\u10d0\u10d9\u10d5\u10d8\u10e0\u10d5\u10d4\u10d1\u10e3\u10da\u10d8 \u10d3\u10d0\u10e0\u10e9\u10d4\u10d1\u10d8\u10d7, \u10e0\u10d0 \u10e3\u10ea\u10d4\u10d1 \u10db\u10dd\u10d5\u10d0 \u10e8\u10d4\u10d3\u10d4\u10d2\u10d8.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u10e8\u10e0\u10dd\u10db\u10d0\u10e8\u10d8 \u10d5\u10d4\u10db\u10ee\u10e0\u10dd\u10d1\u10d8 \u10de\u10d4\u10e0\u10e4\u10d4\u10e5\u10ea\u10d8\u10dd\u10dc\u10d8\u10d6\u10db\u10e1, \u10d4\u10e1\u10d0\u10d0 \u10e9\u10d4\u10db\u10d8 \u10ec\u10d0\u10e0\u10db\u10d0\u10e2\u10d4\u10d1\u10d8\u10e1 \u10e4\u10dd\u10e0\u10db\u10e3\u10da\u10d0 \u10d3\u10d0 \u10d8\u10d2\u10d8\u10d5\u10d4\u10e1 \u10d5\u10e3\u10e0\u10e9\u10d4\u10d5 \u10d0\u10ee\u10d0\u10da\u10d2\u10d0\u10d6\u10e0\u10d3\u10d4\u10d1\u10e1. \u10d0\u10e1\u10d4\u10d5\u10d4, \u10db\u10e3\u10d3\u10db\u10d8\u10d5\u10d0\u10d3 \u10e1\u10d0\u10e5\u10db\u10d8\u10e1 \u10d9\u10d4\u10d7\u10d4\u10d1\u10d0, \u10db\u10e3\u10d3\u10db\u10d8\u10d5\u10d0\u10d3 \u10e1\u10d0\u10d9\u10e3\u10d7\u10d0\u10e0 \u10d7\u10d0\u10d5\u10d6\u10d4 \u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10d0, \u10d3\u10d8\u10dc\u10d0\u10db\u10d8\u10d9\u10d0 \u10d3\u10d0 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10d3\u10d8\u10dc\u10d0\u10db\u10d8\u10d9\u10d0. \u10d7\u10e3 \u10d0\u10ee\u10d0\u10da\u10d2\u10d0\u10d6\u10e0\u10d3\u10d4\u10d1\u10d8 \u10db\u10d8\u10d4\u10e9\u10d5\u10d4\u10d5\u10d8\u10d0\u10dc \u10ea\u10dd\u10d3\u10dc\u10d8\u10e1 \u10d2\u10d0\u10dc\u10e3\u10ec\u10e7\u10d5\u10d4\u10e2\u10da\u10d8\u10d5 \u10d2\u10d0\u10e6\u10e0\u10db\u10d0\u10d5\u10d4\u10d1\u10d0\u10e1, \u10e8\u10d4\u10d3\u10d4\u10d2\u10d8 \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10da\u10d0\u10d3 \u10d3\u10d0\u10d3\u10d2\u10d4\u10d1\u10d0, \u10d8\u10e1\u10d8\u10dc\u10d8 \u10d8\u10e5\u10dc\u10d4\u10d1\u10d8\u10d0\u10dc \u10d0\u10e0\u10d0\u10db\u10d0\u10e0\u10e2\u10dd \u10e0\u10d4\u10d0\u10da\u10d8\u10d6\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10d3\u10d0\u10e1\u10d0\u10e5\u10db\u10d4\u10d1\u10e3\u10da\u10d4\u10d1\u10d8, \u10d0\u10e0\u10d0\u10db\u10d4\u10d3 \u10d1\u10d4\u10d3\u10dc\u10d8\u10d4\u10e0\u10d4\u10d1\u10d8, \u10d3\u10d0\u10d8\u10ea\u10d0\u10d5\u10d4\u10dc \u10d1\u10d0\u10da\u10d0\u10dc\u10e1\u10e1 \u10d3\u10d0 \u10e8\u10d4\u10eb\u10da\u10d4\u10d1\u10d4\u10dc \u10e1\u10e0\u10e3\u10da\u10e4\u10d0\u10e1\u10dd\u10d5\u10d0\u10dc \u10ea\u10ee\u10dd\u10d5\u10e0\u10d4\u10d1\u10d0\u10e1.<\/span><\/p>\n<\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-0{width:100% !important;margin-top : 0px;margin-bottom : 20px;}.fusion-builder-column-0 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 5;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 5;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-0{width:100% !important;order : 0;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : 5;margin-left : 5;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-0{width:100% !important;order : 0;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : 5;margin-left : 5;}}<\/style><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-1{ padding-top : 0px;margin-top : 0px;padding-right : 0px;padding-bottom : 0px;margin-bottom : 0px;padding-left : 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